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You tell them about EVERYTHING when you make the contract AND you tell them about EVERYTHING that changes during the life of the contract.
C'mon it's not that hard to understand surely?
If you have a pair of 'lucky' underpants and wear them while driving the car this could also invalidate your insurance. Y'see the increased level of testosterone in your body will make you more prone to driving erratically (and taking your hand off the wheel to re-arrange your undercarriage) and therefore make you a higher a risk driver. So remember, when you change your underpants, inform your insurers.
If you have a pair of 'lucky' underpants and wear them while driving the car this could also invalidate your insurance. Y'see the increased level of testosterone in your body will make you more prone to driving erratically (and taking your hand off the wheel to re-arrange your undercarriage) and therefore make you a higher a risk driver. So remember, when you change your underpants, inform your insurers.