Speeding fine/ insurance advice
23 October 2003, 03:46 PM
#1
Scooby Regular
Thread Starter
Join Date: Jan 2002
Posts: 32
Likes: 0
Received 0 Likes
on
0 Posts
Hi
The Wife has just got a notice that she was caught doing 37 in a 30.
When do I need to inform our Insurance companies, now or a renewal?
If we tell them now will they up our premiums straight away or at renewal?
Thanks Simon
The Wife has just got a notice that she was caught doing 37 in a 30.
When do I need to inform our Insurance companies, now or a renewal?
If we tell them now will they up our premiums straight away or at renewal?
Thanks Simon
23 October 2003, 03:53 PM
#3
Scooby Regular
Join Date: Oct 2003
Location: midlands
Posts: 66
Likes: 0
Received 0 Likes
on
0 Posts
there should not be any premium increase anyway for your first 3 points... 
at least thats what i was told by direct line
[Edited by Tez_H - 10/23/2003 3:54:10 PM]
at least thats what i was told by direct line
[Edited by Tez_H - 10/23/2003 3:54:10 PM]
23 October 2003, 03:58 PM
#5
Scooby Regular
Thread Starter
Join Date: Jan 2002
Posts: 32
Likes: 0
Received 0 Likes
on
0 Posts
Just done a quote online with an insurance company to see what happens with and without her conviction and it would puts my premium up by £80. Thats unfair, insurance companies are making money out of speeding fines. Thinking about it thats £400 over the next 5 years.
[Edited by SImonJG - 10/23/2003 4:01:18 PM]
[Edited by SImonJG - 10/23/2003 4:01:18 PM]
23 October 2003, 04:06 PM
#6
Scooby Regular
Join Date: Jan 2003
Location: I'm still around in deepest Essex, now with a Fiesta ST-2
Posts: 3,024
Likes: 0
Received 0 Likes
on
0 Posts
Best to just tell them ,I think small print will say you have to disclose any change in your circumstances, best mot to risk it .I had the same problem with a sp30 from the Missis and they put the premium up by about £50 per year .
Dave
Dave
23 October 2003, 04:40 PM
#7
Scooby Regular
Join Date: Jun 2003
Posts: 6,086
Likes: 0
Received 0 Likes
on
0 Posts
Expect they could argue the case that speeders cause more claims - afterall you could hardly prove them wrong and they dont have to prove themselves right.
Would think some will put the premium up whilst others wont bother
Would think some will put the premium up whilst others wont bother
Trending Topics
23 October 2003, 05:17 PM
#10
Scooby Regular
iTrader: (3)
Join Date: Jan 2003
Location: South Wales - Stuck on this rollercoaster, get me off!!
Posts: 5,350
Likes: 0
Received 0 Likes
on
0 Posts
Tell them now, it won't make a difference until renewal. If your renewal premium goes up because of the speeding offence, time to shop around. 'Most' companies worth their salt these days let the first 3 points go, as they are getting so common-place.
simb
simb
23 October 2003, 05:55 PM
#11
Scooby Regular
Join Date: Apr 2000
Posts: 263
Likes: 0
Received 0 Likes
on
0 Posts
look at this site - especially the 'dont sign the NIP' threads. They cannot enforce speed camera law at the moment.
www.petrolheads.co.uk/gassing
Theres a whole section on Speeding, Plod and the Law. It should be every scooby drivers 2nd fave site!
www.petrolheads.co.uk/gassing
Theres a whole section on Speeding, Plod and the Law. It should be every scooby drivers 2nd fave site!
Thread
Thread Starter
Forum
Replies
Last Post
Mattybr5@MB Developments
Full Cars Breaking For Spares
12
18 November 2015 07:03 AM
Sam Witwicky
Engine Management and ECU Remapping
17
13 November 2015 10:49 AM