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Old Aug 4, 2010 | 12:44 PM
  #1  
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Default 3 Points

Hi people just a quick question. Just got my first 3 points after 16 years of driving How many of you have got points and does it affect your insurance at all Cheers for any answers.
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Old Aug 4, 2010 | 12:48 PM
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Ring them and ask .. only way to be 100%
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Old Aug 4, 2010 | 01:10 PM
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You need to tell your insurance company you have the points, so why not ask when you ring them

TBH so many people have 3 now, it doesn't really affect the premium that much. What did you get them for?
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Old Aug 4, 2010 | 03:45 PM
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3 Didn't really effect my premium to be honest.
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Old Aug 4, 2010 | 04:17 PM
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I had 3 points for speeding which made no difference to my insurance.
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Old Aug 4, 2010 | 06:30 PM
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3 points made no difference to mine either but you must tell your insurance company-the last thing you want is for something to happen to you or your car and for them to refuse to pay out because you didn't tell them about your conviction.

If it is going to make a difference it will be on renewal rather than the day you tell them-it depends who your insurance company is, as to what they do.
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Old Aug 4, 2010 | 06:37 PM
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Read my insurance stuff the other day as I've just renewed. You are supposed to advise them of any changes as they happen, not just at renewal. I never knew that!
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Old Aug 6, 2010 | 06:48 PM
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Cheers for all your answers. Yeah caught speeding even with a snooper goin
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Old Aug 6, 2010 | 06:58 PM
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I have 6 and my insurance went up by £50.00.
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Old Aug 6, 2010 | 07:45 PM
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hopefully i wont get to stung then. pissed off considering my wife was doing naughty speeds up to nottingham only a few days later??
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