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Old 15 May 2012, 10:53 PM
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Jamz3k
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Default Car insurance/tax is a joke

Which is why I've just booked some motorcycle lessons!

Can't wait to have a weekend toy!
Old 16 May 2012, 12:26 AM
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mart360
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Bought a small 125 to commute a couple of months ago

Road tax £16pa
Insurance £80 fully comp
Fuel £26 a month


compare to the car

road tax £160 pa
Insurance £280 PA FC
Fuel £97 a month

no brainer really


Mart
Old 16 May 2012, 12:28 AM
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Jimbob
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Makes me sick that they stopped classic tax exempt at 1972, so anything after pays tax. Yet buy a new crappy little diesel, and you pay nothing, thats hardly fair.
Old 16 May 2012, 05:50 AM
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DYK
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Originally Posted by mart360
Bought a small 125 to commute a couple of months ago

Road tax £16pa
Insurance £80 fully comp
Fuel £26 a month


compare to the car

road tax £160 pa
Insurance £280 PA FC
Fuel £97 a month

no brainer really


Mart
If i could get my insurance for that much,i'd be laughing,i'd even have to double check to make sure its correct.
Old 16 May 2012, 07:12 AM
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marcevs72
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been wanting another big bike for a while but mrs would go mental and cut my nads off.have had a lot of biker deaths in plymouth in last few months and puts a downer on having a bike at the moment.great fun and with dartmoor on my doorstep great roads.
Old 16 May 2012, 07:25 AM
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nik52wrx
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Neither is the march 2006 clause.
I have a range rover sport as does a neighbour. Mine is a 2008 and his a early 2006, I pay 475 tax he pays 200 and something.
Cars are identical so to me that is a complete pish take
Nik.



Originally Posted by Jimbob
Makes me sick that they stopped classic tax exempt at 1972, so anything after pays tax. Yet buy a new crappy little diesel, and you pay nothing, thats hardly fair.
Old 16 May 2012, 08:03 AM
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Ant
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Originally Posted by nik52wrx
Neither is the march 2006 clause.
I have a range rover sport as does a neighbour. Mine is a 2008 and his a early 2006, I pay 475 tax he pays 200 and something.
Cars are identical so to me that is a complete pish take
Nik.
Oh dear poor you....
Old 16 May 2012, 08:08 AM
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fivetide
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Selling my Blackbird at the moment (just because I'm taking on my Dad's old Triumph Tiger) and it never ceases to make me laugh at the performance v costs.

180mph bike, 1100cc motor, 10 second quarter mile if you want it and a ton up faster than almost everything else on the road can hit sixty yet insurance £240 for the year tax £80 and it only cost me £20 to get the MOT done. Oh and 40+ mpg. Brilliant!

5t.
Old 16 May 2012, 08:20 AM
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ditchmyster
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You won't get 40mpg at 180mph, but i hear you, and am very tempted to get another bike, i fancy an old GSXR 750 as a weekend toy.
Old 16 May 2012, 08:47 AM
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Well stands to reason the thing doesn't travel at top whack every where. Who does? However, I commute on it, I've done 20,000 miles in the last couple of years and it's a mix of motorway and city traffic with the occasional blast. The bike gets between 160 and 170 miles before the fuel light comes on and works out to 40mpg. It's amazingly accurate. Doesn't seem to matter that much how it is ridden. Never had less from it!

5t.
Old 16 May 2012, 09:38 AM
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Simon K
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Motorbikes may cost less but what a hassle. By the original posters maths, savings really arent that much to shout about, but the risk of crashing, soaked in the rain is. My MG ZR tax = £127 p/y, 45mpg+, nippy, 4 people in it, dry + safe.

Everyone wants a bike / scooter in the summer, but lets be honest, our summers are wet. So, get ready to take ages to put on your water proofs, get ready to constantly be aware that car drivers never see you, get ready for the first rain after a long period of dry for the slippy roads, get ready for the time WHEN YOU WILL CRASH.

Also, its hard to live with just a motorbike. So, you then tend to have a car for other journeys when you need to carry things, or long distances etc etc. So, now that money saving device has cost you twice.

