How much to run your home ?
22 January 2012, 09:38 AM
#63
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The current livaboards are up in arms because they are being forced to pay the tax ( i live in a house now)
- mate who lives aboard still had a heart attack ten year ago middle of the night and of course an ambulance turned up , funnily enough he doesnt complain about the tax
- or about the street lighting , road gritting or etc etc
1900 quid a year is quite a chunk tho - you mus be well posh
22 January 2012, 10:43 AM
#66
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Used to live on a boat and actually i got away with it cos i'd never signed on or was on the electoral role , but actually everything we needed was infact provided for and costed within the mooring fees - until one stepped outside the marina
The current livaboards are up in arms because they are being forced to pay the tax ( i live in a house now)
- mate who lives aboard still had a heart attack ten year ago middle of the night and of course an ambulance turned up , funnily enough he doesnt complain about the tax
- or about the street lighting , road gritting or etc etc
1900 quid a year is quite a chunk tho - you mus be well posh
The current livaboards are up in arms because they are being forced to pay the tax ( i live in a house now)
- mate who lives aboard still had a heart attack ten year ago middle of the night and of course an ambulance turned up , funnily enough he doesnt complain about the tax
- or about the street lighting , road gritting or etc etc
1900 quid a year is quite a chunk tho - you mus be well posh
Naa, not posh, just robbed blind
22 January 2012, 11:28 AM
#68
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Ding,
We live in a 3 bed stone house with stone slate roof..
Building and contents is £193 a year...£75k contents with anything over £1500 individually listed.
I have some hifi and my missus has some Moorcroft pottery pieces that come into that list,but i think its only 6 items in total..
Area must come into premium prices...Labour rates for full house rebuild here compared to London say,would be hugely different..
We are currently with the post office for our home/contents so maybe worth a try,or go on a comparison site..
I have a friend who more or less constantly has £60k of hifi in his home,which he insures with his home insurance,but is seperatly detailed and his premium is just under £600
We live in a 3 bed stone house with stone slate roof..
Building and contents is £193 a year...£75k contents with anything over £1500 individually listed.
I have some hifi and my missus has some Moorcroft pottery pieces that come into that list,but i think its only 6 items in total..
Area must come into premium prices...Labour rates for full house rebuild here compared to London say,would be hugely different..
We are currently with the post office for our home/contents so maybe worth a try,or go on a comparison site..
I have a friend who more or less constantly has £60k of hifi in his home,which he insures with his home insurance,but is seperatly detailed and his premium is just under £600
Thanks.
I'm going to dig my policy out tommorrow and see what exactly is covered and for how much. Perhaps I am over insured?
22 January 2012, 05:08 PM
#71
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I pay about 900 per year for house insurance, it includes 1 bicycle 1 expensive watch 1 expensive guitar and some hi-fi as special items. None of it will pay if i dont lock the windows though.
22 January 2012, 05:38 PM
#72
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23 January 2012, 06:49 AM
#74
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Mortgage - £5328
Gas/Electric - somewhere around £1300 at a rough guess
Water - about £250
TV license - £150
Sky tv/phone/broadband - £660
Council tax - around £1250
Home insurance - about £300
So about £3910 without mortgage £9238 with. The missus is to blame for high phone bill, and she has the heating on all day at around 22 degrees. Will also be ditching Sky HD soon which will save me around £120.
Adding to all that are bank loans, credit cards, vet bills (4 cats, 1 dog, 3 guinea pigs and a rabbit), car insurances/mots/petrol/tax etc..., food, dental bills, mobile phone etc.....
Gas/Electric - somewhere around £1300 at a rough guess
Water - about £250
TV license - £150
Sky tv/phone/broadband - £660
Council tax - around £1250
Home insurance - about £300
So about £3910 without mortgage £9238 with. The missus is to blame for high phone bill, and she has the heating on all day at around 22 degrees. Will also be ditching Sky HD soon which will save me around £120.
Adding to all that are bank loans, credit cards, vet bills (4 cats, 1 dog, 3 guinea pigs and a rabbit), car insurances/mots/petrol/tax etc..., food, dental bills, mobile phone etc.....
Last edited by Saint AAI; 23 January 2012 at 06:54 AM.
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