Notices
Insurance Subaru Impreza insurance can be expensive, as with any performance car insurance. But the cheapest car insurance isn't always the best. Share your quotes, and experiences.
Sponsored by:
Sponsored by:

21 Year Old Male, 4 Years No Claims....

Thread Tools
 
Search this Thread
 
Old 17 September 2008, 06:03 PM
  #1  
Anth-Sti
Scooby Newbie
Thread Starter
 
Anth-Sti's Avatar
 
Join Date: Sep 2008
Posts: 20
Likes: 0
Received 0 Likes on 0 Posts
Default 21 Year Old Male, 4 Years No Claims....

Hi there ive just recently bought a v4 subaru impreza sti (import) 97 model

Im having problems with my current insurer Adrian Flux as there now saying they wont touch me on this car as im only 21.... even thought a few month back i enquired about insuring an impreza and they says i had to be 21 to get a quotation!! my renewal is end of october so im just gona have 2 find a different company to insure my scooby next munth.

my last car was a nissan pulsar gti-r (import) running 350bhp so ive got a history of having quite powerful cars

The Scooby has a cobra 4138 cat 1 alarm and immobiliser fitted and i live at a secure postcode

Can anybody recommend a company to try? i know im gona be payin a high premium due to my age but there must be somebody who will cover the car for a competative price?

Kind Regards Anthony
Old 17 September 2008, 10:22 PM
  #2  
Carl Bentley
Scooby Regular
 
Carl Bentley's Avatar
 
Join Date: Sep 2008
Location: At Home
Posts: 186
Likes: 0
Received 0 Likes on 0 Posts
Default

Try a company called paragon. 08000912444

Or try norwich union/churchill.
Old 18 September 2008, 04:13 PM
  #3  
scoobyverysoon
.......*SMACS*...........
iTrader: (1)
 
scoobyverysoon's Avatar
 
Join Date: Jul 2003
Location: Manchester - Official SMACS Cleaning Freak who suffers from OCD
Posts: 9,372
Likes: 0
Received 0 Likes on 0 Posts
Default

When I was 21 with about the same no claims only tesco would quote me and that was £1400 with 500 excess
Old 18 September 2008, 06:56 PM
  #4  
Meallbhan
Scooby Regular
iTrader: (3)
 
Meallbhan's Avatar
 
Join Date: Feb 2007
Location: Inverness
Posts: 743
Likes: 0
Received 0 Likes on 0 Posts
Default

I'm with A-Plan, they gave me the best quote. Also I got a surprise with a very good one with the Royal Bank of Scotland. Neither one required a tracker.
Old 19 September 2008, 11:41 AM
  #5  
Anth-Sti
Scooby Newbie
Thread Starter
 
Anth-Sti's Avatar
 
Join Date: Sep 2008
Posts: 20
Likes: 0
Received 0 Likes on 0 Posts
Default

Cheers 4 The Replys! Does Tesco And A-Plan Insure Imports? I Didnt Think Tesco Did?
Old 19 September 2008, 12:13 PM
  #6  
rossi_p
Scooby Regular
iTrader: (26)
 
rossi_p's Avatar
 
Join Date: May 2004
Posts: 1,883
Received 0 Likes on 0 Posts
Default

Mate,

If you have a history of performance cars try either Keith Michaels or A-Plan.

I'm insured via Gary at KM (aka Moley WRX - a user of Scoobynet) he is brilliant. Best prices and best service everytime.

Adrian Flux are pants for Imprezas.... I had a quote of something like £2.5k for a 27 year old with 7 years ncb and that was on a standard Type R. £895 for my first year with Moley and now down to 845 with all mods (see my scooby) declared.
Old 19 September 2008, 01:25 PM
  #7  
austinwrx
Scooby Regular
 
austinwrx's Avatar
 
Join Date: Oct 2007
Posts: 1,025
Likes: 0
Received 0 Likes on 0 Posts
Default

I'm an old git, used flux for years........ they wouldn't touch me for my impreza.

and we're talking 20 yrs NCB and never had an accident !

their loss !

Trending Topics

Old 20 September 2008, 06:21 PM
  #8  
scooby_sep
Scooby Regular
 
scooby_sep's Avatar
 
Join Date: Aug 2008
Location: local shell garage :o(
Posts: 61
Likes: 0
Received 0 Likes on 0 Posts
Default

im 24, 13 points, my first scooby, and 6 years ncb for 1200 a year fully comp with zurich.
Old 20 September 2008, 07:24 PM
  #9  
20withascooby
Scooby Regular
 
20withascooby's Avatar
 
Join Date: Aug 2007
Posts: 1,445
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by scooby_sep
im 24, 13 points, my first scooby, and 6 years ncb for 1200 a year fully comp with zurich.
13 points ****ing hell
Old 30 September 2008, 06:40 PM
  #10  
V5RLTD
Scooby Regular
iTrader: (5)
 
