pslewis

Why, if you add a driver to your Insurance who is unemployed does it skyrocket? Change them to retired and it drops hugely!

Weird ...................... and probably illegal?

Hysteria1983

Unemployed = Chav boy racer on the dole.

Retired = Elderly gentleman claiming his pension.

Not my opinion, just a generalized stereotype.

MattW

Wife's went up when she went from employed to housewife. thought it strange too.

shaunywrx

The reasoning i'm guessing is unemployed have more time to be driving around all day, hence more driving, more risk!

P.S. As you may have noticed i'm not an expert/insurance underwriter

ChefDude

unemployed people are generally up to no good and more likely to use their car in illegal situations? eg; ram raiding

Leslie

I think that is as good an answer as you might get.

Les

Jamie

This is not 1996

dpb

How does having a **** stained dodgy ole codger affect the premium ?

Mooburu

I remember when I was getting quotes a long time ago he asked where I work, and because I said a factory, he put me as a machine operator. He said that it’ll be cheaper than 'factory worker' because factory workers are more likely to be drink drivers and drive dangerously so insurance will be higher.

So I’m guessing that unemployed people are the same.

David Lock

"Unemployed" = unlicensed taxi use?

dl

stilover

Thats because an employed woman is only a danger going to work in the morning, and getting home again at PM.

A Housewife is free to cause chaos all day long. Hence the premium rise.

Hysteria1983

I must be lucky.

An unemployed female driver who's insurance renewal went down

zip106

EFA.

pslewis

It does drop when you hit 50 ................