cookstar

iTrader: (6)

Sorry if this is in the wrong section, but could do with a quick answer on this, long story short, I was hit by a car while riding my motorbike, I have had a quote for the repair work it is coming in at around £3600 Plus the cost of the hire bike I'm using now. I purchased the bike a few months ago for £3500, will this be an automatic write off?

Tbh I'd prefer if it was as I'd rather not have or try to sell a repaired bike.

Any thoughts?

Puff The Magic Wagon!

iTrader: (2)

Yes - chances are it will as it's only an estimate and may go higher. Bet the insurance doesn't give you £3500 without a fight mate.

Were you OK?

TopBanana

Sounds like it will be written off. If they mess you around, ask them to point you to a suitable replacement on bike trader for less than 3500.

r32

It woulld make sense as the repair costs are more than the bikes worth. I'm not sure what percentage the Insurance companies work on, thought it was 60% or there abouts. I'm sure some one on here will know the exact figure

cookstar

iTrader: (6)

yes mate, apart from some nasty bruising on my leg and ankle, and some on my back where I hit the floor.

I would maybe like to buy the bike back from them if this is the case and repair it in my own time, bit of a project. Is this simple enough and do you know if they are obliged to sell it back to me?

Yox

not obliged to sell it to you. Sometimes if you ask they will as it's less hassle but a lot of insurance companies have companies lined to buy the salvage.
If you buy it back it will be a Cat c and show up on hpi checks