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Old 12 January 2008, 06:02 PM
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D-an-W
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Question Best cashback Credit Card?

I am considering moving to a Credit Card that pays cashback on purchases.

I pay off the bill every month and don't have a balance to transfer, also wouldn't want to pay any fee's.

Can anyone recommend one please


TIA...D-an-W
Old 12 January 2008, 06:22 PM
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Petem95
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I use the Morgan Stanley Platinum one which ticks all the boxes you've mentioned above.

I think they paying 1% cashback on the first 2k,then 0.5% after.

Handy if you pay for hotels etc on business, and claim it back!
Old 12 January 2008, 06:52 PM
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D-an-W
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We are no longer accepting new applications for Gold or Platinum Cards or for the buy and fly!™ MasterCard.

However you may be aware that we are now part of Goldfish Bank and we offer a competitive card under the Goldfish brand.
Old 12 January 2008, 07:02 PM
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GCollier
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I have an Amex platinum card which gives 0.5% cashback up to £3500 spent per year, 1.0% between £3500 and £10000 and 1.5% cashback after that. I also have a Capital One mastercard which gives 1% cashback, or 4% for the first 3 months.

Gary.
Old 12 January 2008, 07:15 PM
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Ringpeas
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American express are now doing one at 5% intro, but I am not sure how many places take them.
Old 12 January 2008, 07:18 PM
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corradoboy
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Cheap loans | mortgages | credit cards | home & car insurance - moneysupermarket UK

Money Saving Expert: Consumer Revenge - Credit Cards, Shopping, Bank Charges, Cheap Flights and more
Old 12 January 2008, 07:24 PM
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pslewis
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I've just today received my Capital One Credit Card .... 4% CashBack

The best on the market but tough to get accepted.
Old 12 January 2008, 08:33 PM
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D-an-W
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Good info folks, thanks.

It looks like me paying off the total every month could go against me getting one...
Old 12 January 2008, 08:38 PM
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pslewis
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I pay off my debt each month in full and I got one simple as .... and the best on the market too!!

4% CashBack!!

Here we go:-

https://www.capitalone.co.uk/creditc...on-bt-nopl.jsf

Dip Yer Bread!!

Last edited by pslewis; 12 January 2008 at 08:40 PM.
Old 12 January 2008, 08:45 PM
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D-an-W
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Excellent

* I have a credit card with a credit limit of at least £5000
* I have had a credit card(s) for at least 5 years
* I have never missed more than 2 payments on a credit card or loan
* I have credit card balances of less than £10,000
* I don't have any previous credit defaults (CCJs, current arrears)
According the the Capital One website mine is excellent too, goes against what Martin Lewis suggests

Last edited by D-an-W; 12 January 2008 at 08:48 PM.
Old 12 January 2008, 08:49 PM
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pslewis
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There is no better CC out there at the moment .... and you get a CC sized CD-ROM in the welcome pack too
Old 12 January 2008, 08:51 PM
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D-an-W
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That sealed it for me then, free stuff!
Old 31 January 2008, 06:17 PM
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My Capital One card arrived yesterday, thanks everyone
Old 31 January 2008, 09:00 PM
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douglasb
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Just had a look at the Capital One website and can't see any mention of 4% cashback. The Platinum card with 1% cashback beats what I've got at the moment though, so I'll give it a go.
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