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Old Mar 20, 2004 | 03:42 PM
  #1  
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From: Bromsgrove
Unhappy Storm damage.

I'm gutted just back back home to find a ridge tile has come off the roof bounced off the garage roof and landed on the roof of the scoob, dends and scratches everywhere.
Needs a new rear screen. Boot lid, spoiler, rear wing and bonnet nead painting.

What will they do with quite big dends in the roof?

Do you think the repairs will be covered on my house insurance.

Anyone know a good bodyshop Birmingham - Bromsgrove area.
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Old Mar 20, 2004 | 03:47 PM
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From: Birmingham
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Sorry to hear that Paul
I woke up when the wind started and moved mine off the drive cos i was concerned about this. We've lost 2 tiles out the back but none at the front.

I would defo try to claim off the house insurance!

Andy
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Old Mar 20, 2004 | 03:51 PM
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From: astra 1.9ctdi with dtuk green box. 195/300
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Feel for you mate! Once saw a slate pierce the roof of a rover 25.
my back fence has blown down, but it will have to wait as I'm going to work. Will probably get turned out to a few unsafe structures if it carries on like this.
dave
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Old Mar 20, 2004 | 04:46 PM
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i know it sounds sad but leave the scoob at home as ive just been out on the motorway and the bits of stones/crap etc blowing off the sides of the road is unbelivable there like bullets against the paintwork im glad i left mine at home

regards

Jud
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Old Mar 20, 2004 | 05:32 PM
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sorry to hear about the car mate. its bloody windy here to . theres **** flyin everywhere. wish i had cleared the garage to put the scoob in.
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Old Mar 20, 2004 | 05:36 PM
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Coming home on friday in a high sided van passed a crane on the hard shoulder of the M6 lifting a 40 tonne wagon out of the ditch at the side of the road.....but this was at Shap
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Old Mar 20, 2004 | 05:41 PM
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Paul T68

i think this will be coming out of your pocket for the car as this is going to be 'an act of God' - speaking to my local building agent they reckon you would be incredibly lucky to get this one through house insurance

anyhow - have a try you never know

Good luck
Mitch
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Old Mar 20, 2004 | 06:19 PM
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I think if your neighbuors tiles landed on your car then it would be covered..
but as it was yours ,its an act of god.Shame you dont know anyone who has had storm damage,and your car could have been parked nearby...
If you know what i mean..
Rooferman.
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Old Mar 20, 2004 | 11:58 PM
  #9  
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You should be covered for this, my insurance with the Halifax covers for this type of eventuallity re falling trees, storm etc. In fact would have thought you had to be covered.
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Old Mar 21, 2004 | 11:54 AM
  #10  
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PaulT68,
I had a similar incident a few years ago. Some roof tiles came off my house and landed on the bonnet of my Golf GTI 16v, causing dent/scratches etc.
I claimed off the house inurance for my roof tiles and got them replaced, but the house insurance would not cover the damage to the car. They stated you couldn't claim off yourself. If the tiles had landed on the neighbours car, they would have been able to get their damage fixed through my house insurance. In the end I had to claim off my car insurance as I needed a new bonnet. Luckily I had a protected no claims bonus!
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Old Mar 21, 2004 | 12:19 PM
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From: astra 1.9ctdi with dtuk green box. 195/300
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They stated you couldn't claim off yourself. If the tiles had landed on the neighbours car, they would have been able to get their damage fixed through my house insurance
PaulT68. Are you sure they weren't your neighbours tiles!!!!!!!!!!!!!!!
dave
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Old Mar 21, 2004 | 12:23 PM
  #12  
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From: Tellins, Home of Super Leagues finest, and where a "split" is not all it seems.
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Stupid bloody kids damaging your car on a Saturday night?!!? Car was parked on the road officer, god knows what those kids used to cause damage like that etc etc...

I wouldnt normally condone behvaiour like this, but its a scoob!!!

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Old Mar 21, 2004 | 01:32 PM
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I have to agree that you can't claim off your house insurance - as it's not covered in the third party liability, whereby a neighbour can claim off you if the ridge tile had landed on their car.
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Old Mar 21, 2004 | 03:30 PM
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Sorry mate, as said in previous posts in won't be covered on your house insurance, hope it's not to costly to repair.

simb
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