cost of cover for 22yr old?
25 September 2000, 06:29 PM
#1
Guest
Posts: n/a
Are there any 22yr olds with clean licence, 3 yr NCB out there who got decent quotes for a new MY00 UK car? i.e. NOT "It'll be about £3000 with £850 excess mate" which i have heard a few times!
Would cover be much cheaper for a 2-3 yr old machine?
Would cover be much cheaper for a 2-3 yr old machine?
25 September 2000, 07:43 PM
#2
Scooby Newbie
Join Date: Sep 2000
Posts: 20
Likes: 0
Received 0 Likes
on
0 Posts
Hi,
I am 23, 5yrs NCB and have just bought an RB5
The lowest quote I got for fully comp. was from Privilege - still a whopping £1516 or £1790 if you want No Claims Protection. This includes a £500 excess.
The only plus point is that you can get 10% off afterwards by doing a BSM "Masterdrive" course which cost £50.
Not too sure what it's going to be like swapping from the RB5 to a Vauxall Corsa
Hope this helps,
Dom
P.S. This is my first post and can I just say thanks to everyone out there for all the info. that appears - I am now the VERY happy owner of an RB5 as a consequence....
I am 23, 5yrs NCB and have just bought an RB5
The lowest quote I got for fully comp. was from Privilege - still a whopping £1516 or £1790 if you want No Claims Protection. This includes a £500 excess.The only plus point is that you can get 10% off afterwards by doing a BSM "Masterdrive" course which cost £50.
Not too sure what it's going to be like swapping from the RB5 to a Vauxall Corsa
Hope this helps,
Dom
P.S. This is my first post and can I just say thanks to everyone out there for all the info. that appears - I am now the VERY happy owner of an RB5 as a consequence....
26 September 2000, 12:51 AM
#3
Scooby Regular
I got my 98MY Turbo a couple of years ago when I was 22. Insurance was about £750 from Admiral, it's now about the same thru Privilege. Keep on hunting you will find insurance.
26 September 2000, 01:05 PM
#4
Scooby Regular
iTrader: (1)
Join Date: Aug 2000
Location: Glasgow
Posts: 9,844
Likes: 0
Received 0 Likes
on
0 Posts
I got my MY00 UK Spec in June, insurance for 23 year old with 2 years no claims (full with Direct Line (Saxo VTR free Insurance)) after 20+ phone calls the best I could get was £1780 with Privilege. Direct Line was about £950 on top of my existing policy, to take me to April so I went with that. Best Quote: £12,880.?? I do not think they wanted my business.
26 September 2000, 03:19 PM
#5
Scooby Regular
Join Date: Sep 2000
Posts: 419
Likes: 0
Received 0 Likes
on
0 Posts
You might want to try Barclays Car Insurance.
They use Privilege to underwrite their policies and are normally cheaper plus their excess is a flat £100.00 regardless of what car you drive. Their number is 0870 600 1414. Good luck...........
They use Privilege to underwrite their policies and are normally cheaper plus their excess is a flat £100.00 regardless of what car you drive. Their number is 0870 600 1414. Good luck...........
26 September 2000, 04:05 PM
#6
Scooby Regular
Join Date: Sep 2000
Location: Junc 1 m3
Posts: 133
Likes: 0
Received 0 Likes
on
0 Posts
i am 21 with 3 years no claims my renewal came up today it is £820 with £500 excess it was only £705 last year, from abrokers called bedford insurance in wimbledon can't remeber the number at the moment
03 January 2001, 12:55 AM
#7
Scooby Regular
Join Date: Dec 2000
Location: Gosport, near Portsmouth
Posts: 641
Likes: 0
Received 0 Likes
on
0 Posts
Age 25, MY96 with MY00 spoiler, Blitz dump valve and Blitz induction kit. Three years no claims 6 points (2 x sp30) and one total loss accident 2 years ago to the tune of £5000
Cost - £1000 exactly
Karlos
PS - if you can afford the car you should be able to afford the insurance! :-)
[This message has been edited by Karlos (edited 03 January 2001).]