V5RLTD's Avatar
 
Join Date: Jan 2008
Location: Devon
Posts: 1,293
Likes: 0
Received 0 Likes on 0 Posts
Default

I pay £585 fully comp through Academy on my 99 type r ltd, 26 years old 6 years ncb (protected) . Adrian flux were £600, and moley didnt even bother to respond to the 2 messages i left on his voicemail!
Old 30 September 2008, 07:47 PM
  #11  
oli_w
Scooby Regular
 
oli_w's Avatar
 
Join Date: Sep 2007
Location: swindon
Posts: 401
Likes: 0
Received 0 Likes on 0 Posts
Default

another vote for KM ! i was insured through flux for my first year, 27 , 9 yrs no claims , it was a task to get them to insure me on my scoob as it was my first turbo car, i was paying around 1200 fc but with 500 voluntary excess and they wouldnt do anythin if it got stolen even tho i have a clifford. renewal came up and quoted me £900! called and spoke with patrick at km, am now paying £625 with all mods and no stupid excess etc, i got through first time of trying and realll really happy with the service, top guys!
Old 29 November 2008, 10:04 PM
  #12  
zip929
Scooby Regular
 
zip929's Avatar
 
Join Date: Sep 2005
Location: Kent
Posts: 210
Likes: 0
Received 0 Likes on 0 Posts
Default

I found A Plan were very good for me when I had my STI.
I now have a BMW 530D and they still gave me the best quote out there.
Can't recommend them enough.

Good luck.
Old 01 December 2008, 12:04 AM
  #13  
chrisUK300
Scooby Regular
iTrader: (10)
 
chrisUK300's Avatar
 
Join Date: Jul 2008
Location: Wakefield
Posts: 873
Likes: 0
Received 0 Likes on 0 Posts
Default

I can recommend Greenlight, just taken a policy out with them. £640 im 25 no points or claims, 5 years NCB, all mods declared
Old 01 December 2008, 05:03 PM
  #14  
rich08
Scooby Regular
 
rich08's Avatar
 
Join Date: Sep 2008
Posts: 207
Likes: 0
Received 0 Likes on 0 Posts
Default

try zennith, im 19 and they insure me on my uk turbo!!
Old 01 December 2008, 07:23 PM
  #15  
Underworld
Scooby Regular
 
Underworld's Avatar
 
Join Date: Feb 2008
Location: London
Posts: 1,143
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by rich08
try zennith, im 19 and they insure me on my uk turbo!!
for how much??? am 21 and scared to even ask for a quote
Old 03 December 2008, 01:11 AM
  #16  
wrighty338
Scooby Regular
iTrader: (33)
 
wrighty338's Avatar
 
Join Date: Jul 2007
Location: E Yorks
Posts: 4,791
Likes: 0
Received 0 Likes on 0 Posts
Default

a history of performance cars when your young isnt exactly easy!

im 21 iv been messing with quotes online - my cars running approx 350bhp and all mods declared a internet quote came £2300

previous to that i had a quote from flux at 21 - few less mods £2100
Old 13 December 2008, 08:40 PM
  #17  
ukmayhem
Scooby Regular
 
ukmayhem's Avatar
 
Join Date: Jun 2008
Location: Bicester, Oxfordshire
Posts: 53
Likes: 0
Received 0 Likes on 0 Posts
Default

24 years old, 3 years NCB - £900 for 2005 STi with PPP Through Brentacre.

Last edited by ukmayhem; 13 December 2008 at 08:43 PM.
Old 13 December 2008, 10:15 PM
  #18  
ma_99
Scooby Regular
 
ma_99's Avatar
 
Join Date: Sep 2008
Posts: 52
Likes: 0
Received 0 Likes on 0 Posts
Default

£900 fully comp with swinton specialist

20yrs old, 2nd driver, 97 sti, had my license just over a year now

dads 1st driver, got 6yrs no claims

gone up from £600 living in barnet to £900 in seven kings because apparently seven kings is a "high risk area" :S
Old 14 December 2008, 11:25 AM
  #19  
toigye
Scooby Regular
 
toigye's Avatar
 
Join Date: Feb 2004
Location: belper
Posts: 641
Likes: 0
Received 0 Likes on 0 Posts
Default insurance

If you have a history of performance cars:


try performance direct,,,,

im a bit older than you but 5 points 7 years no claims impreza saloon £ 284
they will ask for history of performance cars . not sure about your age though
Old 14 December 2008, 11:47 AM
  #20  
TonyBurns
Scooby Regular
iTrader: (3)
 
TonyBurns's Avatar
 
Join Date: Aug 2000
Location: 1600cc's of twin scroll fun :)
Posts: 25,565
Likes: 0
Received 2 Likes on 2 Posts
Default

21, male, high performace car.....
You fall into the extremely high risk category
I have owned performance cars for oh, 16+ years, i still pay more than i would like, and i live in a nice area.
The only thing you can do is shop around, owning a performance car does not mean you can drive one well though

Tony
Old 14 December 2008, 04:20 PM
  #21  
New_scooby_04
Moderator
iTrader: (4)
 
New_scooby_04's Avatar
 
Join Date: Jul 2004
Location: The Terry Crews of moderation. P P P P P P POWER!!
Posts: 18,687
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by ma_99
£900 fully comp with swinton specialist

20yrs old, 2nd driver, 97 sti, had my license just over a year now

dads 1st driver, got 6yrs no claims

gone up from £600 living in barnet to £900 in seven kings because apparently seven kings is a "high risk area" :S
So would I be right in saying that you give your dad the money for the premium and you drive the car more than he does?

