Test Driving Car - No Insurance?
02 December 2011, 03:22 PM
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Test Driving Car - No Insurance?
What's the score with the following scenario:
My friend has just bought another car, and is selling his original one.
He can only insure one of the cars, but thinks he cannot transfer his policy to his new car, as that would leave his old car un-insured for people wanting to test drive it.
Is this correct? Or can the car he is selling have no insurance at all, and it's the new buyers responsibility to be insured (or not as some cases may be).
Cheers
My friend has just bought another car, and is selling his original one.
He can only insure one of the cars, but thinks he cannot transfer his policy to his new car, as that would leave his old car un-insured for people wanting to test drive it.
Is this correct? Or can the car he is selling have no insurance at all, and it's the new buyers responsibility to be insured (or not as some cases may be).
Cheers
02 December 2011, 03:40 PM
#2
What's the score with the following scenario:
My friend has just bought another car, and is selling his original one.
He can only insure one of the cars, but thinks he cannot transfer his policy to his new car, as that would leave his old car un-insured for people wanting to test drive it.
Is this correct? Or can the car he is selling have no insurance at all, and it's the new buyers responsibility to be insured (or not as some cases may be).
Cheers
My friend has just bought another car, and is selling his original one.
He can only insure one of the cars, but thinks he cannot transfer his policy to his new car, as that would leave his old car un-insured for people wanting to test drive it.
Is this correct? Or can the car he is selling have no insurance at all, and it's the new buyers responsibility to be insured (or not as some cases may be).
Cheers
02 December 2011, 04:33 PM
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Yeah, that's exactly what he is doing. Just leaving his new car on the drive, uninsured, and driving his old car around until it sells.....which is a pain for him, as he really wants to drive his new car.
Nothing he can do really then?
Nothing he can do really then?
02 December 2011, 07:52 PM
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I think some insurance co's will give you 7 days grace between getting your new one and getting rid of your old one, though its best to talk to them to see what they can do 
Tony
Tony
03 December 2011, 09:09 AM
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Hi Chris,
Your friend could temporarily add one of the vehicles to his existing policy until it sells.
The only restricting factor will relate to whether his Insurer will cover the new vehicle model. But if they do he could get them to switch his existing cover to his new car and then get them to cover the existing one temporarily.
With them covering both cars comprehensively there is likely to be a cost to this, but it's likely to be in the region of £40 for a week.
Kind regards
Tony
Your friend could temporarily add one of the vehicles to his existing policy until it sells.
The only restricting factor will relate to whether his Insurer will cover the new vehicle model. But if they do he could get them to switch his existing cover to his new car and then get them to cover the existing one temporarily.
With them covering both cars comprehensively there is likely to be a cost to this, but it's likely to be in the region of £40 for a week.
Kind regards
Tony
03 December 2011, 12:23 PM
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Thanks for the replies guys.
Thought the only way might be to insure both. He will have to phone up his insurance company to see what the cost will be....although he doesn't have a lot of money really, so may leave his new car uninsured for the time being
On the bright side, someone is coming to look at his old car today
Thought the only way might be to insure both. He will have to phone up his insurance company to see what the cost will be....although he doesn't have a lot of money really, so may leave his new car uninsured for the time being
On the bright side, someone is coming to look at his old car today
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