Tony@Greenlight

Hi Everyone,

Just a quick post that will be relevant to those of you that are considering fitting winter tyres to your vehicle.

These are a regarded positively by our Underwriters, so providing the tyres you are fitting are road legal (tread wise) and have the appropriate speed rating for your vehicle, we will have no problem with the winter tyres

For further detail in relation to what Greenlight can do, along with how we do it, please visit our link within the forum.

https://www.scoobynet.com/trader-ann...ce-scheme.html

We would be happy to respond to any questions or queries you have within our thread.

Kind regards

Tony

TonyBurns

iTrader: (3)

Isnt V about the highest rating you can get for winter tyres though?

Tony

Bob Rawle

Hi Tony long time no speak, interesting that you mention this, does that mean that as an owner we should "declare" the use of winter tyres ? Reason is that having just disposed of my 996 GT2 I now have a "sensible" daily drive which is a MY09 Golf Ver 6 GTD. Scared myself silly first time I drove it in wet and freezing conditions so have a set of Yoko winter tyres installed same speed rating as my "summer tyres".

How would you view that scenario ? I am going to be looking for a competitive quote on the car in january, my current insurer will be trying to rip me off for even more money than it cost to insure my STi 5, they think that because I have been insuring with them for years I will just roll over ... NOT. Just a quick trawl on line will save me more than 50% of the cost they are likely to try on.

best regards, hope you are good

bob

-Nic-

iTrader: (4)

How could you possibly have an issue with fitting winter tyres of the correct rating?

Tony@Greenlight

Hi Tony,

Winter tyres are usually lower speed rated than standard tyres, but for obvious reasons this will not be a problem.

Even H rated tyres are rated at around 130 mph, which at way beyond the national speed limit (and bearing in mind it’s winter conditions) will suffice.


Hi Nic,

Apologies if seemed as though we were stating the obvious within our post.

To clarify, we have no problem with winter tyres being fitted with the correct rating and the vehicle manufacturer (or tyre installer) will be able to recommend the appropriate rating for your particular vehicle.

Kind regards

Tony

Tony@Greenlight

Hi Bob,

All is well, thanks for asking.

Very long time no speak, so I hope life's also been kind to you since we last spoke.

I can recall having some great discussions with you, in particular relating to the early days of the Possum Bourne link ECU.

With regard to winter tyres, if you're unsure i'd advocate dropping a line or emailing your Insurer to confirm that you have fitted these tyres for the winter period.

From a Greenlight perspective, we view them as a really positive thing to do and having clarified the situation several years ago (when we had a seriously bad winter) I can confirm all of our scheme Underwriters are happy with winter tyres.

You will need to follow the manufacturers recommendation in terms of which tyres to fit, but providing you do this and the tyres are road legal you will not need to inform us.

Kind regards

Tony

SRSport

Why are winter tyres even mentioned regarding insurance? Why should there be even a mention on fitting tyres that perform better in <7ºc conditions anyway, especially considering that a lot of people replace OE tyres with summer Nanchung pow £20 specials. Ive never heard of any insurance issues with these, despite them being made from the sort of rubber you would find on the end of your pencil?

cuprajake

iTrader: (11)

because the insurance are robbing gits and try every way possible to get out of your claim, first thing the engineers check on a bump is tyre tread depth to see if they attributed to the accidednt, if they do bye bye claim!!

SRSport

That I can understand, if you're driving around with the tyres tread lower than 1.6mm then thats illegal, dangerous and an MOT failure, driving with winter tyres isnt.

cuprajake

iTrader: (11)

totally agree mate, but they call it a modifaction, as your altering the car from oem spec

TonyBurns

iTrader: (3)

You may have opened a can of worms with this Jake
Theoretically, any change of tyre from the OEM would require you informing your insurance co, some of the tyres fitted after market as replacements to the OEM items are not as good, some are better, its dodgy ground i think

Tony

cuprajake

iTrader: (11)

i think its more to do with speed rating, either way, once informed the insurance will have no probs,

skyinsurance

iTrader: (3)

If the read depth is below the legal limit I dont see why anyone would have an issue with that?!

nobbyf1

Exactly!"A modification"...just possible here,in the UK hahah
There is a sticker if you open a driver door and you can see informations abot summer and winter tyres.That's why,logical,there is no question of any modifications....

Comment about some Insurers can be just one"Money money money...it's so funny" hahah

I have spoken to my insurer about winter Tyres already.I've been told
"just let us know when you change the summer to winter tyres and conversely."
Of course i will do that!But the question is "Why"...??
Won't never ever understand some kind of situations in this country!!!