Personally, I value my legs, and body functions. However, let me know your local hospital, and I'll let them know another organ donor is preparing his parts. :-)

Sometimes you just cant put a price on safety.

SBK
Old 16 May 2012, 09:49 AM
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Originally Posted by fivetide
Selling my Blackbird at the moment (just because I'm taking on my Dad's old Triumph Tiger) and it never ceases to make me laugh at the performance v costs.

180mph bike, 1100cc motor, 10 second quarter mile if you want it and a ton up faster than almost everything else on the road can hit sixty yet insurance £240 for the year tax £80 and it only cost me £20 to get the MOT done. Oh and 40+ mpg. Brilliant!

5t.
Aye all very good, but bet you struggle to carry your weekly shop and a set of golf clubs home .... then you have winter and pouring rain to consider and the minor worry of pending deàth every time you take a journey..

Hmmmm, let me think
Old 16 May 2012, 09:52 AM
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Ant
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So going but your logic , everyone who has a motorbike dies on them at some point?
Old 16 May 2012, 10:07 AM
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fivetide
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Originally Posted by SiPie
Aye all very good, but bet you struggle to carry your weekly shop and a set of golf clubs home .... then you have winter and pouring rain to consider and the minor worry of pending deàth every time you take a journey..

Hmmmm, let me think
I don't play golf.

And besides that, it's got a full luggage system on it. I can load it up for a two week holiday and not worry. I've done Stelvio Pass, The TT course and been to the Nurburgring three times, seen 160mph on the autobahn and ridden the bike there and back, no fuss.

I have heated gloves and decent kit so unless it is snowing or very icy no the weather doesn't bother me on account of me not being a complete wuss.

I think you and SBK need to wrap yourselves in bubble wrap and hide in a corner, going outside can be dangerous you know

5t.
Old 16 May 2012, 10:33 AM
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SamUK
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Originally Posted by mart360
Bought a small 125 to commute a couple of months ago

Road tax £16pa
Insurance £80 fully comp
Fuel £26 a month


compare to the car

road tax £160 pa
Insurance £280 PA FC
Fuel £97 a month

no brainer really


Mart
You forgot, the gear..boots, jacket, pants, helmet etc...
Old 16 May 2012, 10:34 AM
  #16  
SamUK
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Bikes have there + point, and also -ve..

I have come off the bike now 3 times in 4 years..everyone falls off at some stage, just depends on how much you ride..and majority of the time its the drivers fault!
Old 16 May 2012, 11:05 AM
  #17  
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A cheap 125 might be as above but I rode sports bikes for 15+ years and it's one of the most expensive times i've had. Maintenance wise they cost a bomb - £150-£200 for a back tyre that last 2k-4k miles with the front not being much cheaper that's a lot when you are doing 20k a year all year round. Chain and sprockets aren't cheap either for decent ones. The wet weather gear cost be the best part of £600 alone.

Great fun and I loved my bikes but after 15 years and huge amounts of luck with near misses my kids came first and bikes are gone for me no matter how much I miss my R1. Bikes aren't as cheap as people think, the running costs of the Rover 214 I bought were far cheaper than the bike.
Old 16 May 2012, 12:04 PM
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Insurance too much? For me it's £180 a year Fully Comp.

Tax too much? For me it's £120 a year.

56mpg day in, day out.

And this comes with a neck snapping 340Nm of Torque ....... luvvely jubbley!!
Old 16 May 2012, 12:26 PM
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But it's a Honda diesel Pete.

Don't get me wrong, I'm all for saving on motoring but there is a limit...
Old 16 May 2012, 12:29 PM
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VED = £0
Insurance = £21 pa (public liability, the House Insurance covers the rest)
Fuel = £0

Engage Smug mode. Smug mode engaged.

Old 16 May 2012, 12:31 PM
  #21  
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I had an RD350 that I came of twice after sliding down the road on my hands and knees a second time enough was enough) although recently I've had the urge to have another go.

That was up until last year when a few of the traffic police who are customers here told me never to let my kids have a moped etc as that week combined they had to tell 3 different sets of parents their children were dead.

