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What's the difference between an HPI Check and an RAC Check "Powered by HPI"?

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Old 17 November 2006, 09:54 PM
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HankScorpio
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Default What's the difference between an HPI Check and an RAC Check "Powered by HPI"?

Apart from 15 quid
Old 18 November 2006, 04:04 AM
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GC8
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Cheap at £10
Cheaper via SMS at £3; innit?

Hope this helps.

Simon
Old 18 November 2006, 08:50 AM
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On HANDANGO under the WM5 software listing there is a DVD converter. Sorry can't remember which one and I have just reinstalled the lappy it was on. However it will rip DVDs and convert them into a whole range of formats for play on ickle players.

I think it cost £10 but there is a free trial that enables ten conversions.

It should be easy to find.

Rannoch
Old 18 November 2006, 08:58 AM
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WTF?
Old 18 November 2006, 09:00 AM
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Old 18 November 2006, 09:35 AM
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Originally Posted by GC8

thats all fine m8 but have you realised those cheap checks do not look for outstanding finance ?
Old 18 November 2006, 09:44 AM
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HankScorpio
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Originally Posted by Rannoch
On HANDANGO under the WM5 software listing there is a DVD converter. Sorry can't remember which one and I have just reinstalled the lappy it was on. However it will rip DVDs and convert them into a whole range of formats for play on ickle players.

I think it cost £10 but there is a free trial that enables ten conversions.

It should be easy to find.

Rannoch

Excellent, that's cleared it up for me
Old 18 November 2006, 11:06 AM
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unclebuck
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Originally Posted by HankScorpio
Excellent, that's cleared it up for me
He's not been the same since the BNP trial result.

Old 18 November 2006, 12:31 PM
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GC8
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Originally Posted by apples24
thats all fine m8 but have you realised those cheap checks do not look for outstanding finance ?
Yes, although outstanding finance isnt as important as people might have you believe. If you buy a car (with an interest) in good faith then you receive good title (Hire Purchase Act 1964).


Simon
Old 18 November 2006, 01:17 PM
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so your saying you would quite happily buy a £10,000 car and not worry about checking for outstanding finance as hopefully they wont take it off you?

considering ive done a few jobs for bailiff firms recently and a couple of the cars recovered were not even owned by the people who originally took the finance agreement out i beg to differ


pay the 30 odd quid and do it properly unless its an old sh itter you just want to double check isnt stolen


dont forget you also get an indemnity (spelling) were they cover you for up to 20k if the data they supply is incorrect
Old 20 November 2006, 04:40 AM
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GC8
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On a £10,000 car I would check, yes. That said: the law is clear, if you buy a car in ignorance of any charge then you obtain good title (and despite what a number of finance companies try to say now, you do not have a duty to check). In that circumstance the car belongs to you and any person who comes to 'reposess' it is a thief and nothing more.

Dont think that I dont agree with you sentiment though.


Simon
Old 20 November 2006, 07:00 AM
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Are you sure about that?

I had a mate who bought a car in good faith. He was stopped by the police several months later (I was in the car too) because when they checked, it had been reported stolen. The insurance company had paid out so they owned it.
It got taken off him and impounded. I can't remember the final outcome but it wasn't good for him.
Old 20 November 2006, 07:08 AM
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Cool

Originally Posted by GC8
On a £10,000 car I would check, yes. That said: the law is clear, if you buy a car in ignorance of any charge then you obtain good title (and despite what a number of finance companies try to say now, you do not have a duty to check). In that circumstance the car belongs to you and any person who comes to 'reposess' it is a thief and nothing more.

Dont think that I dont agree with you sentiment though.


Simon
It belongs to the owner, the original owner. It will be confiscated and returned.
Old 20 November 2006, 03:15 PM
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GC8
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Yes, Im absolutely certain. Google the '1964 Hire Purchase Act'. Provided that you are a private individual and that you either did not know about the outstanding HP, or you were told that it had been settled, then you will receive good title to the car and the fiinance company will have to pursue the dishonest seller.

This is very different to a car which has simply been stolen of course.


Simon
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