postie90

So I had a wrx hawkeye for 9yrs loved it apart from a Cat back exaust no other mods... which I told the insurance I had.... now I have a 2015 Sti again Cat back exaust fitted I'm thinking off going decat and remap do I advise the insurance company? I'm trying to get a little understanding on this!!! Some say yes others say no need? Any advise would be appreciated .... cheers

Worlasshasansti

If you want to go by the book then you are changing parts and the power output so ofcourse you should.

If you want to risk it only to find yourself in a position where you need to make a claim only for an insurance company to discover the modifications, then you will be having a very bad day indeed.

Mick

scotty boy 80

iTrader: (5)

If your fitting a decat then your cars illegal to be on the road in the eyes of the law so would void your insurance anyway if they know what there doing ie if it's written off

The Trooper 1815

iTrader: (31)

And the"been doing it for years" numpties don't give a fu$k about honest peoples insurance.
Not you but they are out there. Normally with badly spelt tattoos.

RAGGY DOO

iTrader: (1)

Decat and map will release quite a few ponies

The Trooper 1815

iTrader: (31)

You missed the question

Wull

And you didn't? All you did was have a rant about people who apparently have crap tattoo's....I'm fairly certain that's an accurate observation

Vxr2010

if you want to put a sports cat in rather than a decat due to mot , and yes tell insurance they will know if you have a smash are likely to check it , the term a compete sports exhaust system covers it quite well

Guesty

I just told mine that i have aftermarket exhaust and ive only got the rear can changed but they dont know that its not the full system

The Trooper 1815

iTrader: (31)

Nope I never missed the question, I commented on the numpties who do not bother being honest.
Sadly there are quite a few on SN.

RAGGY DOO

iTrader: (1)

90 percent of scooby son here are running catless
You are a angry little monkey trooper

Vxr2010

is it really that high ? i can't be bothered with mot time and having to swap it ?

Cambs_Stuart

iTrader: (3)

Where are all the test stations that pass cat less cars?
Personally I'd go for a 200 cel sports cat, possibly even look for a custom system if nothing is commercially available. That'd give most of the benefits with no issues with legality.
And I'd tell my insurance company. I tell them everything. I even told them when I changed the gear gaiter...

Vxr2010

i agree with above sports cat plus tell insurance it often makes no difference telling them but at least they then know

adamobie1

what about a 2nd decat, and leave the main one in situ? Surely it would aid flow and still mot legal?

Or would it cause engine lights to come on
Only an idea from a Noob

Martianwrx

iTrader: (2)

I would follow the advice above and go with the sports cat option.
Speak to a custom exhaust place and get one made for your tastes, you can choose what it ends up sounding like, what the rear exit looks like and make sure it passes the mot, at the same time as getting gains after a remap.
I think i was quoted 700 if memory serves for a complete turbo back exhaust. It was a year or two ago now.

yabbadoo4

iTrader: (8)

a 100 cell sport cat is about the best compromise but it needs to be hot to pass. my mot guy had to rev the engine for 5-10 mins to get it hot enough.

SmurfyBhoy

Oooo ur cars not legal.....

Some folk need to get a life.

DE-Cat.

Crazy emissions

Flames

Undeclared mods, go for it.

Wish u luck.


I had a 1.3 glanza

insured as a non turbo non import.

saved thousands.

nobody died.

If you enjoy being an honest John who obeys then good for you. Hope you never go above 70.....

oh btw. I have no tatts.

Some folk just need to follow the orders....

SmurfyBhoy

De-Cat is best for power

Insurance dont care till you crash into a bus stop full of kids.

Even then odds are in ur favour

Tidgy

100% yes tell them, it will be a stainless steel exhaust

If you dont tell them you could be in a world of hurt if you get caught.

SmurfyBhoy

Dont forget if u switch dust caps too

Some pads void ur insurance

Depends how much of a bead u are lol

Guy on the end of phone prob wets himself when half these folk call up.

Tidgy

technically anything non oem is a mod, so different pads would indeed be needed to be declared

SmurfyBhoy

Thats why i find it ridiculous.

Where do u draw the line

Old folk go to quick fit and get Blueprint pads without asking.

Not OEM. So void ?

My point about pads was certain ones are not marked for road use so that voids it.

or an autoglass windscreen.

nitrogen in tyres

changed to thinner oil freeing up tiny amount more power.

just gets silly

Tidgy

can complain about it all youw ant, but you'll still get done for no valid insurance by the police if you get caught

SmurfyBhoy

Caught with my nitrogen filled tyres

Or the non-road legal pads.

Or any part which is not OEM

Blueprint Pollen Filter. , Fuel Filter.

Not complaining

Just pointing out how stupid folk can get about these things.

Use a bit of common sense.

SmurfyBhoy

They dont go CSI on cars after a bump lol

Obviously max power kits

dustbin exhausts, alloys

the usual culprits. Turbo air filter etc. speak for themselves

Re-map would never be found on these cars, because no situation would ever happen where they check.

Your only worry with a decat is roadside emissions test

Hardly gony check for one if your cars written off.

Gut the stock cat if ur worried how it looks visually

Tidgy

dont moan if vosa get you lol

SmurfyBhoy

All you do is put a cat on and keep em happy

Pay a fine worst case.

Rather get caught for that than speeding personally.

No points 😂

j3rvx

I called my insurance about this very subject last month. They said just notify us when the decat downpipe is on and we'll update the system no price increase no mention of being illegal they said it's fine.

Tidgy

i highly doubt it would pass emissions with a decat

but of course an insurance company isnt going to tell you they are insuring and car that is illegal lol