Simply put their is a minority of car drivers who are totally oblivious/don't give a s**t about any other road user!

They will pull out on you expecting you to stop or better still not even be able to spot a bike coming towards them as there brain is simply not looking for bikes!

If you get one I hope you don't bump into one of these t**ts!

Last edited by specialx; 16 May 2012 at 12:34 PM.
Old 16 May 2012, 12:42 PM
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Originally Posted by nik52wrx
Neither is the march 2006 clause.
I have a range rover sport as does a neighbour. Mine is a 2008 and his a early 2006, I pay 475 tax he pays 200 and something.
Cars are identical so to me that is a complete pish take
Nik.
Can see your point but an RRS is not the cheapest option, nobody has to run a 3 tonne V6 diesel SUV.

Trouble is, the government spank the motorist and it forces people out of smaller cars even, onto push bikes and motorbikes to save money, makes me wonder how many accidents happen that involve vast expense for the NHS because someone fell off a Moped and got a bit smashed up where a small car would have protected them, also for families they end up buying smaller, cheaper to run cars to cart four people around and ok cars have got safer but four people in a crash, in a Ford Ka versus a Mondeo ?

I ride a pushbike, it saves a few quid on petrol but I get some exercise as well.
Old 16 May 2012, 01:01 PM
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I've just started riding to work on my brothers lent pushbike. Was horrible the first couple of days and had jelly legs but that was just crap fitness levels. I live two miles from work and have somewhere safe and dry to store it - no brainer when you think I'd have to drive a long route home to get some heat into the Subaru's engine.
Quick turnaround today from 2-10/6-2 tomorrow but it's 10 minutes on the bike and I'll sleep well if it's windy

Feel better for it too and has cost me the grand total of...

Nicking a high viz from work
£8.99 on some Argos value range lights

Old 16 May 2012, 01:02 PM
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2 miles you should be walking / jogging ffs

TX.
Old 16 May 2012, 01:04 PM
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Originally Posted by Terminator X
2 miles you should be walking / jogging ffs

TX.
When the Subaru was off the road before borrowing my brothers bike I was walking, but getting soaked on a 6-2 isn't pleasureable.

Plus I work at the local steelworks which is quite a physically demanding job - I don't sit on my **** in front of a computer on a cushty 9-5 like most on here
Old 16 May 2012, 01:06 PM
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nik52wrx
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8-4 acutally

Originally Posted by chocolate_o_brian
When the Subaru was off the road before borrowing my brothers bike I was walking, but getting soaked on a 6-2 isn't pleasureable.

Plus I work at the local steelworks which is quite a physically demanding job - I don't sit on my **** in front of a computer on a cushty 9-5 like most on here
Old 16 May 2012, 01:07 PM
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Originally Posted by nik52wrx
Neither is the march 2006 clause.
I have a range rover sport as does a neighbour. Mine is a 2008 and his a early 2006, I pay 475 tax he pays 200 and something.
Cars are identical so to me that is a complete pish take
Nik.
At least they closed the "import" loop ... I used to own a 54 plate Spec C imported in 2007; it was made before Mar 2006 yet they charged me the top rate of tax as it was imported (new to the UK) after Mar 2006! I was fookin at the time.

TX.
Old 16 May 2012, 01:07 PM
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Originally Posted by nik52wrx
8-4 acutally


Gotta ride to work now - Moscow
Old 16 May 2012, 01:11 PM
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Originally Posted by pslewis
Insurance too much? For me it's £180 a year Fully Comp.

Tax too much? For me it's £120 a year.

56mpg day in, day out.

And this comes with a neck snapping 340Nm of Torque ....... luvvely jubbley!!
Oh how we have missed you Pete

TX.
Old 16 May 2012, 07:12 PM
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mart360
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Originally Posted by SamUK
You forgot, the gear..boots, jacket, pants, helmet etc...
Helmet - Allready had, and the guy who i bought the bike from gave me his worn twice one.....always handy as a emergency one

Pants - Waterproof overtrousers / padded etc...£29 end of line
Frank Thomas - Raptor Jacket - brand new worn once (friend at work) £25
Boots - Allready had
Gloves - End of line xs small items £20

Mart


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