Expired No Claim's Bonus
04 February 2006, 04:52 PM
#1
Scooby Regular
Thread Starter
Join Date: Nov 2001
Posts: 2,122
Likes: 0
Received 0 Likes
on
0 Posts
Expired No Claim's Bonus
I have been driving company vehicles for 2 3/4 years and now things are changing and I have to get a car again apparently I have just been told by Tesco's my old insurance company that the 65% NCD I had from them expired after 2 years and I have to start again!
I thought that it was suppose to reflect my driving behaviour and risk to the companies and I haven’t had any claims on the works insurance in the last 3 years so why should they be able to punish me financially like this?
I thought that it was suppose to reflect my driving behaviour and risk to the companies and I haven’t had any claims on the works insurance in the last 3 years so why should they be able to punish me financially like this?
04 February 2006, 05:08 PM
#2
Scooby Regular
Join Date: Dec 2002
Location: Logged Out
Posts: 10,221
Likes: 0
Received 0 Likes
on
0 Posts
I certainly remember it always being the case if you drove company cars that you faced ruining your own no claims bonus.
Not fair at all, but fair and insurance don't sit together.
Maybe there are other companies that will allow your company record to stand? Speak to Moley in the insurance forum.
Not fair at all, but fair and insurance don't sit together.
Maybe there are other companies that will allow your company record to stand? Speak to Moley in the insurance forum.
04 February 2006, 06:57 PM
#4
Scooby Regular
Join Date: Mar 1999
Location: 'Around' Milton Keynes
Posts: 4,128
Likes: 0
Received 0 Likes
on
0 Posts
Some insurers will accept your NCB proof along with a letter from your company stating that you had a co. car & were accident free for the time you drove it. Ring around, if one does not take your business elsewhere.
Simon
Simon
04 February 2006, 07:19 PM
#5
Scooby Regular
Thread Starter
Join Date: Nov 2001
Posts: 2,122
Likes: 0
Received 0 Likes
on
0 Posts
Yes A-Plan has been recommended to me and they advertise on here which must be good 
as at least they know waht a scooby is!
Any others that anybody know are worth trying?
as at least they know waht a scooby is!Any others that anybody know are worth trying?
04 February 2006, 07:45 PM
#6
Scooby Regular
Join Date: Jul 2005
Posts: 12,329
Likes: 0
Received 0 Likes
on
0 Posts
been there done that... its a right royal pita...
you ring for quotes, and you get the usual, how come you dont have any ncb if youve been driving for xx years... although saying that, some insurers will give good discounts if you are a named driver on another policy, and havent claimed.
Mart
you ring for quotes, and you get the usual, how come you dont have any ncb if youve been driving for xx years... although saying that, some insurers will give good discounts if you are a named driver on another policy, and havent claimed.
Mart
04 February 2006, 08:17 PM
#7
Guest
Posts: n/a
Originally Posted by simo
Some insurers will accept your NCB proof along with a letter from your company stating that you had a co. car & were accident free for the time you drove it. Ring around, if one does not take your business elsewhere.
Simon
Simon
Mind you it was a good job the company had an excess of about £800 .... :-)
Dave
Trending Topics
06 February 2006, 05:10 PM
#9
Scooby Regular
iTrader: (15)
Join Date: Jul 2001
Location: Portsmouth
Posts: 8,606
Likes: 0
Received 0 Likes
on
0 Posts
I used to suffer from this before the allowance got tasty.
So every two years I used to buy a shed (£50 sierra last time) and insure it for one month on PAYG insurance.
new certificate comes through a month later with another two years grace on it, sell the car (people always want £50 cars) and carry on ragging the company motor.
not much help to you now, but maybe next time
So every two years I used to buy a shed (£50 sierra last time) and insure it for one month on PAYG insurance.
new certificate comes through a month later with another two years grace on it, sell the car (people always want £50 cars) and carry on ragging the company motor.
not much help to you now, but maybe next time
Thread
Thread Starter
Forum
Replies
Last Post
Mattybr5@MB Developments
Full Cars Breaking For Spares
28
28 December 2015 11:07 PM
Mattybr5@MB Developments
Full Cars Breaking For Spares
12
18 November 2015 07:03 AM
