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Insurance for a 21 year old

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Old 18 March 2011, 12:05 PM
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Flathead
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Default Insurance for a 21 year old

My youngest has got a Uk spec turbo and is being quoted anything up to £2500 for third party insurance ! Any ideas ?
Old 18 March 2011, 12:28 PM
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birchy2010
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admiral, 21, 1600 with mods declared and 3years ncb on a blob wrx
Old 18 March 2011, 12:37 PM
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Coffin Dodger
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Aren't kids supposed to drive around in 1.1L Fiestas until they get the hang of things.

Didn't get my E30 325i BMW (~170bhp) until I was nearly 25 and that was still a lot to insure back in them days
Old 18 March 2011, 12:45 PM
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Flathead
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Back in the olden days yeh we did mine was a old morris 1100, kids today tho want it all like yesterday ! Give him his due he is a Volvo mechanic and has had a S40 t4 so i think he will cope with it time will tell.
Old 18 March 2011, 12:52 PM
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birchy2010
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Originally Posted by Coffin Dodger
Aren't kids supposed to drive around in 1.1L Fiestas until they get the hang of things.

Didn't get my E30 325i BMW (~170bhp) until I was nearly 25 and that was still a lot to insure back in them days
NO thats old school thinking, i'm 21 and in the last 3 years i've had a modified mini (proper one) to break my teeth on, then moved upwards everytime, modified fiesta mk5zs, modified fiesta mk6zs, modified mk1 Focus RS, Civic Type R and now my modified WRX aswell
Old 23 March 2011, 09:26 PM
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rich666
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Im 23 n pay £1700 fully comp : ( but its worth it lol
Old 24 March 2011, 10:07 PM
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21 isn't really a kid lol.

23, 5YNCB, £1500 Keith Michaels.

Thanks
Sam
Old 24 March 2011, 10:25 PM
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24 with all mods de-cleared £1200
Old 24 March 2011, 10:29 PM
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SHUGSTERC
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39 look 25 160 fully comp
Old 01 April 2011, 09:28 PM
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loconov86
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hi there ..

just a quick question .. having seen all you guys insurances, i wonder .. which one has the most weighting ? NCB or driver's age ?

Example if A is 27 yrs old with 5 yrs ncb against B which is 31 yrs old with 2 yrs NCB .. which one has lower insurance ? thank you
Old 02 April 2011, 07:13 PM
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streetshinedetail
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19, uk t2000 wagon, 1800 fully comp through Gary @ KM.
Old 24 April 2011, 03:11 PM
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UKChris023
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Hi guys , ive done a few quotes on confused.com on a 2001 Bug eye WRX and its around £1700 and im 23 with 4 yrs driving and 3 yrs no claims... The i tryed it again but on an older shape 1997 wrx and it was like £2000?? Why is the insurance so much more on an older car?

I can live with paying £1700 but £2000 on an older car, cant work it out.. looking to get one next year.. cheers.
Old 24 April 2011, 03:20 PM
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shane_evans
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When i was 20 i had a 380whp 200sx s13 with all mods declared that cost £1000 fully comp that was 8yrs ago. now days it more like £10,000 I am glad i aint that age again the way insurance is.
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