Anyone else get shafted for insurance on JDM cars?
07 March 2015, 03:07 PM
#1
Scooby Regular
Thread Starter
iTrader: (7)
Join Date: Mar 2013
Location: Belfast
Posts: 2,999
Likes: 0
Received 0 Likes
on
0 Posts
Anyone else get shafted for insurance on JDM cars?
Just wondering if any of you JDM owners are paying a lot more for insurance than those with UK cars? I currently have a 1997 UK Turbo and have been looking at changing up to a nice Type RA that's for sale close to me. It's totally standard and in very good shape with low miles. So, I checked out the insurance before doing anything and was pretty taken back that a lot of companies won't quote at all and the ones that do are silly money. I live in Northern Ireland which for some reason means my insurance is always more expensive anyway but it's almost double that of what I'm paying for the UK Turbo.
07 March 2015, 03:18 PM
#3
Scooby Regular
Join Date: Dec 2014
Location: Shrewsbury
Posts: 50
Likes: 0
Received 0 Likes
on
0 Posts
I'm with Direct Line on my 95 STI wagon and the insurance was a bit cheaper than a UK car!.. It seems most of the big companies don't get as excited as they used to about imports these days, but I guess some will still load the premiums just because they can.
Shop around, but I understand insurance is much more expensive over in NI so it may be a different ball game over there?..
Shop around, but I understand insurance is much more expensive over in NI so it may be a different ball game over there?..
07 March 2015, 03:20 PM
#4
Scooby Regular
Join Date: Mar 2013
Location: co durham
Posts: 30
Likes: 0
Received 0 Likes
on
0 Posts
I know jdm cars are a little more expensive to insure than UK models I'm a 40 year something with full no claims I pay somewhere in the region of 600 for my v3 combined with my 06 mondeo I'm paying £90 a month
Trending Topics
07 March 2015, 05:21 PM
#9
Scooby Regular
Thread Starter
iTrader: (7)
Join Date: Mar 2013
Location: Belfast
Posts: 2,999
Likes: 0
Received 0 Likes
on
0 Posts
Thanks for the replies folks. I'll give the two companies mentioned a shout. I really like this RA and my UK car needs work done to get rid of rust. I'd rather break it and help pay towards the other car if I could.
07 March 2015, 09:19 PM
#16
Scooby Newbie
Insurance
Hi I have a jdm bug sti and also had nightmare getting insurance as they told me my old bmw which was on classic insurance for 7 years had not got no claims, sky insurance sorted me wright out £600👍
08 March 2015, 10:02 AM
#17
Scooby Regular
iTrader: (11)
Join Date: Sep 2010
Location: everywhere
Posts: 2,059
Likes: 0
Received 0 Likes
on
0 Posts
Not the case anymore, insurance goes up every year, once i hit 30 i couldnt wait for the price to drop, turns out it went up as it does every year since. Insurance is a rip off, its just a case of who shafts you the least. 
08 March 2015, 10:21 AM
#18
Scooby Regular
My insurance hasn't gone up for a good few years.... it's come down.
I was paying (until I swapped it out this year) £295 for a 500bhp JDM Hawkeye.
All with Keith Michaels.
I was paying (until I swapped it out this year) £295 for a 500bhp JDM Hawkeye.
All with Keith Michaels.
08 March 2015, 02:30 PM
#20
Scooby Regular
Thread Starter
iTrader: (7)
Join Date: Mar 2013
Location: Belfast
Posts: 2,999
Likes: 0
Received 0 Likes
on
0 Posts
Thanks everyone. I went on to the Greenlight website and tried an online quote late on last night, they couldn't quote. Gonna have to ring them. Keith Michaels next!
08 March 2015, 02:31 PM
#21
Scooby Regular
Thread Starter
iTrader: (7)
Join Date: Mar 2013
Location: Belfast
Posts: 2,999
Likes: 0
Received 0 Likes
on
0 Posts
The day before my 30th birthday I was quoted £1200 comprehensive and on my birthday it went down to £560. Maybe because of where I live is also affecting the quote, statistics for the area and all that.
08 March 2015, 02:38 PM
#23
Scooby Regular
Thread Starter
iTrader: (7)
Join Date: Mar 2013
Location: Belfast
Posts: 2,999
Likes: 0
Received 0 Likes
on
0 Posts
Yeah I'm not wanting to compare quotes, as you say all the various factors affect it hugely. I was just checking if other people were being quoted/paying a lot more for JDM. Seems that some people pay a little more, which would be fine, but I would be paying around £400 more per year. Not on! I'll have to contact a specialist as you mentioned.
08 March 2015, 02:41 PM
#24
Yeah I'm not wanting to compare quotes, as you say all the various factors affect it hugely. I was just checking if other people were being quoted/paying a lot more for JDM. Seems that some people pay a little more, which would be fine, but I would be paying around £400 more per year. Not on! I'll have to contact a specialist as you mentioned.
but also i found keith michaels reduced it a lot too, i have been with them for a few years and never claimed so i guess this helps but im now on £400 a year all mods declared for my blob sti which i think is excellent
08 March 2015, 02:45 PM
#25
Scooby Regular
Thread Starter
iTrader: (7)
Join Date: Mar 2013
Location: Belfast
Posts: 2,999
Likes: 0
Received 0 Likes
on
0 Posts
Mine only went down about £80 after the first year but I only have 1 year no claims (2 shortly). I've been in a company car for 14 years, so no personal no claims until I bought my old classic. Keith Michaels it is then, hopefully it'll be good news!
