Track day insurance??
01 February 2001, 11:52 PM
#1
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I look forward to meeting you shy and retiring track day nuts at my first SIDC trackday at Donno on the 18th. Can any one tell me if it is possible to get insured for the day? I have my car insured with Norwich Union and they cover me for track days but impose a £1000 excess. Is it possible to get cover for this first £1000? Does anyone bother?
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08 February 2001, 04:26 PM
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I took out a policy with Egger Lawson on 01159415255 (Georgina) for OULTON park in Feb it was £75 for £12,000 
with £1,000 excess. 
Tried again to get for Bruntingthorpe but Quoted £102 for £6,000 and £1,000 excess
Oluton with its shell damaging track and Brunters will do more damage to Tyres the risks to premium don't seem related !!!!
Maybe different Quote for a block or club booking say with SIDC etc.
Tony
[This message has been edited by T5NYW (edited 08 February 2001).]
with £1,000 excess. Tried again to get for Bruntingthorpe but Quoted £102 for £6,000 and £1,000 excess Oluton with its shell damaging track and Brunters will do more damage to Tyres the risks to premium don't seem related !!!!
Maybe different Quote for a block or club booking say with SIDC etc.
Tony
[This message has been edited by T5NYW (edited 08 February 2001).]
09 February 2001, 11:46 AM
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Just spoke to Egger Lawson and no joy. They said what I have is best I can get and no one will cover the 1st £1000 of a claim. Maybe my cover with Norwich Union is reasonable after all.
13 February 2001, 12:56 AM
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Well bugger me!!!!
On the off chance, I called Privilege to get their comment on track day insurance. Low and behold, I'm covered, no additional excess, no additional charge!!!
I'm gobsmacked as its a new (ish) policy. The most annoying thing is this will be my 3rd trackday since changing to privilege and I've always gone through Eggar. Oh well
On the off chance, I called Privilege to get their comment on track day insurance. Low and behold, I'm covered, no additional excess, no additional charge!!!
I'm gobsmacked as its a new (ish) policy. The most annoying thing is this will be my 3rd trackday since changing to privilege and I've always gone through Eggar. Oh well
13 February 2001, 02:07 PM
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Dave,
Get it all in writing, that you are covered..
I have found that with dealing with insurance companies over the years, one person says one thing...and when u check again, it is not the case.
Verbal statements mean ****e nowadays.
J.
Get it all in writing, that you are covered..
I have found that with dealing with insurance companies over the years, one person says one thing...and when u check again, it is not the case.
Verbal statements mean ****e nowadays.
J.
13 February 2001, 02:43 PM
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In England a Verbal agreement goes along way in Law but with a large compnay such as Privelage and DL im sure there wouldn't be a problem, In Scotland a handshake means more than a paper commitment and thats the LAW.
21 July 2002, 12:59 PM
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Does anyone know if Direct Line cover track days as standard cover ?
It's quite variable. I'm obviously one of the lucky ones as I have a letter from Direct Line stating plain words similar to "This is to confirm that, on policy no. xxx, you are covered for trackdays". I received this after phoning to enquire about the more subtle meaning of the wording on the policy sometime last year.
I know others who have phoned Direct Line and have been told, point blank, that they're not covered but this could just be due to recent increases in trackday popularity. I suspect you are still covered based on the policy wording but probably not after being told "No" over the phone.
Ian.
It's quite variable. I'm obviously one of the lucky ones as I have a letter from Direct Line stating plain words similar to "This is to confirm that, on policy no. xxx, you are covered for trackdays". I received this after phoning to enquire about the more subtle meaning of the wording on the policy sometime last year.
I know others who have phoned Direct Line and have been told, point blank, that they're not covered but this could just be due to recent increases in trackday popularity. I suspect you are still covered based on the policy wording but probably not after being told "No" over the phone.
Ian.
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