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Does SORN impact insurance rates?

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Old 10 August 2018, 10:14 AM
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mellinator2k
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Default Does SORN impact insurance rates?
Hi all

I have a few bits to do to my car and want to SORN the car over winter until I have it all done.My car insurance and tax are currently up and I wish to renew in spring.

I have seen some insurance companies asking if car has been SORN in last while.

My question is, if I SORN car now, does it impact car insurance renewal rates come spring - if so it may be cheaper just to renew insurance and tax now
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Old 10 August 2018, 12:19 PM
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Not at all, I only tax mine for 6 months of the year now.
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Old 10 August 2018, 02:57 PM
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Vxr2010
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If it’s your pride and joy would it not be a good idea to have it insured TPFT , even if not used ?
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Old 10 August 2018, 03:34 PM
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Yes that's a good call actually - better safe than sorry. Insure it but cancel tax maybe??
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Old 10 August 2018, 04:12 PM
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I would rather pay and keep it insured even it not being used , worse case scenario could be stolen , trickle charger issue if you do , at least if it’s insured then peace of mind , and if it’s TPFT it’s normally a little cheaper to insure
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Old 10 August 2018, 07:10 PM
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Thanks guys - just went out and insured it.

As you say - not worth the risk for my pride and joy
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Old 10 August 2018, 07:13 PM
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Good choice hoped it did not cost too much to do and hopefully cheaper than insuring it to drive on the road
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Old 12 August 2018, 06:08 PM
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Sometimes fully comp can be cheaper as insurers know many go for tpft thinking it’s cheaper so they add a premium.
kinda like loose apples being cheaper...
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Old 12 August 2018, 07:43 PM
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Thanks all. Went fully comp in end!
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Old 13 August 2018, 06:21 PM
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at £253 a year fully comp, inc all mods, why go TPFT.
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Old 13 August 2018, 10:01 PM
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Hi.
If you wanted a quotation for laid up insurance then please feel free to drop me a line. We offer cover for just fire and theft or accidental damage fire and theft.
Regards,
Dan.
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