Credit card question!
01 August 2012, 10:53 PM
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Credit card question!
Can you apply for a new credit card, for arguments sake from Barclays if you already have one with Barclays? 
You have probably guessed the reason for the question, but if not. Barclays are offering 22months interest free on balance transfers with a 1.45% transfer fee.
From what I can see, that is the best deal going at the moment and I want it
You have probably guessed the reason for the question, but if not. Barclays are offering 22months interest free on balance transfers with a 1.45% transfer fee.
From what I can see, that is the best deal going at the moment and I want it
01 August 2012, 11:28 PM
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The account I have with Barclays has zero balance as it's elsewhere. Perhaps I should see if it can be closed
John, I'm sure you are right!
John, I'm sure you are right!
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03 August 2012, 07:16 AM
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Credit card is a high interest loan. I think people who earn $20,000 per month, they get credit cards which can buy expensive cars. Please confirm.
If people get credit cards and bury themselves with a 29% interest rate when they could have gotten a debit card then that is their stupidity not mine or yours.
Why do banks spoil people by allowing them to spend money which they do not have by giving credit cards?
If people get credit cards and bury themselves with a 29% interest rate when they could have gotten a debit card then that is their stupidity not mine or yours.
Why do banks spoil people by allowing them to spend money which they do not have by giving credit cards?
To the op.
I know mbna say you can't transfer balances from one mbna card to another but I'm sure you can hold more than one mbna card. I think you should be ok.
03 August 2012, 01:37 PM
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No, I seriously doubt it. The whole point of the offer is to entice you to come over to their company. You are already there, so it will be for new customers only. You can leave, get a different card and them come back when that deal runs out. This is what I do all the time.
I have had to juggle about £2-£3k on my card over the last few years and the most I pay in interest every time is the 3% trasnfer charge. £90 is better than £500 odd.
I have had to juggle about £2-£3k on my card over the last few years and the most I pay in interest every time is the 3% trasnfer charge. £90 is better than £500 odd.
03 August 2012, 02:00 PM
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I've somehow got a gold Barclaycard and a platinum one so you can have more than one card with them at a time. Wallet is downstairs but I think the gold one is a mastercard, the plat one is a visa.
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