Johnny E

Its a long story but I'll cut it right down.......

A family member borrowed 4K December 07 and was paying it back Jan 08.
After lots of bull crap didnt get it back, so here is were im at now, I got a grand back Oct 08 and 200 cash a week later the only way I was getting the rest was a standing order to £200 a month 1st month 200 went into my account Dec 08 didnt
He has come up with some crap blaming the bank.

Ive just had enough now i dont need this crap.So I want to pass it to a debt collector will they take this on?? Amount owed is £2600

Oh by the way him and his missus have just come back from New York shopping

Can I have some constructive comment

Dedrater

Her Majesty's Courts Service

Luke

what form of contract have you got ?? i think nothing, so how will you sell this debt etc ?

Move on and NEVER trust your family

Timwinner

iTrader: (3)

To sell it on you would have to use a very shady leg breaker type debt collector.
The only options you appear to have are 1, be as nice as possible and try and tease the rest of the money out of the person.
2, Write it off and put it down to an expensive mistake.

I have been were you are now and its left me deflated, not so much that I lost the money, More that a family member had effectively stolen from me.

Dedrater

3) Submit your claim at your local courts or do it online, all you would need is another family member to say the money was lent, but I doubt it would get that far, once a claim has been served on him it would likely **** him up, even better pass the claim over to a Solicitors, them will claim all there expenses from him and so cost you nothing

Johnny E

I think I will get but could take a while,

I just want it to end ........

Johnny E

I have a neice who works for a solicitor's and she's doing her law degree so might have to give her a ring for some advise

fatherpierre

No contract = no proof = no chance, unless person wants to pay you.

Johnny E

I have proof as in every text message he has sent me also i recorded phone message's with them admitting they owe me the money..........

And they have left voice message's which ive kept

fatherpierre

Doesn't really mean anything.

You need a contract that is legally binding.

Luke

you are wasting your time in life. forget it and move on.You at least now know money and family should not be mixed. the courts are also not a great idea.

GC8

Its more than enough for the small claims court. You only need convince the judge, you dont have toprove anything beyond doubt.

Dedrater

Nah you don't.

Its a fair sum of money that he has worked for, I wouldnt just try and forget about it. Why are the courts a bad idea?

fatherpierre

Good luck.

If it's your word against another's then then you've little chance IMO.

Johnny E

Can't do that bud its to much money..........

PaulC72

Proof of amount owing should be enough, try the court route first unless you can mention that you will be going down that path and try to arrange something with him again and if he defaults do the court thing.

fatherpierre

Maybe you could embarrass him into paying you back, by telling people close to him abuot his lack of payment.

Failing that, try Judge Judy!

Luke

courts will tell you to continue to try and sort it out yourself.
its a lot of money ( i understand your upset... i would torture him)

but....... some battles are not worth the fight.

Johnny E

I like that one

Not Judge Judy