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A big thumbs down for Sky Insurance

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Old 20 September 2011, 11:26 AM
  #1  
Mollymoo666
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Default A big thumbs down for Sky Insurance

My insurance is due this week so after receiving my renewal and having a blast on confused.com I thought I would try Sky Insurance and Adrian Flux as between them they cover about half a dozen of the forums I frequent.

So the risk is a 2002 WRX Wagon, aftermarket exhaust, UK Model. 10k miles a year, Me and the Mrs (both in our 30's), speeding ticket for me, 3 old non-fault claims all settled, car stored in a secure compound behind locked gates.

Confused gave me Admiral at £660
Esure renewal came in at £710
Adrian Flux came in at £4300+ and the guy on the phone couldnt apologise for laughing
Sky Insurance refused to quote as 'they are very picky about Imprezas, the underwriters dont like WRX's or STI's'

WTF?? He had already taken my username off here and a Jap forum to apply the discount so he knew where I had got there details from. How can they be picky about Subaru's when they claim to be a Subaru and performance specialist?
Old 21 September 2011, 10:08 AM
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Originally Posted by Mollymoo666
My insurance is due this week so after receiving my renewal and having a blast on confused.com I thought I would try Sky Insurance and Adrian Flux as between them they cover about half a dozen of the forums I frequent.

So the risk is a 2002 WRX Wagon, aftermarket exhaust, UK Model. 10k miles a year, Me and the Mrs (both in our 30's), speeding ticket for me, 3 old non-fault claims all settled, car stored in a secure compound behind locked gates.

Confused gave me Admiral at £660
Esure renewal came in at £710
Adrian Flux came in at £4300+ and the guy on the phone couldnt apologise for laughing
Sky Insurance refused to quote as 'they are very picky about Imprezas, the underwriters dont like WRX's or STI's'

WTF?? He had already taken my username off here and a Jap forum to apply the discount so he knew where I had got there details from. How can they be picky about Subaru's when they claim to be a Subaru and performance specialist?

Hi,

I've had a look into this one, the issue is not with the car, we insure both WRX's and Sti's in high volumes, in this particular case our underwrtiters refused to quote due to the over all risk.

Thanks for trying us and apologies we couldn't help.

Ollie
Sky Insurance

Last edited by skyinsurance; 21 September 2011 at 10:10 AM.
Old 21 September 2011, 10:13 AM
  #3  
Mollymoo666
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This is contrary to what your guy said. He clearly stated an issue with WRX's and STI's, something I expected to be untrue.

Why lie? Surely he knows that I would publish what he said due to the sheer incredulity of it?

I always find it amusing that those claiming to be specialist struggle to compete with the mainstream companies that they claim to be better than
Old 21 September 2011, 10:27 AM
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Originally Posted by Mollymoo666
This is contrary to what your guy said. He clearly stated an issue with WRX's and STI's, something I expected to be untrue.

Why lie? Surely he knows that I would publish what he said due to the sheer incredulity of it?

I always find it amusing that those claiming to be specialist struggle to compete with the mainstream companies that they claim to be better than

Hi,

my colleague informed you that we refer each Impreza risk directly to our underwriters, due to the high risk nature of the Impreza and especially the WRX and STI model they go through the risk details with a fine tooth comb. In your case, the quote was refused due to over all risk, this could be for a number of reasons.


Thanks

Ollie
Sky Insurance
Old 21 September 2011, 10:28 AM
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Originally Posted by Mollymoo666
that they claim to be better than
We do not claim to be better than anyone but we do encourage Scoobynet members to give a try when they are shopping for insurance, we've picked up a lot of business from this club, we ARE competitive for the majority but we simply cannot help everyone.

Thanks
Old 22 September 2011, 01:46 PM
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Devil's advocate here but it seems flux struggled too so why single out Sky?

If they'd also said £4300 (which is as near to 'we won't cover you' as you'll get without saying it) would you have been as bothered?

5t.
Old 22 September 2011, 01:52 PM
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Originally Posted by fivetide
Devil's advocate here but it seems flux struggled too so why single out Sky?

If they'd also said £4300 (which is as near to 'we won't cover you' as you'll get without saying it) would you have been as bothered?

