Notices
ScoobyNet General General Subaru Discussion

INSURANCE??

Thread Tools
 
Search this Thread
 
Old Dec 10, 2011 | 09:15 PM
  #1  
billybootdoon's Avatar
billybootdoon
Thread Starter
Scooby Regular
 
Joined: Sep 2011
Posts: 59
Likes: 0
From: glasgow
Default INSURANCE??

HI THERE BOUGHT A SCOOB TURBO AND JUST SAYS SUBARU ON MOT AND LOG BOOK NO TURBO , SPORT , IMPRTZA , ETC AND WHEN I *** TO INSURE IT CARS NOT CUMMING UP LOL SO I WAS THINKING PUTTING IT IN AS A 2.0 GL WHAT YU GUYS THINK ?? SAFE TO INSURE AS GL OR SPORT ??
Reply
Old Dec 10, 2011 | 09:18 PM
  #2  
CREWJ's Avatar
CREWJ
Scooby Regular
 
Joined: Mar 2008
Posts: 5,365
Likes: 1
From: Aberdare / Daventry
Default

Oh god, did you just ask if it's ok to commit fraud?

Just insure it as what it actually is. Declaring all mods.
Reply
Old Dec 10, 2011 | 09:19 PM
  #3  
Davey L's Avatar
Davey L
Scooby Regular
iTrader: (3)
 
Joined: Dec 2008
Posts: 389
Likes: 0
From: Westhill, Aberdeenshire
Default

Hi there... no need to SHOUT...

At the end of the day if you insure it as a GL and do have an accident as soon as the assesor sees a turbo bolted to the engine your insurance will be invalid. Your'e call really, valid insurace or a worthless bit of paper!
Reply
Old Dec 10, 2011 | 09:21 PM
  #4  
quattroowner's Avatar
quattroowner
Scooby Regular
15 Year Member
iTrader: (5)
 
Joined: May 2010
Posts: 1,879
Likes: 10
From: Aberdeenshire (Turriff)
Default

Phne the DVLA up and get it sorted mate. If you insure it as a sport or gl. . Not only u commiting fraud. . it's also another small reason why those with turbo's Insurance is skyrocketing (if you claim)..you'd be invalid.

Whatever you do dont insure it as a non turbo or a cheaper to insure model!!

Send the logbook away to have it changed as well
Reply
Old Dec 10, 2011 | 09:25 PM
  #5  
billybootdoon's Avatar
billybootdoon
Thread Starter
Scooby Regular
 
Joined: Sep 2011
Posts: 59
Likes: 0
From: glasgow
Default

CHEERS GUYS JUST WANTED A FEW OPINIONS WILL BE GETIN IT SORTED OUT OVER THE WEEKND !! ANY GOOD CHEEP INSURANCE COMPANIES OUT THERE FOR THE SCOOB TURBO ??
Reply
Old Dec 10, 2011 | 09:31 PM
  #6  
chopperman's Avatar
chopperman
Scooby Regular
 
Joined: Dec 2010
Posts: 3,241
Likes: 0
Default

Originally Posted by billybootdoon
CHEERS GUYS JUST WANTED A FEW OPINIONS WILL BE GETIN IT SORTED OUT OVER THE WEEKND !! ANY GOOD CHEEP INSURANCE COMPANIES OUT THERE FOR THE SCOOB TURBO ??
I'm with Aviva. They seem to be mod tolerant too.
I'm with the other posters, Don't risk it because you will be in effect un-insured if your vehicle is not the exact type you insured. The police can pull you over, check on their data base then check your car. 6 points and a heavy fine.
Reply
Old Dec 10, 2011 | 10:51 PM
  #7  
SkydiveMacca's Avatar
SkydiveMacca
Scooby Regular
 
Joined: Mar 2010
Posts: 701
Likes: 0
From: Peterborough
Default

You bought an expensive to ensure car without checking a couple of insurance quotes first?

You might be about to be in for a bit of a shock
Reply
Old Dec 10, 2011 | 11:14 PM
  #8  
billybootdoon's Avatar
billybootdoon
Thread Starter
Scooby Regular
 
Joined: Sep 2011
Posts: 59
Likes: 0
From: glasgow
Default

Originally Posted by SkydiveMacca
You bought an expensive to ensure car without checking a couple of insurance quotes first?

You might be about to be in for a bit of a shock
av had a few turbos was just asking abt the insuance that was all i know it will be a few bob turbo spells ££££££££££s on insurance lol just wanted a few opinions thats all
Reply
Old Dec 11, 2011 | 12:27 AM
  #9  
brendy76's Avatar
brendy76
Scooby Regular
iTrader: (6)
 
Joined: Jan 2007
Posts: 1,652
Likes: 1
From: Bangor Co. Down.
Default

I also thing that if you get stopped by the police, their computer will mention what you have it insured as (check ASKMID, mine shows as an impreza wrx), if the policeman knows anything about cars he will know you arent insured correctly. Most traffic police do have an interest in cars too so will know. Its not like you have a zetec fiesta sport and are insuring it as a bog standard model or something equally as vague.
Reply
Old Dec 11, 2011 | 08:40 AM
  #10  
Osimabu's Avatar
Osimabu
Scooby Regular
iTrader: (2)
 
Joined: May 2011
Posts: 1,341
Likes: 0
From: .
Default

Is it a JDM (Japanese Domestic Market) car? Mine is, and it too just says 'Subaru' on the log book.

You'll find that if you can't specify exactly which UK model it is, most insurers will be unable to quote for it as they don't know what they're quoting for. When you do find one who will, prepare to have your wallet mugged for a very large amount.

I'd try Keith Michaels who were the only firm who'd even give me a quote a few weeks back , let alone a competitive one (and my licence is squeaky clean, and I'm old too).

http://www.keithmichaels.co.uk/jap-i...car-insurance/

Good luck, but for heavens sake don't be tempted to try to pull a fast one with insurers - they don't compromise when trying to avoid paying out in such cases.
Reply
Old Dec 11, 2011 | 09:01 AM
  #11  
Camoscooby's Avatar
Camoscooby
Scooby Regular
iTrader: (5)
 
Joined: Jan 2010
Posts: 3,077
Likes: 0
From: Dover, Kent
Default

Originally Posted by billybootdoon
av had a few turbos was just asking abt the insuance that was all i know it will be a few bob turbo spells ££££££££££s on insurance lol just wanted a few opinions thats all
Firstly, please translate.........

Secondly, there are hundreds of threads on here about insurance etc so.....................

Reply
Old Dec 11, 2011 | 09:08 AM
  #12  
TonyBurns's Avatar
TonyBurns
Scooby Regular
iTrader: (3)
 
Joined: Aug 2000
Posts: 25,565
Likes: 2
From: 1600cc's of twin scroll fun :)
Default

And I wonder why my car insurance keeps going up

Tony
Reply
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
scoobhunter722
ScoobyNet General
52
Oct 20, 2015 04:32 PM
TurboAndy
Insurance
2
Oct 18, 2015 08:01 PM
Iqy7861
Insurance
5
Oct 1, 2015 07:57 PM
piehole1983
Insurance
1
Sep 26, 2015 09:53 AM
shorty87
Other Marques
0
Sep 25, 2015 08:52 PM




All times are GMT +1. The time now is 08:01 PM.