Platinum/Gold credit cards
05 May 2005, 09:55 PM
#1
Scooby Regular
Thread Starter
Join Date: Sep 2003
Location: Scoobynet
Posts: 5,387
Likes: 0
Received 0 Likes
on
0 Posts
Platinum/Gold credit cards
How easy is it to get one?
Ive currently got a standard Capital One card which Ive had for about a year, but the limit is only 500quid and its really not enough. The Platinum offered by Capital One is a min 2k limit which would be more useful.
I pay the balance off in full each month, but I have only had a card for a year. My credit history looked rosy when I did a free 30day trial online.
Whats the criteria for a higher limit card??
Ive currently got a standard Capital One card which Ive had for about a year, but the limit is only 500quid and its really not enough. The Platinum offered by Capital One is a min 2k limit which would be more useful.
I pay the balance off in full each month, but I have only had a card for a year. My credit history looked rosy when I did a free 30day trial online.
Whats the criteria for a higher limit card??
05 May 2005, 10:24 PM
#5
Scooby Regular
Join Date: Mar 1999
Location: The Great White North
Posts: 25,080
Likes: 0
Received 0 Likes
on
0 Posts
I had a regular Barclaycard for about 2 years then decided on whim to apply for a Platinum, got approved no problem, that was oooh, about 6 years ago now.
Just read this on some card comparison site:
platinum credit cards are only available to people with an excellent credit history and / or a yearly salary of usually over £25,000.
Just read this on some card comparison site:
platinum credit cards are only available to people with an excellent credit history and / or a yearly salary of usually over £25,000.
05 May 2005, 10:29 PM
#6
Scooby Regular
Thread Starter
Join Date: Sep 2003
Location: Scoobynet
Posts: 5,387
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by Markus
platinum credit cards are only available to people with an excellent credit history and / or a yearly salary of usually over £25,000.
05 May 2005, 10:32 PM
#7
Scooby Regular
Join Date: Jul 2003
Location: ..
Posts: 3,412
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by Petem95
Ah damn it, dont quite earn that much, so probably get rejected then!
got ter lie innit
Trending Topics
05 May 2005, 11:02 PM
#9
It doesn't always go on what you earn !!!!!!! v my bank don't actually let me have a credit card..........only a charge card which I have to pay off every month !!
It's what divorce and a financial ******** does !! Never mind I bought the scooby along with the mortgage and own it in 2007 !!
There are lots of changes in the credit card industry recently due to "rate tarts" so your own bank may be a good starting point.
Midlife.....
It's what divorce and a financial ******** does !! Never mind I bought the scooby along with the mortgage and own it in 2007 !!
There are lots of changes in the credit card industry recently due to "rate tarts" so your own bank may be a good starting point.
Midlife.....
06 May 2005, 12:52 AM
#11
Scooby Regular
Join Date: Mar 2005
Location: The land of make believe
Posts: 2,092
Likes: 0
Received 0 Likes
on
0 Posts
jeez........ I have the opposite problem, credit cards and increased limit offers coming out of my ears 
gotta be sometning to do with the Mrs i'm sure 
gotta be sometning to do with the Mrs i'm sure
Thread
Thread Starter
Forum
Replies
Last Post
Mattybr5@MB Developments
Full Cars Breaking For Spares
28
28 December 2015 11:07 PM
Mattybr5@MB Developments
Full Cars Breaking For Spares
12
18 November 2015 07:03 AM