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-   -   N.I. insurance?? (https://www.scoobynet.com/insurance-19/733003-n-i-insurance.html)

Mandz 20 December 2008 02:01 PM

N.I. insurance??
 
i have seen a nice 93 wrx for £2200. new engine, clutch and gear box. with a carbon fibre bonnet.

i went to moneysupermarket.com to price insurance and the cheapest quote was £4196.... every other website was up around £6200 :eek: i'm 19... with no no claims bonus and live in northern ireland... but this is just ridiculous... :rolleyes: i tried limiting the miles to 4000 and tried classic insurance but still well over £5000. :cry: :cuckoo:

anyone know a cheap insurer that might cover me??

daz1968 20 December 2008 09:26 PM

I think that no no claims at 19 and Northern Ireland will put off a lot of companies, I think you may have to either pay a high premium or wait until you are a little older with some no claims under your belt. Sorry to be a bearer of bad news.

mad555 20 December 2008 09:41 PM

Try Greenlight,but as said above be prepaired to pay a small fortune.

Mandz 21 December 2008 01:50 PM

i'm thinking of getting someone else to insure it in their name & me as a named driver :) hopefully i don't crash again though :rolleyes:

claypole55 21 December 2008 05:06 PM

get ya mother on ins' it'll bring it down!

Mandz 22 December 2008 01:39 PM


Originally Posted by claypole55 (Post 8365054)
get ya mother on ins' it'll bring it down!

it was still £3000 with here as the main driver :wonder: :eek: and she has 15ncb... i dont understand that :Suspiciou

mad555 22 December 2008 07:15 PM

Yourself as a named driver is probably the main factor in the price.Have you tried Tesco,Admiral,Elephant,Greenlight,etc??

Moley 22 December 2008 09:20 PM


Originally Posted by Mandz (Post 8367036)
it was still £3000 with here as the main driver :wonder: :eek: and she has 15ncb... i dont understand that :Suspiciou

Because most insurance companies aren't stupid, and they know what you're trying to do ;)

2pac 22 December 2008 11:21 PM


Originally Posted by Mandz (Post 8364682)
i'm thinking of getting someone else to insure it in their name & me as a named driver :) hopefully i don't crash again though :rolleyes:


that comment is exactly why companies wont touch u, your way way to young and inexperienced to be driving such a powerful car.

big-kev 22 December 2008 11:24 PM


Originally Posted by Mandz (Post 8362414)
i have seen a nice 93 wrx for £2200. new engine, clutch and gear box. with a carbon fibre bonnet.

i went to moneysupermarket.com to price insurance and the cheapest quote was £4196.... every other website was up around £6200 :eek: i'm 19... with no no claims bonus and live in northern ireland... but this is just ridiculous... :rolleyes: i tried limiting the miles to 4000 and tried classic insurance but still well over £5000. :cry: :cuckoo:

anyone know a cheap insurer that might cover me??

m8 do,nt touch that car !!!!!!!!!!!! not even for £500

Mandz 23 December 2008 12:00 AM


Originally Posted by big-kev (Post 8368545)
m8 do,nt touch that car !!!!!!!!!!!! not even for £500

why not?? :confused: :cry:

Mandz 23 December 2008 12:01 AM


Originally Posted by 2pac (Post 8368537)
that comment is exactly why companies wont touch u, your way way to young and inexperienced to be driving such a powerful car.

:mad: i drive a similar car all the time thank you very much! :norty: and it was a wall i reversed into, not an actual other car.... :lol1:

Mandz 23 December 2008 12:06 AM

a friend was telling me if i insure a car in my name fully comp, something cheap, then i get someone to insure the scoob, i can drive it, aslong as i have their permission, then if i crash, i just say i was borrowing it, and it wont do the persons no claims bonus any harm because it will be through my insurance.... ? :confused: is that possible... or legal? :lol1:

Moley 23 December 2008 09:15 AM


Originally Posted by Mandz (Post 8368638)
a friend was telling me if i insure a car in my name fully comp, something cheap, then i get someone to insure the scoob, i can drive it, aslong as i have their permission, then if i crash, i just say i was borrowing it, and it wont do the persons no claims bonus any harm because it will be through my insurance.... ? :confused: is that possible... or legal? :lol1:

Good luck getting DOC (driving other cars) at 19
If you can't afford to insure it legally why bother getting one?

knobby_2000 23 December 2008 10:44 AM


Originally Posted by Moley_WRX (Post 8368919)
If you can't afford to insure it legally why bother getting one?

Agreed, just get something smaller and cheaper until your age doesn't mean big bucks for the ins company.

Mandz 23 December 2008 11:12 AM


Originally Posted by Moley_WRX (Post 8368919)
Good luck getting DOC (driving other cars) at 19
If you can't afford to insure it legally why bother getting one?

:( just burst my bubble :cry:

yeaam gona work up some NCB & then get a newer scoob in a few years

war1974 23 December 2008 12:49 PM

and wrx dont class in insurance terms as classic cars so you wont get a discount that way.

just get some experience then move up to big power cars

Mandz 23 December 2008 06:19 PM

yip start small and all that :Whatever_ thinking of a vauxhall calibra now :lol1:


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