how flaming easy it is!!!!!

I'm one of those lazy *******s that obviously has too much money and not enough brains!

I've been on a SVR mortgage since about 98 when my first 2yr redemption deal ended. I simply couldn't arsed with transferring or looking at different deals.

Went on-line in Nero's, as you do when drinking a coffee and had a gander at my lenders deals for existing customers. What a **** I've been.

Within 15 mins of being back at home I've just applied for a transfer to a lifetime BoE BR (+1.99%) tracker, that will save me £100 a month!

What a bellend!

Any of you lot on SVR's........ do yourself a favour!!!

I'm the same with all the energy deals...... never looked and never changed.

 

I'm on SVR. Never more than 2% above base rate Effectively same as what you now have! So depends on the company.....

 

Yeah sorry.... I was really referring to the norm at which SVR's are at.

I won't go back and calculate how much not doing something like this sooner, has probably cost me..... although this current tracker rate has only just been introduced, so I don't feel too bad. lol

 

My 2 year fixed buy-to-let mortgage at 4.2% interest ends in November. Hoping I'll be able to get a 2 year fixed but at a 3.5% interest. Before anyone asks why it's so high, a buy-to-let is a different story to a residential mortgage.

 

High?! My current SVR is 4.7 something!! Lol

 

We did ours last week.

2.69% fixed for another 2 years,

trouble is, we can only go for zero fee options,

otherwise we dont make any savings whatsoever lol


Mart

 

4.7 is just crazy for a residential mortgage.. You really should have been looking around.

 

No **** Sherlock!

 

been on one for about 6 yrs, saved an absolute fortune,

 

ROFLOL - Bitch!

 

Lazy people always pay more.