3rd party fire and theft on classic?
#1
3rd party fire and theft on classic?
Just been getting quotes for a classic STi worth about 4 grand and was amazed at the difference in cost. About £950 fully comp or £450 fro 3rd party fire and theft.
Now, part of me says get the fully comp one the other says go for the cheaper option. What do you reckon? Do many of you just go 3rdPF&T?
Now, part of me says get the fully comp one the other says go for the cheaper option. What do you reckon? Do many of you just go 3rdPF&T?
#4
Scooby Regular
iTrader: (3)
Join Date: Aug 2000
Location: 1600cc's of twin scroll fun :)
Posts: 25,565
Likes: 0
Received 2 Likes
on
2 Posts
TPFT isnt worth the paper its printed on, first fault accident and your out of pocket and carless.
Try either A Plan or Keith Michaels (look in the insurance section )
Tony
Try either A Plan or Keith Michaels (look in the insurance section )
Tony
#7
Scooby Regular
I insured my Classic UK Turbo TPFT when I was 20. It was probably worth about £4k, and I would never have involved the insurance company if I'd crashed it locally. At that age it would be better taking the £4k hit than adding the premium on to my insurance for the next however many years just because I'd claimed.
You're older though, so I'd say you might as well insure it fully comprehensive.
You're older though, so I'd say you might as well insure it fully comprehensive.
Trending Topics
#9
Scooby Regular
iTrader: (12)
Join Date: Mar 2009
Location: in a house
Posts: 2,078
Likes: 0
Received 0 Likes
on
0 Posts
im 24 with 5yrs ncd and an in10 on my policy which is now coming off this yr. full comp on a v3 sti and im paying £800.
you really need to speak with aplan before you go anywhere else!
you really need to speak with aplan before you go anywhere else!
#11
Scooby Regular
iTrader: (1)
Join Date: Jul 2008
Location: Hampshire
Posts: 537
Likes: 0
Received 0 Likes
on
0 Posts
I wonder why I got quoted that, I paid £450 last year with Swinton which I thought was reasonable.
Where do you live then? mind you it shouldn't be over double the price, god knows how they work prices out........your not a stuntman by trade are you?
#13
Scooby Regular
iTrader: (10)
Join Date: Jan 2008
Location: Bedfordshire
Posts: 3,071
Likes: 0
Received 0 Likes
on
0 Posts
That's where you're going wrong, all the compare sites couldn't match A Plan. I'm 31 too, with full ncb(13 years!), with a lot of mods all declared(see my garage), protected ncb, with mods payed for in a claim, £570. And i live in Luton, not the best area! They also said it would be £100 cheaper if Sue wasn't a named driver on the policy.
Thread
Thread Starter
Forum
Replies
Last Post