peccy

my girlfriend is currently havin driving lessons and i was gonna stick some L plates on the scoob (sti type r) and give her some practice, understand i need to have a license for 3 years which i have, BUT my insurance company literally laughed at me when i enquired about cover for her (18 years old), although didnt say it was L driver purpose only, do i even need insurance?

edited to say:

...YES, but at a stupid price, situation now sorted, cheers

Nevetas

I think she can be done for driving without insurance, and points put on her provisional license.

Just a guess...

rosswalker

Are You M A D

greasemonkey

Eejut, how long did you say you've been driving again? Of course you do. Unless she has an insurance policy of her own that gives her third party cover while driving your car, or indeed your own policy covers her to at least the same level, you would be breaking the law. Third party insurance is a minimum legal requirement.

Depends how big the accident is, doesn't it?

Not worth the risk either way. If she crashes it, your insurance may refuse to cover any resulting claim (both to yourselves and your car, in addition to any other vehicle/people involved), so at minimum you/she could be left seriously out of pocket. At worst she could be prosecuted for driving without insurance (in addition to any other charges that could result from an accident) and you could be prosecuted for allowing her to.

EddScott

Peccy.

Did exactly the same when I first met the misses and she couldn't drive. She'd only had a few lessons and I let her drive my GTIR with L plates on - actually she was the only person I knew who didn't stall it first time out due to the daft clutch it had.

We lived in a quiet area so wasn't a big deal for other road users as we generally didn't see anyone and I passed police many times without comment. As far as I know most insurers just won't consider it full stop but this was a few years ago.

If you get caught or have an accident it truly will be game over for all concerned. We only did it a handful of times and I started to get worried the more confident she got and the more she was watching the boost gauge rather than the road - time to stop me-thought!!

/edit - might be going mad but think I remember somebody posting a similar topic but I think an accident had occured - was a couple of months ago and pretty sure it wasn't a scoob?

RB5201

What about her writing your car off??? What is she learning to drive in? I'm sure she only getting used to having a car with 80bhp or similar and you happy her suddenly having, I guess about 280 under her right foot!!! I got nervous when I let my girlfriend drive mine in a empty carpark and she been driving for over 3 years, not sure if I'd let her drive on the road. Thankfully she doesnt want to. Not having a go, but surely you cannot be serious??

greasemonkey

Maybe he's gonna connect the actuator straight to the bleed nipple? That'd kill most of the power if nothing else!

Still a ridiculous idea though...

Paulo P

iTrader: (42)

Is this a serious post You are contemplating letting someone who can't drive behind the wheel of your car un-insured Don't forget the fact that you can be prosecuted for letting anyone drive your car that is un-insured.

greasemonkey

Worrying innit? Not sure what's worse, Peccy's girlfriend driving the car, or someone with ideas like this owning one...

peccy

hmmm, think will stick to the local asda car park on sunday nights.

although chances of an accident on the road would be very low, she is almost ready to take her test and i dont let her (or anyone else for the matter) drive above 40mph

other way would be to get married, as my policy allows my spouse to drive too.

GarethE

iTrader: (1)

Are you serious ???

Even if she had third party insurance, if she had an accident I don't think it would cover the cost of the repairs to your car, only the damage to any other vehicle/individual.

Besides slapping L plates on the scoob is likely to atract the attention of the police just to check.

Not worth it I would say, cheaper to pay for extra lessons !!!!

peccy

lol, wasnt 100% sure about the insurance situation for Learner drivers, although think the best option is to get married OR get dual controls fitted and become a ligit instructor

GU5

She still needs insurance in a car park

peccy

bugga, will have to find one of these 'private roads' people always go on about

MattW

In the news today a learner driver who ploughed through a group of schoolfriends was sentenced to 5 years in prison and banned from driving for 10 years. The woman had been learning to drive in a high powered sportcar when she lost control and mounted the pavement hitting the three girls aged between 4 and 7 years old. The driver was uninsured at the time.

Her partner was fined £800 and received 9 penalty points for allowing her to drive the car whilst uninsured.

In a statement read out in court the woman pleaded guilty to death by dangerous driving and in mitigation said she would never drive again. The girl's distraught parents made no comment as they were driven away from court by friends.


Complete fiction, but on your head be it.

*Sonic*

Peccy most accidents happens at 18mph

I really cant believe you have considered this, also publicly stating it on a BBS too

Wont take much to work out what car is yours (as its for sale too)

MattW

Not real, but think about it.

wez_sti

you must have a screw loose mate!!!!

not only would she be driving it ilegally but if she ran someone over and paralysed them they'd have to sue her (and prob you) for millions! and they'd win! minor prang would be points + ban for her plus points for you also.

wouldnt let a FEMALE, LEARNER, drive my STi even if she was fully comp....ever!

IN THE STICKS

Err..... she runs a kid over and kills it ? fancy living with that for the rest of your days

Get real

peccy

does Spouse also include Fiancee?

MattW

No

peccy

things are looking up and legal!...

managed to get a quote for her, dont ask me how much or you will think im even Madder! HOW MUCH!!!!!!!!!?????? and this is only for 1 month! and via a mate who is an insurance broker!

look out for the L plated scooby lol.

MattW

Good job, but don't forget to budget for a new clutch

peccy

nah, the scoob will get a much easier time then when im driving it