insurance nightmare!
15 February 2011, 06:25 PM
#1
insurance nightmare!
my insurance co has just quoted me £1,130 for my renewal,last year i paid £420,i have shopped around and have managed to get it down to £767, chuffin rip off if you ask me,but if that wasnt a big enough kick in the *****,ive been told that all cars need to be insured even my old 98 wagon that im breaking,what is the point,its not as if its going to drive it self and kill someone or do any damage to anything,if you ask me its blatant theft from allready greedy b*****ds. perhaps its time to stand up to these people and tell them to go get fooked!...your comments please
15 February 2011, 06:29 PM
#2
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my insurance co has just quoted me £1,130 for my renewal,last year i paid £420,i have shopped around and have managed to get it down to £767, chuffin rip off if you ask me,but if that wasnt a big enough kick in the *****,ive been told that all cars need to be insured even my old 98 wagon that im breaking,what is the point,its not as if its going to drive it self and kill someone or do any damage to anything,if you ask me its blatant theft from allready greedy b*****ds. perhaps its time to stand up to these people and tell them to go get fooked!...your comments please
that deffiently is a **** take insurance companies do take the mick sometimes!!
what you should do mate is just senbd the log book for ur wagon to say that you are breaking and sorn it of the road this way u wont have to pay tax or insurance that what i done for some of my old cars which i broke for parts , hope tjhis helps
SCOOBYOLS46
15 February 2011, 06:35 PM
#3
that deffiently is a **** take insurance companies do take the mick sometimes!!
what you should do mate is just senbd the log book for ur wagon to say that you are breaking and sorn it of the road this way u wont have to pay tax or insurance that what i done for some of my old cars which i broke for parts , hope tjhis helps
SCOOBYOLS46
what you should do mate is just senbd the log book for ur wagon to say that you are breaking and sorn it of the road this way u wont have to pay tax or insurance that what i done for some of my old cars which i broke for parts , hope tjhis helps
SCOOBYOLS46
Last edited by stu turbo 98; 15 February 2011 at 06:37 PM.
Trending Topics
15 February 2011, 07:05 PM
#9
Just had a quick look but didn't read it all:
http://www.consumeractiongroup.co.uk...t-are-off-road.
Doug
http://www.direct.gov.uk/en/Motoring...LA=DM&CRE=Furl
That's the government website.
http://www.consumeractiongroup.co.uk...t-are-off-road.
Doug
http://www.direct.gov.uk/en/Motoring...LA=DM&CRE=Furl
That's the government website.
Last edited by Dougmy06wrx; 15 February 2011 at 07:08 PM.
15 February 2011, 07:07 PM
#10
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Quick search on Google:
"From early 2011, a new law will mean that the registered keeper of a vehicle must keep it insured unless they've made a SORN (Statutory Off Road Notification)."
http://www.direct.gov.uk/en/Motoring...=hp&CRE=banner
"From early 2011, a new law will mean that the registered keeper of a vehicle must keep it insured unless they've made a SORN (Statutory Off Road Notification)."
http://www.direct.gov.uk/en/Motoring...=hp&CRE=banner
15 February 2011, 07:28 PM
#13
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I read recently that the big 5 or 7 insurance companys or whatever were caught sharing information ... includeing thier customers names,addresses and how much they were quoteing them for insurance....
15 February 2011, 08:17 PM
#14
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over a barrel :|
and as for uninsured drivers putting the price up, it all sounds like a way of making prices even higher....
i worked out once that ive had maybe £1500 from my insurance company since '98
and ive paid around £7000 in insurance, they are doing well off me so far...
and as for uninsured drivers putting the price up, it all sounds like a way of making prices even higher....
i worked out once that ive had maybe £1500 from my insurance company since '98
and ive paid around £7000 in insurance, they are doing well off me so far...
15 February 2011, 09:27 PM
#17
over a barrel :|
and as for uninsured drivers putting the price up, it all sounds like a way of making prices even higher....
i worked out once that ive had maybe £1500 from my insurance company since '98
and ive paid around £7000 in insurance, they are doing well off me so far...
and as for uninsured drivers putting the price up, it all sounds like a way of making prices even higher....
i worked out once that ive had maybe £1500 from my insurance company since '98
and ive paid around £7000 in insurance, they are doing well off me so far...
