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Added the Mrs and my insurance is cheaper?

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Old 24 May 2002, 10:53 AM
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stephen30
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I called my insurance company this morning (Citroen Insurance) and asked for a quote to add the Mrs to the insurance. Strangely, they said that my premium would now be £15 cheaper for the rest of the year, about 8 months. How does this work? I was expecting to pay more cash, especially if they had seen her driving.

Steve
Old 24 May 2002, 11:12 AM
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Scoobychick
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Something to do with sharing the driving I believe! My dad's last policy was cheaper with my mum on it who hasn't driven for 25 years!!!
Old 24 May 2002, 01:03 PM
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stephen30
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Wink

Cheers for that. Still not going to let her drive it though. Maybe if she's really nice.

Steve
Old 24 May 2002, 03:18 PM
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MattW
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I think it's due to adding a woman, because they are accepted as a lower risk. Adding the wife saves me nearly £200 and she never drives it. Too fast and scary
Old 24 May 2002, 10:27 PM
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Ray_li
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i dont have a wife but would it do the same if i added my girlfriend to my insurance?
Old 27 May 2002, 11:10 AM
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stephen30
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I'm not married either. As long as you live at the same address it works out cheaper.
Old 28 May 2002, 09:11 PM
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WRXBOB
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On my previous policy I added my girlfriend (a learner with a provisional licence) and there was no extra cost!
Was told my premium would be reduced when she passed her test!Crazy if U ask me...
Old 04 June 2002, 03:20 AM
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madfiddler
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I hope this isn't a bad thing, posting this on two threads :-

Get this, my wife is Turkish, and has been in the country for 8 months. OK, I don't have a Scooby..yet, it's a Rover 216GSi, but I was getting on average a £50 reduction putting her on my insurance as a second driver on a provisional licence (most companies won't take the international licence option)...
Old 05 June 2002, 11:37 AM
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JamieMacdonald
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I'll post this again then
I added my parent's to my policy (same address) but rather than lowering the premium it went up £120 a year!!!

J
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