Quick mortgage question
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Quick mortgage question
Morning peeps, wondering if anyone can clear this up for me - Me and the missus currently live in an apartment that I have a mortgage on, in my name only. Now, in theory could my wife get a mortgage in her own name only and buy a house, without me being involved? I not sure if they take in to account that we are married etc.. Hope this is clear enough for you guy's to understand
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Yes she has. Basically the house we've seen is a wrecker, so we would need to stay in the apartment until its fit for moving in. I can take care of the flat, and she could handle the mortgage etc on the house until we're ready to move in? I just didn't know if they would take in to account my position (mortgage, personal loan etc..) now that we are married?
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we could change that eventually though? Maybe when we come to re mortgage for a better deal and do it jointly? Sorry if I sound a bit thick, but never done it before..
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Yes of course she can, subject to affordability, etc.
I had two residential mortgages on properties I wasn't even living in. There was no forms for my wife to sign either.
Is the property to be let out? If so there are some attractive deals about and anyone can have as many of those as they like, ( or can afford)
I had two residential mortgages on properties I wasn't even living in. There was no forms for my wife to sign either.
Is the property to be let out? If so there are some attractive deals about and anyone can have as many of those as they like, ( or can afford)
#12
I would have thought that if she convinces the mortgage company that she has all the necessary funds to cover the cost of the house and the mortgage that they would grant the mortgage.
Les
Les
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