15 February 2011, 09:37 PM
#19
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just sorn my car as not using it on the road only track ,i had 2 mths till my policy was up for renewel and the AA said if i cancel it now i wont get a rebate as it's to far into the policy,so i said well ok il pay the last 2 mths installments and cancell my policy and he said well you wont get a rebate either !
So they are freezing my policy for 2 years what ever that means !
So they are freezing my policy for 2 years what ever that means !
15 February 2011, 09:57 PM
#20
15 February 2011, 10:00 PM
#21
over a barrel :|
and as for uninsured drivers putting the price up, it all sounds like a way of making prices even higher....
i worked out once that ive had maybe £1500 from my insurance company since '98
and ive paid around £7000 in insurance, they are doing well off me so far...
and as for uninsured drivers putting the price up, it all sounds like a way of making prices even higher....
i worked out once that ive had maybe £1500 from my insurance company since '98
and ive paid around £7000 in insurance, they are doing well off me so far...
15 February 2011, 10:20 PM
#22
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aye i knew someone would come up with that argument sooner or later 
and its true, they take the risk and it only takes one large crash in my new motor (touch wood) and thats them out of pocket
Insurance is a risk and all that
in the one crash i had, everyone told me to claim whiplash, but i didnt have it so didnt claim... although i do wonder how many people would be that honest :d
still when it comes to something thats enforced by law, and the way the world is, you gotta put money on some people making alot more than they prob should
which is prob why you get such better prices than most of the big insurance companies
and its true, they take the risk and it only takes one large crash in my new motor (touch wood) and thats them out of pocket
Insurance is a risk and all that
in the one crash i had, everyone told me to claim whiplash, but i didnt have it so didnt claim... although i do wonder how many people would be that honest :d
still when it comes to something thats enforced by law, and the way the world is, you gotta put money on some people making alot more than they prob should
which is prob why you get such better prices than most of the big insurance companies
15 February 2011, 10:28 PM
#24
The biggest problem with the un-insured drivers is that if you're hit by one it's down to the company who last insured that car to pay the claim.
The insurers can take the un-insured driver to court to re-claim their costs, but the judge is likely to make them pay the money back at £1 per week, so the insurers won't get their money back for many many years.
The insurers can take the un-insured driver to court to re-claim their costs, but the judge is likely to make them pay the money back at £1 per week, so the insurers won't get their money back for many many years.
15 February 2011, 10:30 PM
#25
15 February 2011, 10:44 PM
#27
Nope.
Big problem currently with youngsters setting up a policy so they can get an insurance certificate to tax their car, then they cancel the insurance a week later.
Even though the company only insured the car for a week they are still liable for any costs that driver has.... even though they cancelled the policy.
It needs the judges/courts to crack down on un-insured drivers. 6 points and a £100 fine isn't nearly enough IMO
Big problem currently with youngsters setting up a policy so they can get an insurance certificate to tax their car, then they cancel the insurance a week later.
Even though the company only insured the car for a week they are still liable for any costs that driver has.... even though they cancelled the policy.
It needs the judges/courts to crack down on un-insured drivers. 6 points and a £100 fine isn't nearly enough IMO
15 February 2011, 10:46 PM
#28
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aye been seeing that on motorway cops etc
they wont give a damn about points or the fine tbh, they will keep driving either way
if they are going to drive uninsured they will drive unlicensed
def agree they need to figure out more harsh ways of treating them!
they wont give a damn about points or the fine tbh, they will keep driving either way
if they are going to drive uninsured they will drive unlicensed
def agree they need to figure out more harsh ways of treating them!
15 February 2011, 11:03 PM
#30
Its a bit of a nightmare like MOLEY says idiots canceling policies,whiplash claims etc,i had an accident with a guy who pulled out on me,and my insurance co were practically telling me too claim for whiplash,even calling me every other day to see if i had changed my mind after telling them i was perfectly ok,its just not fair on the motorist or insurance companies,the big question is how can it be sorted out,so it doesnt cost honest people?