PPP - did I say the right thing?
#1
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PPP - did I say the right thing?
I phoned Direct Line tonight to get a quote for a Type UK Sti Prodrive with PPP.
They asked me what category of modification it was, decided the best fit was "Engine Upgrade" and then told them the BHP increase. They then worked this out as a percentage (15%) and I fell into an '11%-20%' bhp increase.
Did I tell them the right thing? I know it's not just as simple as an Engine Upgrade having PPP but for insurance purposes was it correct ie I've told them how much the power has gone up and they whacked another 300 sods on! Seem ok? Any fellow Direct Liners with PPP??
....ps if I made a mistake, not an issue - don't own car yet!
They asked me what category of modification it was, decided the best fit was "Engine Upgrade" and then told them the BHP increase. They then worked this out as a percentage (15%) and I fell into an '11%-20%' bhp increase.
Did I tell them the right thing? I know it's not just as simple as an Engine Upgrade having PPP but for insurance purposes was it correct ie I've told them how much the power has gone up and they whacked another 300 sods on! Seem ok? Any fellow Direct Liners with PPP??
....ps if I made a mistake, not an issue - don't own car yet!
#3
Hi SCG I am with Direct Line - the WRX STI PPP is listed by them as (taken direct from the insurance docs) as Subaru Impreza 2.0T P/Drive WRX STI UK, checked it out several times and this is correct for the PPP pack so you don't then need to specify any further mods - the price for me was the same as an STI without PPP so I was very happy.
#4
When I had my STi PPP'd I told them it was an official dealer fit modification and that it boosted power by 11%, If I recall it cost me an extra 150 quid. Then I changed to a WR1 and the insurance halved from 1300 to 700
Last edited by Neil Smalley; 04 February 2005 at 06:02 PM.
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Originally Posted by MBK
Hi SCG I am with Direct Line - the WRX STI PPP is listed by them as (taken direct from the insurance docs) as Subaru Impreza 2.0T P/Drive WRX STI UK, checked it out several times and this is correct for the PPP pack so you don't then need to specify any further mods - the price for me was the same as an STI without PPP so I was very happy.
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Originally Posted by Steve001
try privilage Steve
How have other people declared this to insurers??
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Originally Posted by scg
Hmmm I'd be a bit dubious about this, sounds too good to be true. I know I asked a question on ScoobyNet a bit ago about PPP (as I was getting it confused with a standard Sti 'Prodrive') and the verdict seemed to be you definetly have to declare PPP as a mod. As you say iy comes up as P/Drive WRX STi UK when you pop an insurance quote in online - as I've done one, but I think an insurance company will DEFINETLY need to know it's got an extra 40 BHP!!
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SCG
I'm with Direct Line and have an STi 7 'Prodrive Style' and have declared PPP as a mod. Listed as 'chipped management system' and 'exhaust change - performance upgrade'. Engine power increased by 11-20%. Added about £300 to the total.
Cheers
Si
I'm with Direct Line and have an STi 7 'Prodrive Style' and have declared PPP as a mod. Listed as 'chipped management system' and 'exhaust change - performance upgrade'. Engine power increased by 11-20%. Added about £300 to the total.
Cheers
Si
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Originally Posted by MBK
Hi SCG I am with Direct Line - the WRX STI PPP is listed by them as (taken direct from the insurance docs) as Subaru Impreza 2.0T P/Drive WRX STI UK, checked it out several times and this is correct for the PPP pack so you don't then need to specify any further mods - the price for me was the same as an STI without PPP so I was very happy.
Speak to a supervisor, and GET IT IN WRITING! make sure it states Prodrive Performance Pack or PPP, NOT just the word 'Prodrive'!!
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Originally Posted by STi_Si
SCG
I'm with Direct Line and have an STi 7 'Prodrive Style' and have declared PPP as a mod. Listed as 'chipped management system' and 'exhaust change - performance upgrade'. Engine power increased by 11-20%. Added about £300 to the total.
Cheers
Si
I'm with Direct Line and have an STi 7 'Prodrive Style' and have declared PPP as a mod. Listed as 'chipped management system' and 'exhaust change - performance upgrade'. Engine power increased by 11-20%. Added about £300 to the total.
Cheers
Si
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