mlpinto

Hi

Just looking for a bit of advice...

Unfortunately the scoob has to go and I'm planning to sell it privately. As I'm sure plenty of you guys have sold a car privately before, what kind of insurance have you insisted on someone having before test driving your car?

I'm guessing that not many people are going to have insurance to cover them fully comp on any car and I'm a little wary of letting a stranger behind the wheel of my car. I'm sure this isn't hard to understand!

Cheers

Marcel

sulli

Make sure before they arrive you tell them if they want to drive you want proof they are insured - fully comp!
Also ask them to bring ID.
And take them out with you driving first - they may just be happy with that.
There are lots of dodgy people about, and a genuine buyer wont be concerned about your terms.

specialx

I called my insurance company before I went to look at our scoob they put me on a temp cover note incase the car was bought and so I could have a proper test drive. Any proper buyer should have a temp cover note or you can call their company to check but you will need them to be with you on the phone due to Data protection.if not they don't get to drive!!! it's not a nova or an escort. good luck sorry it has to go!

Scooby-Doo

Never give them the key unless you are already in the passenger seat and when you get out get the key first before you get out.

Split the alarm key fob from the key and never show the fob. If its cat 1 it should self activate so a little extra protection.

mlpinto

Thanks for the advice guys.

Hope it's easy to sell, but wish it didn't have to go... :-(

In Disguise

Post a piccy and details in the "FOR SALE" section, plenty of people on here after a scooby.

dr_ming

This is always a problem. Unfortunately, it doesn't make an iota of difference whether the person driving is insured TPFT or fully comp. on their own car, they will still only have 3rd party cover when driving yours, so if they trash it, you loose.

You could do as specialx did, and make them insure your car fully comp, although this would be a nightmare if you actually had to persue a claim, because they would be claiming on your behalf (I also think there might be an issue with having the same car insured twice).

The only way to be 100% sure you are protected is to insure your car for any driver (usually age 30+ for Scoobs), and demand proof that the driver has a) a valid license and b) is above the required age. This will cost you, but at least your car will be covered.

Also, be sure to follow Scooby-Doo's advice, a lot of cars dissapear as a result of test drives. Make sure you keep any spare keys well out of sight.

[Edited by dr_ming - 10/16/2003 9:35:33 AM]

Suresh

Difficulty of course is to strike a balance between not scaring potential buyers away and being exposed to uninsured risks.

When I sold my UK scoob a few years back I decided to err on the side of not making it too complicated for potential buyers. I let potentials take it for a short drive with me in the passenger seat under their TPFT coverage.

The world has changed a little I guess and perhaps now I would be more cautious... You of course could remove all such headaches and sell / part-ex the damn thing at a dealership.

Good luck with your sale.

Suresh

messiah

If they're serious about buying your car then they should play by your rules.

saw an ad in autotrader when looking for my scoob that read "no test pilots". that might just be enough to deter any idiots.

black knight

have bought and sold cars privately, 2 scoobs 1 evo and etc etc jap cars. Personally, i never let potential buyers test drive the cars coz if they stuff it, u'll have to claim on your own insurance unless they have temp cover for the car which in most cases...not.

unless it's someone u know or a friend. 3rd parties? no chance. just my view so it doesnt apply to all.

dr_ming

As suresh says, you have to strike a balance. I wouldn't even buy a £500 runaround I hadn't driven, let alone a Scoob.

mlpinto

Hi

Thanks for the advice everyone. I now have good news and bad news...

The good - car is now sold with minimal hassle

The bad - no more scooby! I'm gutted....

Have a feeling there will be another in the future, though - keep enjoying yours!

Cheers

Marcel