PPP upgrade vs FQ insurance terms
03 June 2004, 09:45 AM
#1
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PPP upgrade vs FQ insurance terms
Just provoking discussion.
One of the benefits I have found from moving to the dark side is that when I renew my insurance, the database lists an EVO FQ and that's it. So my premium is the same for an FQ330 as it is for a FQ300 or 280.
This seems consistent across all of the companies that will entertain a group 20 car, although my schedule shows a 330.
The PPP on the other hand is a pita to insure as most insurance companies either don't know what it is or get scared when you talk increased power.
Glancing through the insurance section, people are stumping up £300 p.a. in some cases for a PPP upgrade.
Question is, could Subaru do more to promote the PPP upgrade to insurance companies.
One of the benefits I have found from moving to the dark side is that when I renew my insurance, the database lists an EVO FQ and that's it. So my premium is the same for an FQ330 as it is for a FQ300 or 280.
This seems consistent across all of the companies that will entertain a group 20 car, although my schedule shows a 330.
The PPP on the other hand is a pita to insure as most insurance companies either don't know what it is or get scared when you talk increased power.
Glancing through the insurance section, people are stumping up £300 p.a. in some cases for a PPP upgrade.
Question is, could Subaru do more to promote the PPP upgrade to insurance companies.
03 June 2004, 09:48 AM
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i think they could, depends on which isurance company you go with I just changed to Liverpool Victoria and SAVED £469 per year insuring the same MY02sti dammmmm
The Fq scenario is interesting tho. At the moment it seems a lot of people are insuring WR1's for less than ppp'd sti's
The Fq scenario is interesting tho. At the moment it seems a lot of people are insuring WR1's for less than ppp'd sti's
03 June 2004, 09:49 AM
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Good point about the WR1, that is a listed model so the argument about not able to list PPP models due to type approval is a bit redundant.
Hawkeye - you must have a nightmare......
Hawkeye - you must have a nightmare......
03 June 2004, 09:55 AM
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yep its been fun especially trying to list the modifications to the car when i didnt know all of them, I bought the car from a UK garage with @300-320bhp BEFORE the PPP pack was even released hence my fun. L&V have been gr8 tho just said take pictures to prove the mods and everything that was factory/dealer installed is covered like for like. so the leather sat/nav & dvd are insured in full.
Insurance like getting a loan seems incredibly fickle these days, it looks like companies have targets and when they get near them they tighten up the decisions.
I went for a loan at Black Horse once got turned down on the phone letter came in the post the next day (from black horse) asking me to apply so i did and got accepted???
its a wierd world
Insurance like getting a loan seems incredibly fickle these days, it looks like companies have targets and when they get near them they tighten up the decisions.
I went for a loan at Black Horse once got turned down on the phone letter came in the post the next day (from black horse) asking me to apply so i did and got accepted???
its a wierd world
03 June 2004, 01:02 PM
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Originally Posted by MattW
Just provoking discussion.
One of the benefits I have found from moving to the dark side is that when I renew my insurance, the database lists an EVO FQ and that's it. So my premium is the same for an FQ330 as it is for a FQ300 or 280.
This seems consistent across all of the companies that will entertain a group 20 car, although my schedule shows a 330.
The PPP on the other hand is a pita to insure as most insurance companies either don't know what it is or get scared when you talk increased power.
Glancing through the insurance section, people are stumping up £300 p.a. in some cases for a PPP upgrade.
Question is, could Subaru do more to promote the PPP upgrade to insurance companies.
One of the benefits I have found from moving to the dark side is that when I renew my insurance, the database lists an EVO FQ and that's it. So my premium is the same for an FQ330 as it is for a FQ300 or 280.
This seems consistent across all of the companies that will entertain a group 20 car, although my schedule shows a 330.
The PPP on the other hand is a pita to insure as most insurance companies either don't know what it is or get scared when you talk increased power.
Glancing through the insurance section, people are stumping up £300 p.a. in some cases for a PPP upgrade.
Question is, could Subaru do more to promote the PPP upgrade to insurance companies.
Just paid £1250 last night for my STI PPP, it went up by £200 as i added 10% to the power and a change of Pipe... didn't recognise PPP...
Thought id get a quote for a FQ330 £1100 Mmmm what the fck going on ...
Then guy said they load it heavily if you change things...!
03 June 2004, 01:54 PM
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dazza youre gonna scream i paid £601 to liverpool victoria for my car... are you younger than me? no claims etc etc
im 34
7 years no claims
320+ ish bhp MY02sti modded (oh hell yeah)
im 34
7 years no claims
320+ ish bhp MY02sti modded (oh hell yeah)
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03 June 2004, 04:28 PM
#8
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Nope, he's older, but he needs a booster cushion to reach the pedals 
(Hi mate!!)
Go buy a bl00dy evo, you know you want to!
(Hi mate!!)
Go buy a bl00dy evo, you know you want to!
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