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3rd party fire and theft on classic?

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Old 17 September 2009, 09:59 PM
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saphcos
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Default 3rd party fire and theft on classic?

Just been getting quotes for a classic STi worth about 4 grand and was amazed at the difference in cost. About £950 fully comp or £450 fro 3rd party fire and theft.

Now, part of me says get the fully comp one the other says go for the cheaper option. What do you reckon? Do many of you just go 3rdPF&T?
Old 17 September 2009, 10:01 PM
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merlin2002
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2 qustions, how old are you and who was that quote with?

Regards
Rob
Old 17 September 2009, 10:13 PM
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saphcos
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31 and went through moneysupermarket. 11 years no claims but 3 points for using my phone a couple of years back. Oh, I put wife on the insurance too.
Old 17 September 2009, 10:17 PM
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TonyBurns
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TPFT isnt worth the paper its printed on, first fault accident and your out of pocket and carless.
Try either A Plan or Keith Michaels (look in the insurance section )

Tony
Old 17 September 2009, 10:20 PM
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merlin2002
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i agree with tony, try a plan, thats who im with!

Rob
Old 17 September 2009, 10:26 PM
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al02uk
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I had my insurance renewed last month, £336 fully comp

That is with Likewise Insurance (through confused.com)

I'm 28 with 5yrs ncb and a 2001 Wrx.

Might be worth trying them
Old 17 September 2009, 10:28 PM
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GlesgaKiss
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I insured my Classic UK Turbo TPFT when I was 20. It was probably worth about £4k, and I would never have involved the insurance company if I'd crashed it locally. At that age it would be better taking the £4k hit than adding the premium on to my insurance for the next however many years just because I'd claimed.

You're older though, so I'd say you might as well insure it fully comprehensive.
Old 18 September 2009, 12:09 PM
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scoobwrx94import
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i wouldnt insure any car tpft unless it was a heap or just a cheap runner to ure work
Old 18 September 2009, 12:34 PM
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im 24 with 5yrs ncd and an in10 on my policy which is now coming off this yr. full comp on a v3 sti and im paying £800.

you really need to speak with aplan before you go anywhere else!
Old 18 September 2009, 02:11 PM
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chavadurkin
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Originally Posted by al02uk
I had my insurance renewed last month, £336 fully comp

That is with Likewise Insurance (through confused.com)

I'm 28 with 5yrs ncb and a 2001 Wrx.

Might be worth trying them
WHAT !!

I am with the same company - 29 with 8 years no claims
on a 2002 standard wrx and it costs me £720

Where in the country are you tho?

Last edited by chavadurkin; 18 September 2009 at 02:13 PM. Reason: fingers too fat for the keyboard ( spelling )
Old 18 September 2009, 06:59 PM
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al02uk
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Originally Posted by chavadurkin
WHAT !!

I am with the same company - 29 with 8 years no claims
on a 2002 standard wrx and it costs me £720

Where in the country are you tho?
I'm in Aldershot, not the biggest crime free place in the country

I wonder why I got quoted that, I paid £450 last year with Swinton which I thought was reasonable.

Where do you live then? mind you it shouldn't be over double the price, god knows how they work prices out........your not a stuntman by trade are you?
Old 18 September 2009, 07:30 PM
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Originally Posted by al02uk
I had my insurance renewed last month, £336 fully comp

That is with Likewise Insurance (through confused.com)

I'm 28 with 5yrs ncb and a 2001 Wrx.

Might be worth trying them
Just tried them online quoted me £1490.70 fully comp . Pay £660 at the mo through direct line .
Old 18 September 2009, 07:31 PM
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mit
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Originally Posted by saphcos
31 and went through moneysupermarket. 11 years no claims but 3 points for using my phone a couple of years back. Oh, I put wife on the insurance too.
That's where you're going wrong, all the compare sites couldn't match A Plan. I'm 31 too, with full ncb(13 years!), with a lot of mods all declared(see my garage), protected ncb, with mods payed for in a claim, £570. And i live in Luton, not the best area! They also said it would be £100 cheaper if Sue wasn't a named driver on the policy.
Old 18 September 2009, 08:11 PM
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Mikej857
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Im 33 with 9yrs no claims and 3 points for speading and pay £335 fully comp on a 99 classic through AIG, I live in Essex so not exactly a crime free area
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