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Old 10 October 2011, 09:53 PM
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chris270181
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Default Cheap Car Insurance

http://www.examiner.co.uk/news/local...6081-29559003/

Old 11 October 2011, 07:36 AM
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I have all this to look forward to with my son in a few years.
Old 11 October 2011, 07:41 AM
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There was one just about it for £13k.. If he is that stupid to go to the bottom one then he doesn't deserve to drive.

And actually for driving a bag of **** Fiat it should be more! Pieces of crap that they are.

Last edited by RobsyUK; 11 October 2011 at 07:54 AM.
Old 11 October 2011, 07:49 AM
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'pieces'.
Old 11 October 2011, 07:54 AM
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Originally Posted by Gear Head
'pieces'.
Thanks I always get confuzzed with the whole I before E business.. Good job I am not learning Japanise..
Old 11 October 2011, 08:06 AM
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Those are some pretty bad quotes. Is it even worth driving at those prices? O.o
Old 11 October 2011, 11:34 AM
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Originally Posted by RobsyUK
There was one just about it for £13k.. If he is that stupid to go to the bottom one then he doesn't deserve to drive.

And actually for driving a bag of **** Fiat it should be more! Pieces of crap that they are.
But even the top of the page quotes are still way over the top for cars that are basically worth a few hundred quid. I dare say we were all the same when passing our driving test,we wanted to tear off the L plates get in a car and drive.luckily insurance wasn't such a big rip off like it is today.I had a peugeot GTI when i first past my test and insurance was reasonable from what i can remember.

Last edited by DYK; 11 October 2011 at 11:37 AM.
Old 11 October 2011, 11:34 AM
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Originally Posted by RobsyUK
There was one just about it for £13k.. If he is that stupid to go to the bottom one then he doesn't deserve to drive.

And actually for driving a bag of **** Fiat it should be more! Pieces of crap that they are.
But even the top of the page quotes are still way over the top for cars that are basically worth a few hundred quid. I dare say we were all the same when passing our driving test,we wanted to tear off the L plates get in a car and drive.luckily insurance wasn't such a big rip off like it is today.I had a peugeot GTI when i first past my test and insurance was reasonable from what i can remember.

Motherfcuking double post AGHHHH

Last edited by DYK; 11 October 2011 at 11:39 AM.
Old 11 October 2011, 11:50 AM
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Bargain.
Old 11 October 2011, 04:38 PM
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Luan Pra bang
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Even the cheapest quote was for more than £8,000.”

I think there must have been some dodgy history to have the cheapest quote at 8k
Old 11 October 2011, 04:44 PM
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and the wonder why so many parents front their kids insurance. very illegal but what are kids to do if they want a little bit of independance
Old 11 October 2011, 04:46 PM
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Originally Posted by DYK
I had a peugeot GTI when i first past my test and insurance was reasonable from what i can remember.

Motherfcuking double post AGHHHH
lucky you. my 1.6 205 gti was £2k. that was 25 years ago
Old 11 October 2011, 04:47 PM
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Luan Pra bang
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I have just done a dummy quote on a 1999 1.4 brava for a 19 year old who just passed his test and it came back between 4k and 20k.
Old 11 October 2011, 04:58 PM
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Years and years of kids being silly in cars and the new generation have to foot the bill! After all it's not on the value of the car but the damage young drivers can create.
Old 11 October 2011, 05:02 PM
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I paid just over 1k for my first car a 1.0 carb metro in british racing green, I then had a bright idea to put a motorbike exhaust on it I know it sounds weird but I do miss it occasionally well the running costs anyway
Old 11 October 2011, 05:48 PM
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Originally Posted by specialx
Years and years of kids being silly in cars and the new generation have to foot the bill! After all it's not on the value of the car but the damage young drivers can create.
100% correct.

Insurance companies gave new drivers a chance a few years ago with cheap prices.... they drove like prats, had crashes, and the insurers have had enough of it.

