Bell Direct Look VERY Good!
28 February 2006, 10:05 PM
#1
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Bell Direct Look VERY Good!
I have a MX5 which I have had covered on a Classic Car Policy for 3 years ... it doesn't earn any NCD 
Anyway, BELL DIRECT advertise for those with no NCD and their prices are VERY good indeed!!
It is an ADMIRAL Company.
Worth a punt? They are looking for market share - always the best time to buy insurance off a company!
Pete
Anyway, BELL DIRECT advertise for those with no NCD and their prices are VERY good indeed!!
It is an ADMIRAL Company.
Worth a punt? They are looking for market share - always the best time to buy insurance off a company!
Pete
01 March 2006, 10:34 PM
#5
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Thread Starter
Originally Posted by AllanP
Cheers Pete, you just saved me £66 on my best quote so far for wifies MX5
Allan
Allan
Buy me a pint sometime!?
Pete
02 March 2006, 09:01 AM
#7
I'm with Bell at the moment and so was my son until renew time after a totally no blame accident. Even though the third party was totally to blame and was prosecuted, Bell increased his premium by around 45%!!! When challenged, they (pathetically) explained that having been involved in an accident - even though not his fault - he was more likely to claim again!
So, the bottom line is, be prepared to look elsewhere if you have a claim.
JohnD
So, the bottom line is, be prepared to look elsewhere if you have a claim.
JohnD
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02 March 2006, 10:16 AM
#8
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I've just recently moved to them after my Brother's recomendation.
They insured my RB5 for just over £400. They gave me almost £200 discount for adding my Mum onto the policy (50yr old and works for the NHS).
As for claims, pretty much most "cheap" insurers are like that. Companies such as Direct Line tend to be better come renewal, but you pay through the nose if you are young or drive a fast car
They insured my RB5 for just over £400. They gave me almost £200 discount for adding my Mum onto the policy (50yr old and works for the NHS).
As for claims, pretty much most "cheap" insurers are like that. Companies such as Direct Line tend to be better come renewal, but you pay through the nose if you are young or drive a fast car
02 March 2006, 01:04 PM
#10
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Originally Posted by JohnD
I'm with Bell at the moment and so was my son until renew time after a totally no blame accident. Even though the third party was totally to blame and was prosecuted, Bell increased his premium by around 45%!!! When challenged, they (pathetically) explained that having been involved in an accident - even though not his fault - he was more likely to claim again!
So, the bottom line is, be prepared to look elsewhere if you have a claim.
JohnD
So, the bottom line is, be prepared to look elsewhere if you have a claim.
JohnD
03 March 2006, 09:21 AM
#12
Originally Posted by AllanP
John, did your son have protected NCB ?
JohnD
03 March 2006, 09:27 AM
#13
Originally Posted by Mr Scoob
I phoned them today but they would not even quote due to Prodrive springs. They could not explain why this increases the risk!
Prodrive springs hardly slam the thing to the ground, just to where the car should be in the first place! If they were painted black, no one would know the difference!
JohnD
04 March 2006, 07:51 PM
#14
I'm with Bell Direct, did it on line, ticked various modification options such as wheels, lowering springs, brake upgrade, etc, however when I asked them about furher mods ie .exhaust upgrade+ remap it was an outright refusal!
To quote their letter 'the modifications you have stated we do not actually cover, and are an automatic decline.'
In a phone discussion they reckoned the mods were too specilised, and that I should try a specilaist insurance company, and offered some refund on the time remaining should cancel the policy.
To quote their letter 'the modifications you have stated we do not actually cover, and are an automatic decline.'
In a phone discussion they reckoned the mods were too specilised, and that I should try a specilaist insurance company, and offered some refund on the time remaining should cancel the policy.
05 March 2006, 03:22 PM
#15
Originally Posted by artyscoob
I'm with Bell Direct, did it on line, ticked various modification options such as wheels, lowering springs, brake upgrade, etc, however when I asked them about furher mods ie .exhaust upgrade+ remap it was an outright refusal!
To quote their letter 'the modifications you have stated we do not actually cover, and are an automatic decline.'
In a phone discussion they reckoned the mods were too specilised, and that I should try a specilaist insurance company, and offered some refund on the time remaining should cancel the policy.
To quote their letter 'the modifications you have stated we do not actually cover, and are an automatic decline.'
In a phone discussion they reckoned the mods were too specilised, and that I should try a specilaist insurance company, and offered some refund on the time remaining should cancel the policy.
As I said, I declared wheels and exhaust over the phone after getting an on-line quote from Elephant. They accepted those with no question, but I wonder what the reaction would have been if I'd declared any more eg lowering, "chip" etc.
JohnD
05 March 2006, 08:21 PM
#17
Originally Posted by bob r
770.00
. with full no claims, no convictions, garaged, no mods on a lardy wrx.
. with full no claims, no convictions, garaged, no mods on a lardy wrx.JohnD
PS Recently got an on-line quote from Admiral on the same basis for £513
Last edited by JohnD; 05 March 2006 at 08:36 PM.
05 March 2006, 10:57 PM
#18
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Originally Posted by bob r
770.00 . with full no claims, no convictions, garaged, no mods on a lardy wrx.
. with full no claims, no convictions, garaged, no mods on a lardy wrx.However, when it comes to my 3rd car - which has NO NCD then they appear fantastic!!
Pete
06 March 2006, 07:36 PM
#19
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wow
Just had a quote from Bell, think they bent me over.
£2985.00 they quoted me!!!
am with Tesco at min and insured with them for £895.00
How does that work???
Gonna stick with my supermarket for now. (every little helps)
£2985.00 they quoted me!!!
am with Tesco at min and insured with them for £895.00
How does that work???
Gonna stick with my supermarket for now. (every little helps)
06 March 2006, 10:58 PM
#20
Originally Posted by Dimbers
Just had a quote from Bell, think they bent me over.
£2985.00 they quoted me!!!
am with Tesco at min and insured with them for £895.00
How does that work???
Gonna stick with my supermarket for now. (every little helps)
£2985.00 they quoted me!!!
am with Tesco at min and insured with them for £895.00
How does that work???
Gonna stick with my supermarket for now. (every little helps)
JohnD
07 March 2006, 12:32 PM
#21
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Well not too bad for me, the online quotation system is identical to elephant.co.uk so not sure if it is the same company. I have just bought a WR1 so am looking for quotes at the moment, bell have quoted me £674 with £100 excess and protected NCB. Tesco and Privelege both quoted me around £700 and that was with £200 vol. excess so worth a go I reckon. I am 37 with full NCB and thats with my missus who is 36 on the policy too.
Gary
Gary
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