classic Subaru Si

Is this right?? I was reading another thread the other day, when spome guy said that you can go through your insurance to get your engine sorted if it goes pop!! I've never heard of this before, and to be honest I'd be more than happy to go this route, than fork out 3 grand of my own money!! I don't believe it's true, but would like to know for the future!!

Snazy

No mate not true, unless the engine has been damaged due to an accident.

i.e hitting an unlit island, losing your sump and ceasing your engine.

classic Subaru Si

That's what I thought, just checkin!!

pslewis

Maybe you drove through a flood and it killed your engine? I think you could be covered then.

Dunk

iTrader: (1)

Correct, Mrs Dunks car was written off last Easter with hydraulic lock.

D

LG John

It's funny, when I blew up my 406 I would say that upwards of 75% of people I told thought you could claim through your insurance for it!!!

RoShamBo

iTrader: (1)

If your engine goes pop all you do is torch your car and claim off the insurance - that will pay out for a new car and hence a new engine. So in a way your insurance does cover it - if you have the ***** !

mamoon2

Interesting that the hotspots are Blackburn, Bradford, Oldham & Birmingham....... Anyone else thinking what i'm thinking??? I'm only down the road from Oldham and we certainly get a certain community trying to cause accidents to get a claim.

ScoTTyB

It's in their nature, you know that and I know that, minimal work for maximum reward 'innit'.

J4CKO

iTrader: (1)

You cant say that as it could be deemed racist !

As I have said before and been pulled up for it by Les, apparently you cant judge a persons criminal tendencies by their race, I disagree, every race has its criminals, it just seems that Asian criminals (not all Asian people) favour this method of defrauding insurance companies, my mates dad was a copper 15 years ago and he was specifically assigned to this work and it was predominantly Asian people involved.

I have Asian friends and they don't do it but have mentioned in passing how common it is and how they get the third degree and high premiums when getting insurance or there are mysteriously no rental cars when they want one.

There is the real world where people do bad stuff and then theres the world that the Labour Council's want to promote, all pc, inclusive and multi cultural, you have the standard English bloke getting frustrated, not with the minorities per-se but at the complete denial and pig headed pc-ness from the authorities, the minorities generally are bemused and pay it lip service unless they can score a few quid, like anyone would.

If we don't acknowledge these problems as being specific to a section of society, how can crime like this be targeted ?

MikeCardiff

iTrader: (2)

J4CKO - agree with you there - its like saying that most of the crime in certain areas of south london isnt down to gangs of young black wannabe gangsters - yes it is ! and everyone knows it, which is why the police stop and search them - not being racist, they just know who to target ( probably because they've arrested them 10 times before for exactly the same thing ! ).

SVXNUT

Hit a large puddle in my mondy Diesel. Blew the turbo to bits and cracked the Cylinder head in 4 places. Bent the con rods as well. (I was doing 70ish).
Insurance dropped in a new engine, and claimed of the highways Authority for the blocked drain!!!.

TheVoices

iTrader: (5)

We had a customer successfully claim on his insurance for a new engine when he put petrol into his diesel X Type Jaguar, apparantly because there was no intention to cause damage it was deemed to be accidental damage and therefore he could claim. I don't think you would get far with a claim if your engine just happened to pack up, unless poor quality fuel or mistake by garage who serviced it was the cause ?