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what is the excess on your insurance?

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Old 19 July 2011, 06:57 PM
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scoobcabbie
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Default what is the excess on your insurance?

my excess on my 54plate sti is £600 including- Voluntary excess at £350
Old 19 July 2011, 06:59 PM
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prodriverules
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£0.00
£287 fully comp,age 28
Old 19 July 2011, 07:01 PM
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classicgc8
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£500 voluntary set to £250 uk 2000 aged 35
Old 19 July 2011, 07:09 PM
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peter zippy reid
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£750 voluntary £250excess 53 blobeye wrx
Old 19 July 2011, 07:14 PM
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Moley
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£500 on mine
Old 19 July 2011, 07:17 PM
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chocolate_o_brian
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£200 on the Luftpanzarwagen - £100 comp and £100 voluntary.
Old 19 July 2011, 09:14 PM
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andythejock01wrx
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~£350 I think, will need to check lol!
Old 19 July 2011, 09:17 PM
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jeff mx
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£800 compulsory apparently, with such high risk vehicle. jdm sti, age 41 max ncb protected, premium £480. aviva.
Old 19 July 2011, 09:26 PM
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250 compulsary 100 vol total 350 excess on my policy £633 from admrial age 33 8yrs ncb protected
Old 19 July 2011, 10:33 PM
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CREWJ
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£250 comp and £150 voluntary.

Damn being so young
Old 19 July 2011, 11:49 PM
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550 mine is,300 of it's voluntary.

Danny.
Old 19 July 2011, 11:52 PM
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£1050 vol £350 comp fully comp £501.23 age 25 on my STi JDM
Old 20 July 2011, 10:24 AM
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scoobyraj
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A-plan do an insurance policy to cover the excess aswell so you could get a quote with a big excess, then take out the 'excess cover' policy which essentially allows you to reclaim all of your excess so overall works out cheaper!
Apparently only started early this year!
Works for me!
Old 20 July 2011, 10:33 AM
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Rescue Dude
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Originally Posted by prodriverules
£0.00
£287 fully comp,age 28

Who's that with?

Have you told them its a tricycle?
Old 20 July 2011, 11:22 AM
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prodriverules
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Originally Posted by Rescue Dude
Who's that with?

Have you told them its a tricycle?

Its through my broker,and with Aviva.
We have a combined business and pleasure policy and the scoob is that much of the total.
So you liked my little micra then Jon,it would pi55 my scoob
Old 20 July 2011, 11:25 AM
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Originally Posted by prodriverules

Its through my broker,and with Aviva.
We have a combined business and pleasure policy and the scoob is that much of the total.
So you liked my little micra then Jon,it would pi55 my scoob
The Micra was great.

Ah a combined policy. That explains it.
Old 20 July 2011, 11:28 AM
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When I change (next month) it will be £150 voluntary and £250 compulsary with Aviva and £454 for the year.

At the min its £100 but with a renewal of over £900 I think not
Old 20 July 2011, 12:07 PM
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£600
Old 20 July 2011, 04:49 PM
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£500 on mine
Old 20 July 2011, 04:58 PM
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i mentioned on here ages ago that a broker i work for sells an excess insurance policy which pays your £500 excess twice in 12 months if you make a claim

the policy is £50 per year potentially saving you £1000

most people said £50 seemed to be too much WTF



Rich
Old 20 July 2011, 05:35 PM
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Zero same here im with a plan 50 quid extra but still 200 quid cheaper than last years quote woo and also a lot less interest with monthly payments than last year
Old 20 July 2011, 07:15 PM
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This £50 stuff is to make more money from you. Ive never had a claim on insurance. Driving 27 years so i would have spent an extra £1350. Or you like ive saved £1350 so could still have 2 claims and be £350 up
Old 20 July 2011, 07:34 PM
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Originally Posted by Turbotits
This £50 stuff is to make more money from you. Ive never had a claim on insurance. Driving 27 years so i would have spent an extra £1350. Or you like ive saved £1350 so could still have 2 claims and be £350 up
ain't that what insurance is for that's like sayin if i never insured my car for x amount of years wud have saved x its extra peace of mind for a quid a week still think its a no brainer but everyone is diff maybe its not for all but makes sense to me
Old 20 July 2011, 07:42 PM
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I agree. Buts its a legal requirment to have insurance. So paying is a must. I just feel if people are insuring the excess on there insurance they must be driving around believing there gonna have an accident.
Old 20 July 2011, 08:08 PM
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Lol knew i shud have used a diff example ie extended warranty etc but with more and more cars on our roads some driven badly its well worth a quid a week in my eyes
Old 20 July 2011, 08:12 PM
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Originally Posted by stucooper
Lol knew i shud have used a diff example ie extended warranty etc but with more and more cars on our roads some driven badly its well worth a quid a week in my eyes
fair play. We all do our own thing and have different veiws. Thats what the forums about.
Old 20 July 2011, 08:58 PM
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£250 with Adrian Flux
Old 20 July 2011, 09:36 PM
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Originally Posted by Turbotits
This £50 stuff is to make more money from you. Ive never had a claim on insurance. Driving 27 years so i would have spent an extra £1350. Or you like ive saved £1350 so could still have 2 claims and be £350 up
Do you protect your NCB?

I agree with what you're saying, but 95% of people i speak to still choose to pay the extra to procect their NCB, which based on your theory is chucking money away aswell.
Old 21 July 2011, 08:54 AM
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£350 with CCI.

I dont bother protecting my excess or my NCB.
Old 21 July 2011, 08:59 AM
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£500 on mine - 330S


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