5t.
Because Sky have aligned themselves with scoobynet as a Subaru specialist therefore should be able to at least offer a quote. Also because of the comments made by them on the phone. If Sky, Adrian Flux or any other 'specialist' come to me with a quote over £1000 I am going to find it laughable in light of the fact that Admiral, Esure, Elephant, et al can all come in at the £600-800 mark
Old 22 September 2011, 02:09 PM
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Originally Posted by Mollymoo666
Because Sky have aligned themselves with scoobynet as a Subaru specialist therefore should be able to at least offer a quote. Also because of the comments made by them on the phone. If Sky, Adrian Flux or any other 'specialist' come to me with a quote over £1000 I am going to find it laughable in light of the fact that Admiral, Esure, Elephant, et al can all come in at the £600-800 mark
I must agree that is a total Joke how can the mainstream ones offer £600 to £800 and the so called specialists not that's a joke
Old 22 September 2011, 02:09 PM
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Originally Posted by Mollymoo666
Because Sky have aligned themselves with scoobynet as a Subaru specialist therefore should be able to at least offer a quote.
We are indeed a specialist insurer but unfortunately we cannot help every scoobynet member, we can offer any one a quote in any area but unfortunately your own risk was declined by our underwriters of our car club scheme, without placing you onto this scheme we were unable to find a competitive quotation. It is a double edged sword for us when this happens, either we politely say 'no quote' and apologise or we offer a ridiculous price which we know the customer would never accept..

All I can really say is: thanks for trying us and apologies we couldn't help.

Kind regards

Ollie
Sky Insurance
Old 22 September 2011, 02:11 PM
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Originally Posted by Cammy5106
I must agree that is a total Joke how can the mainstream ones offer £600 to £800 and the so called specialists not that's a joke
Because one insurer cannot be competitive for everyone, as much as we like to be!
Old 22 September 2011, 02:44 PM
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elephant wanted £501 this year so insured with tesco for £352 f/c 02 sti
Old 22 September 2011, 02:47 PM
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Originally Posted by MrJim
elephant wanted £501 this year so insured with tesco for £352 f/c 02 sti
Thanks, I had a BLT for lunch, it was very nice.
Old 22 September 2011, 03:06 PM
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£352 f/c for an 02 sti ?? - cheapest quote I have personally heard anyone ever getting for an sti- what age are you - 80 ??!!

41 with ful ncb, good postcode area, private drive. 2005 wrx and still paying £650 with sky, was personally told you wont get insurance less than £650 from anywhere else by them ??

was my first perormance car and did say will probably come down next year- hope so !!

Last edited by jono300; 22 September 2011 at 03:08 PM.
Old 22 September 2011, 03:15 PM
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Well Sky gave my wife a great quote for her fiesta they were helpful and friendly and gave me a reasonable quote for my scooby as did Aplan but Keith Michaels was King on the scoob
Old 22 September 2011, 03:21 PM
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Sky Insurance were easily the cheapest for me, not cheap but cheapest.. for my STI.

Didnt charge me for my first modification, went out of their way to get modifications added cheaply after the computer had given a silly figure.

Also very helpful when i switched to my M3 last week

Oh and finally Connie has a lovely telephone manner
Old 22 September 2011, 05:49 PM
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hastings direct wanted £328 but excess was alot higher than tesco
Old 22 September 2011, 05:52 PM
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Originally Posted by MrJim
hastings direct wanted £328 but excess was alot higher than tesco
Old 22 September 2011, 07:32 PM
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I'm paying 358 to though the excess is 500 that's f/c at the moment I'm with privilege
Old 22 September 2011, 09:06 PM
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Originally Posted by jono300
£352 f/c for an 02 sti ?? - cheapest quote I have personally heard anyone ever getting for an sti- what age are you - 80 ??!!

41 with ful ncb, good postcode area, private drive. 2005 wrx and still paying £650 with sky, was personally told you wont get insurance less than £650 from anywhere else by them ??

was my first perormance car and did say will probably come down next year- hope so !!

I'm only 27 but paying £685 through Keith Michaels on my classic Wagon. Gary told me it would be the same for an import too but my Scoob came up cheap to buy
Old 22 September 2011, 10:14 PM
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Well I have a 480bhp Wrx and a vrs with sky for 3 years now, they are now my 1st and last call.
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