Declaring mods...
#1
Scooby Regular
Thread Starter
Join Date: Apr 2002
Location: Birmingham
Posts: 9,196
Likes: 0
Received 0 Likes
on
0 Posts
Declaring mods...
Hello,
Now that I am with a reasonable insurer, for once I have declared my modifications (tesco had tried to charge £250, so the car was standard ). Admiral have said that in the event of a claim they will not pay for the modifications themselves. This is fine if I crash myself - BUT if someone piles into the back of me and kills my £450 exhaust, can I claim it on their insurance as part of the personal/uninsured loss?
Andy
Now that I am with a reasonable insurer, for once I have declared my modifications (tesco had tried to charge £250, so the car was standard ). Admiral have said that in the event of a claim they will not pay for the modifications themselves. This is fine if I crash myself - BUT if someone piles into the back of me and kills my £450 exhaust, can I claim it on their insurance as part of the personal/uninsured loss?
Andy
#2
Scooby Regular
Join Date: Feb 2006
Location: Anywhere theres Carp
Posts: 368
Likes: 0
Received 0 Likes
on
0 Posts
You should of spoke to Gary Moulson I'm will him i insured my 01 wrx with mods declared and he can do LIKE-FOR-LIKE on all your mods so even if the worst should happen you will be covered i hope you never have to find out, as i have.
He's a really top bloke and i would recommend him to anyone as he know his stuff.
He's a really top bloke and i would recommend him to anyone as he know his stuff.
#5
Scooby Regular
Join Date: May 2006
Location: Essex with the wonderful -C`chelle
Posts: 1,149
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by SiDHEaD
I suspect, at 23 with 1yr NCB on a group 20 S2000 they might cost a lot!
Andy
#6
Scooby Regular
Thread Starter
Join Date: Apr 2002
Location: Birmingham
Posts: 9,196
Likes: 0
Received 0 Likes
on
0 Posts
Read it again... I have declared the current mods... The non-disclosure was with tesco's on my old scoob and i made a big claim at the time too, with no problems.
fitz: i tried shopping around but most places were coming out at well over £2k. Admiral are £1200
fitz: i tried shopping around but most places were coming out at well over £2k. Admiral are £1200
#7
Scooby Regular
Join Date: May 2006
Location: Essex with the wonderful -C`chelle
Posts: 1,149
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by SiDHEaD
Read it again... I have declared the current mods... The non-disclosure was with tesco's on my old scoob and i made a big claim at the time too, with no problems.
fitz: i tried shopping around but most places were coming out at well over £2k. Admiral are £1200
fitz: i tried shopping around but most places were coming out at well over £2k. Admiral are £1200
However, the warning goes for anyone that doesn't declare their mods
Trending Topics
#8
Scooby Regular
Thread Starter
Join Date: Apr 2002
Location: Birmingham
Posts: 9,196
Likes: 0
Received 0 Likes
on
0 Posts
yup it's not a good idea! hence glad i am now with an insurer where i am not raped just for having an exhaust which doesn't even increase power.
Thread
Thread Starter
Forum
Replies
Last Post