insurance advice for under 21
23 August 2011, 12:18 AM
#1
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insurance advice for under 21
hi guys im interested in getting a subaru but the insurance is crazy
21 22 in sep
5 years no claim 6 in oct
cheapest i can find on a rb5 is £2500 tpft
what is going on.
tried
go compare
a-plan
swift
and many more
any advise?
21 22 in sep
5 years no claim 6 in oct
cheapest i can find on a rb5 is £2500 tpft
what is going on.
tried
go compare
a-plan
swift
and many more
any advise?
23 August 2011, 08:25 AM
#3
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Ello mate i was 21 when I got mine and now 22. I got my insurance for 1500 for my01 ppp with admiral. I lowered the milage I'd do cos I only use it at weekends as I have a work van. I just renuied my insurance and got it for 800 quid but that only cos the family use admiral multi car. Raise ur exces brings it down a bit too
23 August 2011, 10:25 AM
#4
23 August 2011, 10:49 AM
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Was going to call sky today. Any point?
23 August 2011, 10:57 AM
#6
We're over 25's on Imprezas..£900 fully comp - bite their arms off, go go go!
23 August 2011, 05:51 PM
#7
I'd be amazed if they honour that £900
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23 August 2011, 06:34 PM
#8
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Nic mate. I'm with them now
£1200 with no mods
£900 as I'm on a modified shceme?
It was £105 a month to transfer over to this for 2 months of the rest of my policy
after 2 months i have another year ncb and 22 next month
Valid for 14 days she said.
Brilliant really as the cheapest I found online was £1600.
Clearly the "online discount" people offer is a load of rubbish
insurance companies have a legal right to just rip us off.
cheapest fully comp on rb5 was £4900
so the difference from a rb5 and a rs turbo is £4000
love to know who works this out lol
£1200 with no mods
£900 as I'm on a modified shceme?
It was £105 a month to transfer over to this for 2 months of the rest of my policy
after 2 months i have another year ncb and 22 next month
Valid for 14 days she said.
Brilliant really as the cheapest I found online was £1600.
Clearly the "online discount" people offer is a load of rubbish
insurance companies have a legal right to just rip us off.
cheapest fully comp on rb5 was £4900
so the difference from a rb5 and a rs turbo is £4000
love to know who works this out lol
Last edited by callumscooby; 23 August 2011 at 06:46 PM.
24 August 2011, 09:00 PM
#11
Nic mate. I'm with them now
£1200 with no mods
£900 as I'm on a modified shceme?
It was £105 a month to transfer over to this for 2 months of the rest of my policy
after 2 months i have another year ncb and 22 next month
Valid for 14 days she said.
Brilliant really as the cheapest I found online was £1600.
Clearly the "online discount" people offer is a load of rubbish
insurance companies have a legal right to just rip us off.
cheapest fully comp on rb5 was £4900
so the difference from a rb5 and a rs turbo is £4000
love to know who works this out lol
£1200 with no mods
£900 as I'm on a modified shceme?
It was £105 a month to transfer over to this for 2 months of the rest of my policy
after 2 months i have another year ncb and 22 next month
Valid for 14 days she said.
Brilliant really as the cheapest I found online was £1600.
Clearly the "online discount" people offer is a load of rubbish
insurance companies have a legal right to just rip us off.
cheapest fully comp on rb5 was £4900
so the difference from a rb5 and a rs turbo is £4000
love to know who works this out lol
25 August 2011, 05:37 PM
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ive got mine to £1100 as a 23 year old 6 years ncb, clean license good postcode etc. at 21 i was looking at stupid money 5k+, so beware of something if its too good to be true.
03 September 2011, 02:24 AM
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yea i get hat your saying.
esure has given me the best so far £2700 but thats £600 and £250 a month!!!
really want an ib5.
i dont know why its so much.
i have cant get anymore no claims.
i drive a work van all day long.
i dont drive stupid because i respect my car and treat it with care.
hence the reason i dont want a import 300bhp.
i love the ib5 and everything about it.
i got a company calling tomoz about a quote.
im not giving up yet!!
esure has given me the best so far £2700 but thats £600 and £250 a month!!!
really want an ib5.
i dont know why its so much.
i have cant get anymore no claims.
i drive a work van all day long.
i dont drive stupid because i respect my car and treat it with care.
hence the reason i dont want a import 300bhp.
i love the ib5 and everything about it.
i got a company calling tomoz about a quote.
im not giving up yet!!
04 September 2011, 08:38 PM
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Unfortunately just becuase you say some of the above doesn't detract away for facts, figures and statistics. That's what insurers use, otherwise every guy who did drive like an idiot would give the "I'm a saint behind the wheel, honest squire" and insurers would go bust.
