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Old 30 October 2004, 02:42 PM
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LoneGranger
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Cool As good old Victor would say -----

I dont beleeeeeeeeve it!

After years of procrastination and test drives - I finally flipped today - walked into a showroom and signed on the dotted -- talk about a wing and a prayer - paid minimal deposit, have an overdraft I can attack, but will still need considerable finance!

Anyone know any good lenders (personal loan type - not car linked)?

What is it?

WRX STi UK 03 in classic WRC colours.....that will do nicely!!

I've finally been and gone and done it!!
Old 30 October 2004, 03:33 PM
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jaycee
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Congratulations mate!
I would've sorted the finance first though before signing on the dotted!
Lots of places doing good deals at around the 6.5% level. I can't think of any sites to point you towards at the moment though!

Jason
Old 30 October 2004, 03:48 PM
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LoneGranger
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Originally Posted by jaycee
Congratulations mate!
I would've sorted the finance first though before signing on the dotted!
Lots of places doing good deals at around the 6.5% level. I can't think of any sites to point you towards at the moment though!

Jason
Thanks Jason - much appreciated

If you tyhink of any good lenders - let me know - struggling below 8% at first try (good track record, however already havefair chunk unsecured and am reluctant to secure with car, as I shall swap around a bit before keeping long term

cheers
Old 30 October 2004, 03:54 PM
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jaycee
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Here you go! You can compare deals from all major lenders.

http://www.fool.co.uk/
Old 30 October 2004, 04:00 PM
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wakeboardar
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dont forget to get an extra 2k for ppp
Old 30 October 2004, 05:48 PM
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LoneGranger
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Originally Posted by wakeboardar
dont forget to get an extra 2k for ppp
PPP already fitted - just need the lolly now - so far loads of stupid forms that fail or music on hold - still, -- only 2 hours and no progress so far...

DIRECT LINE JUST QUOTED 19.5% subject to final approval after a 30+ mins call - i was pleasantly bu deliberately kept on line - are 0845 nos premium - if so, I shall have a wee word...
Old 30 October 2004, 05:55 PM
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coolhands
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Don't Alliance & Leciester keep advertising in magazines (the bits that fall out...)? I'm sure their "Typical APR" is about 8%? I had an advert from Morgan Stanley (my credit card supplier) today for 7.9% on over £5000 loans. Or try Tesco; Asda; Sainsburys etc for loans - they all do competative APR. Don't rush into it it'll make a big difference over the months/years
Old 30 October 2004, 06:29 PM
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chris's scooby
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Halifax were advertising something like 6.5% when i was in there the other day. I think that rate runs until the end of the month so you'd be best to have a look at their website.

Have you got the insurance sorted out yet?
Old 30 October 2004, 08:45 PM
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Tiredeyes
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Northan rock loans
5.4 %
if you walk into your local bank, tell them you have seen NRock and they will give your loan, what is the best deal that you (your bank) can do.
done this twice with hsbc, at the start of the year, got 6.9% (the same as what sainsburys were doing !
sainsburys wouldnt give me the loan, so went to hsbc and told them i had got it, but would rather keep all my lendings and accounts & might even move my mortgage to them if they could help me out !
they said ok no problem, 6.9% on 15K loan ;-)
gota go down on monday and get me another 15K at 5.4 % for my wifes car
hopefully an alfa GT jtd 1.9
try it, they can only say no, or we can do it at 5.9%
give it a whirl
Old 31 October 2004, 08:36 AM
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LoneGranger
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Originally Posted by chris's scooby
Halifax were advertising something like 6.5% when i was in there the other day. I think that rate runs until the end of the month so you'd be best to have a look at their website.

Have you got the insurance sorted out yet?
thanks NU direct will do it but Liv * Vic is only £690
Old 31 October 2004, 08:40 AM
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Chelspeed
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0845 is local rate wherever you are calling from. I think.... If so then good news, you owe them an apology.
Old 31 October 2004, 09:03 AM
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kbsub
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i always try http://www.moneysupermarket.com before i go anyhwere , they have all the best deals on there for credit cards morgages etc etc
Old 31 October 2004, 12:35 PM
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davedipster
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Originally Posted by LoneGranger
I dont beleeeeeeeeve it!

After years of procrastination and test drives - I finally flipped today - walked into a showroom and signed on the dotted -- talk about a wing and a prayer - paid minimal deposit, have an overdraft I can attack, but will still need considerable finance!

Anyone know any good lenders (personal loan type - not car linked)?

What is it?

WRX STi UK 03 in classic WRC colours.....that will do nicely!!

I've finally been and gone and done it!!
I know you said not car linked finance, but my subaru dealer gave me finance on my 03sti at 6.5% matching the nationwide at the time.
I just printed off the nationwide quick quote form from the net and said match this or I'll go else ware

Dipster
Old 31 October 2004, 12:42 PM
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Suresh
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Question why

[meldrew]

Why would you want to spend money you don't have to buy a car?

[/meldrew]
Old 31 October 2004, 06:04 PM
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LoneGranger
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Originally Posted by Suresh
[meldrew]

Why would you want to spend money you don't have to buy a car?

[/meldrew]
If you dont know the answer to that, you are in the wrong place??
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