Ns04

PS. If his no-claims in intact, presumably you paid for this off out of your own pocket?

https://www.scoobynet.com/scoobynet-...my-scooby.html

Last edited by New_scooby_04; 14 December 2008 at 04:46 PM.
Old 14 December 2008, 04:54 PM
  #22  
TonyBurns
Scooby Regular
iTrader: (3)
 
TonyBurns's Avatar
 
Join Date: Aug 2000
Location: 1600cc's of twin scroll fun :)
Posts: 25,565
Likes: 0
Received 2 Likes on 2 Posts
Default

Got a feeling that it wont be on his insurance NS04, ive been driving 20 years and live in the country, i wish i had 600 quid insurance quotes on scoobs!

Tony
Old 14 December 2008, 05:26 PM
  #23  
New_scooby_04
Moderator
iTrader: (4)
 
New_scooby_04's Avatar
 
Join Date: Jul 2004
Location: The Terry Crews of moderation. P P P P P P POWER!!
Posts: 18,687
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by TonyBurns
Got a feeling that it wont be on his insurance NS04, ive been driving 20 years and live in the country, i wish i had 600 quid insurance quotes on scoobs!

Tony
Well, I'm rather hoping that if it is his Dad's insurance policy, then ma99 IS only the second driver. Because claiming to be the a named driver on a policy where you are, in point of fact, the principle driver, is illegal and will render your insurance invalid.

Insurance companies aren't silly: if a car is registered to a young un, but insured by an older family member, they'll suss it out come claim time, especially if it was the younger driver behind the wheel....as was the case above. All well and good if you only bend the car a bit against the curb, but what if other vehicles are involved and, god fobid- someone gets hurt?

Being without insurance doesn't bare thinking about does it?
Old 14 December 2008, 06:17 PM
  #24  
TonyBurns
Scooby Regular
iTrader: (3)
 
TonyBurns's Avatar
 
Join Date: Aug 2000
Location: 1600cc's of twin scroll fun :)
Posts: 25,565
Likes: 0
Received 2 Likes on 2 Posts
Default

6 points and a slap on the wrist probably...
But so many people think that going on an older persons insurance with their car is legal, they dont seem to read the small print where it says "owner and main driver", apart from fraud, it will be added to your licence, then try to get insurance (driving without insurance!)

Tony
Old 24 December 2008, 12:16 AM
  #25  
LUCKO
Scooby Regular
iTrader: (3)
 
LUCKO's Avatar
 
Join Date: Apr 2005
Location: 2015 Golf R Dsg
Posts: 5,913
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by ma_99
£900 fully comp with swinton specialist

20yrs old, 2nd driver, 97 sti, had my license just over a year now

dads 1st driver, got 6yrs no claims

gone up from £600 living in barnet to £900 in seven kings because apparently seven kings is a "high risk area" :S
total garbage
Old 24 December 2008, 01:15 AM
  #26  
G-string
Scooby Regular
iTrader: (1)
 
G-string's Avatar
 
Join Date: Nov 2008
Location: South Wales
Posts: 1,201
Likes: 0
Received 0 Likes on 0 Posts
Default

Lucko, you work in insurance mate? Or know ma 99 personally, methinks there may of been some porkys
Old 24 December 2008, 01:30 AM
  #27  
LUCKO
Scooby Regular
iTrader: (3)
 
LUCKO's Avatar
 
Join Date: Apr 2005
Location: 2015 Golf R Dsg
Posts: 5,913
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by G-string
Lucko, you work in insurance mate? Or know ma 99 personally, methinks there may of been some porkys
yes i work in insurance

no way in a million years, £900 was the deposit followed by 9 monthly payments of £400?
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
JimBowen
ICE
5
02 July 2023 01:54 PM
KAS35RSTI
Subaru
27
04 November 2021 07:12 PM
Frizzle-Dee
Essex Subaru Owners Club
13
09 March 2019 07:35 PM
Abx
Subaru
22
09 January 2016 05:42 PM
dpb
Non Scooby Related
14
03 October 2015 10:37 AM



Quick Reply: 21 Year Old Male, 4 Years No Claims....



All times are GMT +1. The time now is 06:46 AM.