good for credit rating?
11 February 2005, 09:59 PM
#1
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good for credit rating?
i have 6 credit cards.. yes i know lol
many moons ago i couldnt get credit for ****e as when 18 destroyd myself
had to wait 6 yrs before even could think of applying for credit
now for the last 5 years ive worked to rebuild my credit rating, to the extent i get accepted for everything i apply for, capital one and barclaycard happily upgraded me to gold cards etc
ui have contract phones and the car auction comany i go to on a regular basis accepted me if i wish to ... to open a 15k credit account with themselfs at a good rate
but i do have 6 cards with various companys, the halifax one card i owe 2500 the others vertually nothing atall and i mean a few quid lol
i allways pay atleast the min every month
im not damaging myself am i?
many moons ago i couldnt get credit for ****e as when 18 destroyd myself
had to wait 6 yrs before even could think of applying for credit
now for the last 5 years ive worked to rebuild my credit rating, to the extent i get accepted for everything i apply for, capital one and barclaycard happily upgraded me to gold cards etc
ui have contract phones and the car auction comany i go to on a regular basis accepted me if i wish to ... to open a 15k credit account with themselfs at a good rate
but i do have 6 cards with various companys, the halifax one card i owe 2500 the others vertually nothing atall and i mean a few quid lol
i allways pay atleast the min every month
im not damaging myself am i?
11 February 2005, 10:03 PM
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Originally Posted by apples24
i have 6 credit cards.. yes i know lol
many moons ago i couldnt get credit for ****e as when 18 destroyd myself
had to wait 6 yrs before even could think of applying for credit
now for the last 5 years ive worked to rebuild my credit rating, to the extent i get accepted for everything i apply for, capital one and barclaycard happily upgraded me to gold cards etc
ui have contract phones and the car auction comany i go to on a regular basis accepted me if i wish to ... to open a 15k credit account with themselfs at a good rate
but i do have 6 cards with various companys, the halifax one card i owe 2500 the others vertually nothing atall and i mean a few quid lol
i allways pay atleast the min every month
im not damaging myself am i?
many moons ago i couldnt get credit for ****e as when 18 destroyd myself
had to wait 6 yrs before even could think of applying for credit
now for the last 5 years ive worked to rebuild my credit rating, to the extent i get accepted for everything i apply for, capital one and barclaycard happily upgraded me to gold cards etc
ui have contract phones and the car auction comany i go to on a regular basis accepted me if i wish to ... to open a 15k credit account with themselfs at a good rate
but i do have 6 cards with various companys, the halifax one card i owe 2500 the others vertually nothing atall and i mean a few quid lol
i allways pay atleast the min every month
im not damaging myself am i?
11 February 2005, 11:45 PM
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we had about 8 between us, now down to 2
if you dont go stupid your fine have more than 6 all maxed, and they might start to get a bit twitchy, but as long as the payments are made they are happy
Mart
if you dont go stupid your fine have more than 6 all maxed, and they might start to get a bit twitchy, but as long as the payments are made they are happy
Mart
12 February 2005, 12:01 AM
#7
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Make the payments and no-one bats an eyelid .................
Miss one, however and the sky starts to fold in .....
Live within your means and all will be ok
I only borrow at 0% what I could pay back at any moment
Pete
Miss one, however and the sky starts to fold in .....
Live within your means and all will be ok
I only borrow at 0% what I could pay back at any moment
Pete
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12 February 2005, 12:05 AM
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got to agre with pete (not often that happens ) if i get a 0% card i only borrow what i can payback over the period of the 0% time, been doing that for the last 8 years or so
) if i get a 0% card i only borrow what i can payback over the period of the 0% time, been doing that for the last 8 years or so
12 February 2005, 12:16 AM
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I currently have 12 cards with a combined limit of near enough 150k. Never paid a pennny of interest. Every new card company thinks they will be the one to break me Last three cards I got had a 20k limit. I think the answer is - you are doing a good thing
Last three cards I got had a 20k limit. I think the answer is - you are doing a good thing
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