Insurance & NCB?
#1
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Insurance & NCB?
Just a quick Q for the Insurance peeps that frequent Scoobynet
Does a pending claim affect NCB? ...the other halfs renewel has come through with 0 years no claims (it was 2, this year being the 3rd) because a claim is pending?
I was always under the impression pending claims had no effect ...but the Insurer (swiftcover) seem quite adamant?
PS The claim 'should' be going our way ...as the third party pulled out on a mini roundabout & we have 2 witness's
Does a pending claim affect NCB? ...the other halfs renewel has come through with 0 years no claims (it was 2, this year being the 3rd) because a claim is pending?
I was always under the impression pending claims had no effect ...but the Insurer (swiftcover) seem quite adamant?
PS The claim 'should' be going our way ...as the third party pulled out on a mini roundabout & we have 2 witness's
#2
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because its a peding claim things will be up in the air, the quote shse'll get will be stupidly high until final cost is know and claim is settled.
as far as no claims goes if a claim is outstanding then you wont get a prrof o no claims till its sorted, which will be 0 no claims
as far as no claims goes if a claim is outstanding then you wont get a prrof o no claims till its sorted, which will be 0 no claims
#6
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no, claim will have got rid of no claims due to making a claim, mine went down by 2 years after the claim, however some companies get rid of the lot.
as far as refund goes i'd guess thats how it would work, best bet have a chat with the comapny and see what they say
as far as refund goes i'd guess thats how it would work, best bet have a chat with the comapny and see what they say
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#8
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Originally Posted by DazW
& as long as all the claim is fully recovered, your ncb is then reinstated?
Ill try Swiftcover again ...but i think it might be 'new' staff day
Ill try Swiftcover again ...but i think it might be 'new' staff day
or was it a case of someone hitting you?
#9
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Originally Posted by Tidgy
if your at fault you'll loose it.
or was it a case of someone hitting you?
or was it a case of someone hitting you?
Have two independant witness's so should be ok
#10
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o right, will be fooked until claim sorted then ncb will be re-instated, just make sure your insurance company doesn't try a 50/50 fault split with other company.
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