jim1

Thinking of upgrading turbo and a few other bits next year sometime.
I was just wondering how my insurance will be effected by a 100bhp upgrade?
Can anyone give me an idea?
Thanks.

ausmatt

Why would you tell them?

gazza503

iTrader: (2)

because his insurance would be void if not simple , will try to catch ya out anyway they can simple .
always declare mods
gaz

G-string

iTrader: (1)

ausmatt As above, why wouldnt you tell them, unless you want to loose your car and get your *** sued for any expenses and personal injury claims, hmm

G-string

iTrader: (1)

Jim1 dont know what insurance company your with but some are mod friendly and some aint mate, check the insurance section out some good threads already in there mate, you would find out from there what companies are reasonable for mods.

TonyBurns

iTrader: (3)

Well the points on the licence, your car being crushed, the fraud charges that have a 5 year prison sentence....
I think thats enough.

Tony

ausmatt

Guess things work a little different here, only just landed, don't need insurance over there for a start, if you do have it then you def don't need to tell em its modified.
Oh and lastly, I just bought one here, insured, they didn't ask me if it was modified, so not lying, as long as it falls within adr specs, no prob. thats what I was getting at!

G-string

iTrader: (1)

Sorry to let you know but its your responsibility to let them know its modified not them ask you, but guess by your username youve just arrived from oz welcome mate

gazza503

iTrader: (2)

mate uk try to get out of everything everyway they can you cannot have been here long, enjoy !! move back mate honestly it crap uk gov.

gazza503

iTrader: (2)

it like seatbelt in uk its your responsibility as driver to say get it on , and tell about mods
gazza

Glowplug

iTrader: (8)

Lots of factors make up your premium not just the power or mods. Just insured mine with Gary @ Kieth Michaels saved me £150min but a much better policy and my few mods are declared, he upped the value of my vehicle by £500 to cover the cost of the mods

dan/scooby

iTrader: (2)

i was charged 5% extra for my subaru graphics

kylejennings05

never thats crazy!! i never knew they charged extra for stickers

Underworld

every inch of graphic gives 3bhp thats y

bigarf

iTrader: (67)

getting back to the original question try keith micheals as i went with them last year declaired all my mods and saved over £400 on what i was paying the previous year.

dunx

iTrader: (3)

100 bhp on it's own is silly, up-rated brakes, suspension as a package far more sensible.

I'm 140 bhp up now and it's free 'cos I'm very old !

dunx

nampahc01

having dealt with insurance assesers they don't have a clue. how would they no by having a quick look at a turbo if its not standard.

they look at accident damage. fair enough like wheels suspension etc pretty hard not to no thats after market. but not turbos and injectors etc.

scooby1doo1

iTrader: (7)

100bhp increase is almost 50% in power, depending on yrs no claims and age will depend on extra they charge.
mid 20s i would expect a fare few £££s extra.