hill79

I've been pretty unlucky in terms of accidents in the last two years, I've twice been rear-ended while stationary in traffic. Once last year where I got away with a scuffed bumper and a sore neck, then just last month my car was written off by someone in a 4x4 ploughing in to the back of me at some traffic lights.

Both accidents were non-fault and have been settled by the third parties insurance companies, no effect on my no claims.

Getting insurance quotes now, with both accidents declared the best I can get on a WRX is £922. Without the accidents... £678! I'm being punished for someone else mistake which I had no way of avoiding!

Are there any companies out there that actually deal fairly with non-fault accidents? I've tried Adrian Flux (over £1200!) and a few of the others that're regularly mentioned but no joy. Is there anything else I can do? It's got me so mad this morning!

Moley

iTrader: (9)

Did you claim PI for both accidents?

addi monster

iTrader: (6)

Forgive my ignorance, But why should that affect his insurance ?

Moley

iTrader: (9)

If someone keeps having accidents and claiming PI some insurers won't want to quote, incase there is something dodgy going on.

Obviously this isn't the case with the OP, but it's how some insurers look at things. (just trying to explain how some insurers may look at it)

Most of the specialists on here will be able to quote, and take the circumstances of the accidents into account.

hill79

For the first accident yes, as I genuinely ended up with whiplash but not for the second accident. It was a harder impact, but I wasn't injured so I didn't claim.

hill79

well, looks like it was worth having a moan on here - Moley_WRX at Keith Michaels has just given me a fantastic quote!

Moley

iTrader: (9)

Glad to help

Orangio

Same has happend to me mate, I've been rear ended twice when stationary, both non-fault and my insurance has gone up.. appartently if you've had a claim you're more likely to make another claim!!

Just another way for some insurance companies to charge more!! C***S!