Cost - £1000 exactly
Karlos
PS - if you can afford the car you should be able to afford the insurance! :-)
[This message has been edited by Karlos (edited 03 January 2001).]
Trending Topics
03 January 2001, 02:44 AM
#8
Scooby Regular
Join Date: Feb 2001
Posts: 56
Likes: 0
Received 0 Likes
on
0 Posts
Im 22, 3yrs NCB with a 97 UK Turbo with a SS exhaust and 17" speedlines. I pay around £1500 a year at the moment with Privilege. They will let you increase your excess instead of your premium if you modify/upgrade. Don't be put off by the £4k quotes, you will find cheaper... It's worth the money anyway.
04 January 2001, 02:20 PM
#11
Scooby Newbie
Join Date: Mar 2001
Posts: 22
Likes: 0
Received 0 Likes
on
0 Posts
Standard X reg (old shape) Turbo, 23 years, 7 points, no NCB (company insurance), £2500 pa, with £1,500 excess.
Frankly a bit ****ed off everyone got it cheaper, but as I'm not paying who cares?
Might be better to not look mine then!!
Frankly a bit ****ed off everyone got it cheaper, but as I'm not paying who cares?
Might be better to not look mine then!!
04 January 2001, 02:49 PM
#12
Scooby Regular
Join Date: Feb 2000
Posts: 1,624
Likes: 0
Received 0 Likes
on
0 Posts
£2500 with a £1500 XS Ouch!!!!!!!!!
I am 27 with a MY00, clean license, 6 years NCB and the best quote I could get was with A-Plan for £830 with a £350 XS
mjr, Even though you have been on a company car policy a lot of insurance companies will take that into account and give you an introductory No Claims Bonus. If I was paying that sort of money I would have phoned every company I could before I settled on a price!
I am 27 with a MY00, clean license, 6 years NCB and the best quote I could get was with A-Plan for £830 with a £350 XS
mjr, Even though you have been on a company car policy a lot of insurance companies will take that into account and give you an introductory No Claims Bonus. If I was paying that sort of money I would have phoned every company I could before I settled on a price!
05 January 2001, 08:49 AM
#13
Scooby Regular
Join Date: Dec 2000
Posts: 933
Likes: 0
Received 0 Likes
on
0 Posts
I'm 22 with 3 points (Leaving a vehicle in a dangerous position 
)and 4 years NCB on a MY00 sport special (ie not turbo)I pay £1050 with direct line, it think the excess is £200. This was the cheapest quote I could get!
What annoyed me was that I could go on the net to Tesco's, Direct Line etc and get quotes off the site, but when I rang up to start the policy the premium magically went up £200!!
By the way does anyone know what Direct Line are like with a S/S backbox and big alloys?
)and 4 years NCB on a MY00 sport special (ie not turbo)I pay £1050 with direct line, it think the excess is £200. This was the cheapest quote I could get!What annoyed me was that I could go on the net to Tesco's, Direct Line etc and get quotes off the site, but when I rang up to start the policy the premium magically went up £200!!
By the way does anyone know what Direct Line are like with a S/S backbox and big alloys?
05 January 2001, 05:08 PM
#14
Scooby Regular
Join Date: Nov 1999
Location: Stockport
Posts: 474
Likes: 0
Received 0 Likes
on
0 Posts
As far as I can tell postcode seems to be the biggest factor in insurance costs.. using an online insurance quote thingy I get quoted £2000 to insure an impreza at my home address in Manchester and about £650 at my old address in Scotland (4yrs NCD, 8 Points). Thats why i'm stuck with a crappy Ford Focus. *sigh* Do you still have to declare your points to the insurance company after having them removed from your licence after 4 years? They always seem to ask for points within the last 5 years.
Thread
Thread Starter
Forum
Replies
Last Post
Mattybr5@MB Developments
Full Cars Breaking For Spares
28
28 December 2015 11:07 PM
Mattybr5@MB Developments
Full Cars Breaking For Spares
12
18 November 2015 07:03 AM
Pro-Line Motorsport
Car Parts For Sale
2
29 September 2015 07:36 PM