ziggys

hi guys got an offer from somebody from nigeria wanting to buy my car hes gonna pay me with bankers draft got a valid bradford and bingley draft. this is a scam isnt it but i dont get how it work anybody shed anylight on this plz

eastsussexscooby

They are probably after your bank details, most of these scams involves obtaining thier potential victims bank details, we used to have faxes from Nigeria asking us if they could deposit millions in our bank account for safe keeping, then it was emails, not sure what they do once they have your details though, must be able to withdraw funds some how !
BE CAREFUL

subaru-impreza.org

I can confirm this too. Always get them from africa saying how poor they are but they have millions in the account that they want to transfer (you get a cut)

SCAM

Gareth
from http://www.subaru-impreza.org

MattW

The car scam is usually that they send you a cheque for a few grand mor ethan the car is worth. You then send them a cheque for the difference. voila, their cheque bounces you are a couple of grand down.

vindaloo

...or the cheque clears (or seems to clear) and you send the car off.

Their cheque WILL bounce but may take up to a month or so as the cheque's are usually stolen or counterfeited from the DSS or large companies.


J.

mannin

This type of scheme has also been known as a method of money laundering.
You not only need to be aware that you might be getting stiffed for your cash, but even if it all cleared you might be getting a knock from the boys in blue asking why you are laundering money for drug dealers!!!!!!

sparkykev

Vindaloos got it in one, for some reason the 'cos the cheque is from a foreign bank, it somehow gets cleared, and you hand over the car, then you find out the money's not there after all, and by then its too late.

Miniman

iTrader: (2)

I thought a bankers draft is drawn against available funds in an account. That means the funds are there in an account. These are "given" to the bank and when your bank tries to cash the draft they cash it against the bank and not the person's account. If the bank is genuine and its a genuine draft then surely the money is there and you cannot "bounce" a draft as such?

Also read an article the other day that the 4/5 days UK banks quote for clearing cheques still may mean that a cheque will bounce. The only way to be sure is to specifically ask the bank to check if it has cleared - don't assume that when the money goes into you account it's cleared.

However it could still mean that the draft or bank is fake and even if they are real, you still might be unknowningly laundering money though.

currymonster

yes I don't understand why the bank credits your account before the cheque has officaialy been honoured by the payers bank, daft!

Cal

currymonster

Ziggy why not contact your local plod and see if they can cast any light on it? Cal

barrybudden

There used to be a link on the Mets web site where you could report this sort of thing. I remember getting the email one where they were going to give me loads of money and put it in my account and I had to lend them some so they could start the ball rolling.

chris singleton

Been quite a few similar threads in Non Scooby Related. One of them had a good link to a site devoted to stringing these tossers along and wasting as much as their time as possible.

Cant remember what it was though, doh!

Chris

cfc2

listen mate just ignore it they are crafty b';-==-ers these Nigerians and I'm one, the

cfc2

Nigerian.... that is, not crafty in that sense

mynickers

Aye, I wouldn't be interested in overseas buyers full stop - too much to go wrong.. WTF is someone going to import a car from UK when they can get a cheaper right hand drive from JDM?? UK is renowned for some of the highest car prices in the world, you'd have to be stupid, mad or sad to import a car from the UK! Ask him to send over the bankers draft then drop it into the boys in blue

Actually come to think of it, I would even be careful about giving out your address, if they are part of a cartel or organised criminal empire, you don't want them knocking at your door do ya!

David Lock

This is very funny if you have the time.......

http://sweetchillisauce.com/nigeria.html

DL

currymonster

sweet! There you go lads, you have the blueprint. Next time one of the tossers emails you, lead him on a merry trip, lol,

Cal

Franx

I've had similar e-mails from Germany, Sweden and South Africa, all wanting to send me a banker's cheque for 7.5k (car's worth 3), I cash it, & send the rest to their shipping Co, via Western Union.

Strange...
They would pay me the asking price though - not that it's much consolation, if I lose the whole lot

Jza

It works cause the banks take so longto process each transfer - up to several months for Nigeria. So your bank processes the cheque and it clears..... your bank passed it along the chain... until finally the little bank in Nigeria says "hang on theres no such money" and bounces it.

You then find out 6 months later when you bank asks for the money back and your penny less and car less.

Do a search on 419 scams - there loads of sites detailing this

Jza

David Lock

So superscam man opens an account, waits for the bank to "clear" the cheque, takes the cash and buggers off? Bank takes the rap when cheque finally bounces and their customer has disappeared? DL

speedking

A bit of light reading for you:

http://bbs.scoobynet.co.uk/showthread.php?t=306284
http://bbs.scoobynet.co.uk/showthread.php?t=321737