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declaring mods...

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Old 14 August 2011, 09:32 AM
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RobsyUK
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Default declaring mods...

I will one day but another scooby and probably with endless mods.

This list has just been copied from the for sale section & I hope the seller doesn't mind but i wanted a 'real' example of what Im talking about.

So lets say I phone and they say what mods... Do I list everything or just the visual stuff? Personally I would want to list everything as insurance is invalid if something isn't listed. Yet when I had a cavalier turbo and tried to list every mod the person on the phone ran out of room on the form and had to tick 'other mods'


PERFORMANCE MODS
Andy Forrest Remap to 336bhp/325lbft
(Dual Switchable maps and ECUTek licence )
TD05H 16G Turbo
STi Intercooler and undertray seal
650cc injectors
NGKPFR7B Spark Plugs
Warlbro Fuel Pump
K&N Panel Filter
Exeedy Organic Clutch
Roger Clark Oil Pump
Timing Belt replaced
Magnex Headers
H & S Decat Upipe
Magnex Decat Downpipe
Magnex Centre Section
Prodrive Backbox

HANDLING MODS
Full Geometry Setup
Tein Lowering Springs
Whiteline Droplinks
Whiteline Rear Anti-roll bar
Front upper strut brace
Rear upper strut brace

ADDITIONAL MODS
B&M Short shifter
Boost Gauge
Dual Oil Pressure & Temp Gauge
Samco Intercooler Hose kit
Earth Grounding Kit
Air Diffuser
Custom Tinted Sun Strip
Detango headlights
Silver mesh grills kit
Double Gauge Pod
Silver Bulbs
Prodrive Mud Flaps
STI Side Skirts
STI Front Fog Cover
STI Spoiler

discuss... maybe someone who works in insurance can clear it up for me.
Old 15 August 2011, 08:41 AM
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Chris@A-Plan
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If I were quoting for you I'd want everything listed for your own protection in the event of a claim. It's always best to declare everything.

Chris
Old 20 August 2011, 09:31 PM
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boomclart
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How do you stand if you do not know mods have been made to a car, i.e. by a previous owner?

Not everyone is able to determine a mod from stock when buying a second hand car?
Old 20 August 2011, 09:47 PM
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boosted
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Originally Posted by RobsyUK
PERFORMANCE MODS

NGKPFR7B Spark Plugs
Warlbro Fuel Pump
Exeedy Organic Clutch
Roger Clark Oil Pump
Timing Belt replaced
HANDLING MODS
Full Geometry Setup
ADDITIONAL MODS
Earth Grounding Kit

Silver Bulbs
Prodrive Mud Flaps

discuss... maybe someone who works in insurance can clear it up for me.
i wouldnt bother declaring the above, but everything else yes
Old 20 August 2011, 09:50 PM
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boosted
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Originally Posted by Chris@A-Plan
If I were quoting for you I'd want everything listed for your own protection in the event of a claim. It's always best to declare everything.

Chris
have you ever not paid out due to a car having different spark plugs?
Old 22 August 2011, 10:32 AM
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skyinsurance
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Originally Posted by boomclart
How do you stand if you do not know mods have been made to a car, i.e. by a previous owner?

Not everyone is able to determine a mod from stock when buying a second hand car?
Ignorance is not bliss.
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