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N.I. insurance??

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Old 20 December 2008, 02:01 PM
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Mandz
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Question N.I. insurance??

i have seen a nice 93 wrx for £2200. new engine, clutch and gear box. with a carbon fibre bonnet.

i went to moneysupermarket.com to price insurance and the cheapest quote was £4196.... every other website was up around £6200 i'm 19... with no no claims bonus and live in northern ireland... but this is just ridiculous... i tried limiting the miles to 4000 and tried classic insurance but still well over £5000.

anyone know a cheap insurer that might cover me??
Old 20 December 2008, 09:26 PM
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daz1968
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I think that no no claims at 19 and Northern Ireland will put off a lot of companies, I think you may have to either pay a high premium or wait until you are a little older with some no claims under your belt. Sorry to be a bearer of bad news.
Old 20 December 2008, 09:41 PM
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Try Greenlight,but as said above be prepaired to pay a small fortune.
Old 21 December 2008, 01:50 PM
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i'm thinking of getting someone else to insure it in their name & me as a named driver hopefully i don't crash again though
Old 21 December 2008, 05:06 PM
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claypole55
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get ya mother on ins' it'll bring it down!
Old 22 December 2008, 01:39 PM
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Mandz
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Originally Posted by claypole55
get ya mother on ins' it'll bring it down!
it was still £3000 with here as the main driver and she has 15ncb... i dont understand that
Old 22 December 2008, 07:15 PM
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Yourself as a named driver is probably the main factor in the price.Have you tried Tesco,Admiral,Elephant,Greenlight,etc??
Old 22 December 2008, 09:20 PM
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Moley
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Originally Posted by Mandz
it was still £3000 with here as the main driver and she has 15ncb... i dont understand that
Because most insurance companies aren't stupid, and they know what you're trying to do
Old 22 December 2008, 11:21 PM
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2pac
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Originally Posted by Mandz
i'm thinking of getting someone else to insure it in their name & me as a named driver hopefully i don't crash again though

that comment is exactly why companies wont touch u, your way way to young and inexperienced to be driving such a powerful car.
Old 22 December 2008, 11:24 PM
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big-kev
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Originally Posted by Mandz
i have seen a nice 93 wrx for £2200. new engine, clutch and gear box. with a carbon fibre bonnet.

i went to moneysupermarket.com to price insurance and the cheapest quote was £4196.... every other website was up around £6200 i'm 19... with no no claims bonus and live in northern ireland... but this is just ridiculous... i tried limiting the miles to 4000 and tried classic insurance but still well over £5000.

anyone know a cheap insurer that might cover me??
m8 do,nt touch that car !!!!!!!!!!!! not even for £500
Old 23 December 2008, 12:00 AM
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Mandz
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Originally Posted by big-kev
m8 do,nt touch that car !!!!!!!!!!!! not even for £500
why not??
Old 23 December 2008, 12:01 AM
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Mandz
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Originally Posted by 2pac
that comment is exactly why companies wont touch u, your way way to young and inexperienced to be driving such a powerful car.
i drive a similar car all the time thank you very much! and it was a wall i reversed into, not an actual other car....
Old 23 December 2008, 12:06 AM
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Mandz
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a friend was telling me if i insure a car in my name fully comp, something cheap, then i get someone to insure the scoob, i can drive it, aslong as i have their permission, then if i crash, i just say i was borrowing it, and it wont do the persons no claims bonus any harm because it will be through my insurance.... ? is that possible... or legal?
Old 23 December 2008, 09:15 AM
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Originally Posted by Mandz
a friend was telling me if i insure a car in my name fully comp, something cheap, then i get someone to insure the scoob, i can drive it, aslong as i have their permission, then if i crash, i just say i was borrowing it, and it wont do the persons no claims bonus any harm because it will be through my insurance.... ? is that possible... or legal?
Good luck getting DOC (driving other cars) at 19
If you can't afford to insure it legally why bother getting one?
Old 23 December 2008, 10:44 AM
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knobby_2000
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Originally Posted by Moley_WRX
If you can't afford to insure it legally why bother getting one?
Agreed, just get something smaller and cheaper until your age doesn't mean big bucks for the ins company.
Old 23 December 2008, 11:12 AM
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Mandz
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Originally Posted by Moley_WRX
Good luck getting DOC (driving other cars) at 19
If you can't afford to insure it legally why bother getting one?
just burst my bubble

yeaam gona work up some NCB & then get a newer scoob in a few years
Old 23 December 2008, 12:49 PM
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war1974
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and wrx dont class in insurance terms as classic cars so you wont get a discount that way.

just get some experience then move up to big power cars
Old 23 December 2008, 06:19 PM
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Mandz
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yip start small and all that thinking of a vauxhall calibra now
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