These high prices are the insurers way of saying ''thanks, but no thanks''.
Old 11 October 2011, 06:44 PM
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1973 type 2 camper at 20 was £600 for my first year (2001)
Then I got a cavalier gsi with exhaust lowered air filter and it went up to £800
Now Mitsubishi carisma 1.8 standard £670.. Such a joke...
Old 11 October 2011, 07:41 PM
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it really is a joke nowadays, its no wonder lots of young kids drive without no insurance

the 2 apprenticies at my work are 18 and they have 1.2 punto's and its costin them 2k a yr insurance, more than the bloody car is worth
Old 11 October 2011, 07:46 PM
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CREWJ
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Again it's not what the car is worth it's what they drive into and all the "injury" claims ppl make.
Old 11 October 2011, 07:53 PM
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when i went to oz last year, they just insure the car and anybody can drive it. my cousins were comin home in a different car every night,haha

1 had a 380bhp skyline and pays A$400 and he is only 24, takes the ****
Old 11 October 2011, 07:57 PM
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Lee247
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Originally Posted by CREWJ
all the "injury" claims ppl make.
If I had my way, I would put all those Injury Law firms on a big boat, put them out to sea and sink them. Scum of the earth.
Cutting a long story short, one of my Clients is a huge farm. Earlier this year, a bloke in a Golf, ran into the back of the JCB. CCTV footage, shows the Golf driver was on his mobile when he hit the JCB. JCB was indicating to go right, Golf tried to overtake £10k worth of damage to JCB, Golf set on fire and JCB driver got the bloke out, safe and sound.
3 months later, Golf driver has sent Injury Law firm onto the Farmer and now the JCB driver. It's a flaming joke.
Old 11 October 2011, 08:07 PM
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now that does take the ****
Old 11 October 2011, 08:22 PM
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And while we're bashing insurance companies - all the quotes we've had for our 19 yr old son's first car have the tpf&t policies more expensive than fully comp, htf does that work?
Old 11 October 2011, 08:57 PM
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Scooby Jo
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My 19 year old has given up all prospects of driving as we couldn't get a reasonable quote, nothing under £2.5k - he sold the car he bought off my mate as he couldnt afford to run it

Now the fines for not having insurance are cheaper than buying the actual insurance

As for insurance companies - fecking hate them - I had an accident 3 years ago and they must have sold my details as I've had about 50 phone calls from ambulance chasers in the last couple of weeks They've all been told to **** off
Old 11 October 2011, 09:59 PM
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It's a sad situation when young drivers are having to pay the stupid prices quoted.
I have a solution........................ALL( no matter what income) new drivers should HAVE to drive a 800cc car which SHOULD be be made here in Britain, it would create a business worth a fortune for Britain and it would get new drivers some experience of driving before they jump into their Saxo's or whatever. This would surely make sense, all new drivers would then gain the road skills and fewer would be injured or killed in accidents hence lower insurance premiums.
What do you think?
I sit here with flame suit ready
Old 11 October 2011, 10:11 PM
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Originally Posted by Scooby Jo
As for insurance companies - fecking hate them - I had an accident 3 years ago and they must have sold my details as I've had about 50 phone calls from ambulance chasers in the last couple of weeks They've all been told to **** off
I get those phone calls (well texts actually), and i've never been involved in an accident.
The guy next to me at work gets them aswell.... and he doesn't even drive!!!
Old 11 October 2011, 10:30 PM
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Well I simply don't understand this. I used to have a 205 turbo diesel, a nippy little engine, which my 20 year old used sometimes when he lived at home. He was down as a named driver and insurance company even put him as OK for business use as he had a part time job driving to schools to teach kids music. Insurance around £350 with protected NCD.

dl
Old 11 October 2011, 10:37 PM
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A friend of mine waited until he was 25 to buy and insure his car due to stupidly high quotes on run of the mill *****ers.
He only bought an Escort S, and suprise suprise the cheapest quote he could get was £2400, this is due to not having any ncd, he's had his licence for around 2 years.

He couldn't afford the insurance in the first place, and still cant justify the prices.
Old 11 October 2011, 10:45 PM
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Do you guys think I drive a 1.6ltr Alfa because I'm some sort of sadist?
Old 11 October 2011, 11:31 PM
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Insurance pricing is weird;

I own a BMW 330ci,

I'm 28 years old, 9 years n.c.b, no claims to report and held license (clean) for 10 years.

The cheapest quote I could get was with Admiral at £1300ish.

I add my Dad as a named driver and the price drops by around £100 to £1200ish. This is understandable as he is a lower risk driver.

Here's what takes the p1ss;

I then add my YOUNGER brother on the policy as a named driver, now he is 26 years old, had his license just 2 years. I would class him as a higher risk than me with 8 years LESS experience driving and being younger.

But the price dropped by around another £90.

Thinking I'm on a roll I add my sister in law to the policy. She only has a provisional driving license. Price drops by another £100. How the heck can she be a lower risk in a high powered rear wheel drive car than someone with 10 years driving experience?

I paid around £1000 in the end but was tempted to go knocking on neighbours doors to see if I could add the rest of the street on to my policy.


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