Good luck anyway bud
09 September 2011, 04:17 PM
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My Sport is £1100 with Adrian Flux and thats with an IN10 and 6pts. But thats a sport which i dont suppose you want. Could do with Moley getting in touch as renewal is now. Moley I've left a message on your works answer phone.
12 September 2011, 07:58 PM
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12 September 2011, 08:12 PM
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A young lad can buy a car for £300
He can drive it without a licence, Tax, MOT
and insurance until he gets caught.
Then his car will be seized and crushed and he will get a fine (£120 ish) and points (on thin air) or a ban
It would appear in the short term its a no brainer
My 18year old sons Mini mayfair 1986
Insurance £2100
Tax £ 130
MOT £ 52
He can drive it without a licence, Tax, MOT
and insurance until he gets caught.
Then his car will be seized and crushed and he will get a fine (£120 ish) and points (on thin air) or a ban
It would appear in the short term its a no brainer
My 18year old sons Mini mayfair 1986
Insurance £2100
Tax £ 130
MOT £ 52
12 September 2011, 08:23 PM
#20
.... and if they have a crash the last company who insured the car will have to pay the costs, and take the driver to court, where the judge will make the driver pay back £1 per week, meaning the insurers will never get their money back..... enless they put their prices up.
12 September 2011, 08:31 PM
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Simple mate - by a old banger, panda 750, 1.0 fiesta etc.. Insure it fully comp so you are covered to drive any vehicle 3rd party, then pay for someone a little old than you to insure ur scooby fully comp.
You now have 3rd party fire and theft insurance on your scooby, and could still claim if you have an accident that doesnt involve another car.
Loop hole i've been using since i was 19, i actually insure it properly now as im 26 but there was no way i was gonna pay 3.5k at 19, it came to about £900 quid with two policies
You now have 3rd party fire and theft insurance on your scooby, and could still claim if you have an accident that doesnt involve another car.
Loop hole i've been using since i was 19, i actually insure it properly now as im 26 but there was no way i was gonna pay 3.5k at 19, it came to about £900 quid with two policies
12 September 2011, 08:36 PM
#22
Simple mate - by a old banger, panda 750, 1.0 fiesta etc.. Insure it fully comp so you are covered to drive any vehicle 3rd party, then pay for someone a little old than you to insure ur scooby fully comp.
You now have 3rd party fire and theft insurance on your scooby, and could still claim if you have an accident that doesnt involve another car.
Loop hole i've been using since i was 19, i actually insure it properly now as im 26 but there was no way i was gonna pay 3.5k at 19, it came to about £900 quid with two policies
You now have 3rd party fire and theft insurance on your scooby, and could still claim if you have an accident that doesnt involve another car.
Loop hole i've been using since i was 19, i actually insure it properly now as im 26 but there was no way i was gonna pay 3.5k at 19, it came to about £900 quid with two policies
b) No insurers give 'driving other cars' to under 25 year olds now, as people (ie people like you) abused it, so the insurers scrapped it.
12 September 2011, 08:47 PM
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yeah i no what your saying mate, i know a few people who did it. I never claimed on it though, and the £10,000 i saved myself could of bought a new car over.
I dont really see the harm in it though, it means your driving your car at your own risk but your covered if you hit anyone else, only person to loose out really is you if you total your car.
I dont really see the harm in it though, it means your driving your car at your own risk but your covered if you hit anyone else, only person to loose out really is you if you total your car.
12 September 2011, 08:48 PM
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Simple mate - by a old banger, panda 750, 1.0 fiesta etc.. Insure it fully comp so you are covered to drive any vehicle 3rd party, then pay for someone a little old than you to insure ur scooby fully comp.
You now have 3rd party fire and theft insurance on your scooby, and could still claim if you have an accident that doesnt involve another car.
Loop hole i've been using since i was 19, i actually insure it properly now as im 26 but there was no way i was gonna pay 3.5k at 19, it came to about £900 quid with two policies
You now have 3rd party fire and theft insurance on your scooby, and could still claim if you have an accident that doesnt involve another car.
Loop hole i've been using since i was 19, i actually insure it properly now as im 26 but there was no way i was gonna pay 3.5k at 19, it came to about £900 quid with two policies
Last edited by chocolate_o_brian; 12 September 2011 at 08:51 PM.
12 September 2011, 08:51 PM
#25
yeah i no what your saying mate, i know a few people who did it. I never claimed on it though, and the £10,000 i saved myself could of bought a new car over.
I dont really see the harm in it though, it means your driving your car at your own risk but your covered if you hit anyone else, only person to loose out really is you if you total your car.
I dont really see the harm in it though, it means your driving your car at your own risk but your covered if you hit anyone else, only person to loose out really is you if you total your car.
Although by the time you've bought a second car to insure, and paid for two policies/tax/MOT etc, it might not be 'that' cheap.
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