paulpaulpaul

Hi All,

Im just about to buy a " weekend " Car and just assumed that my 3 years no claims bonus on my main car would also be used on any other car I purchased and wasnted to insure,

Is this not the case ? , just speaking to an insurance company the way they worded something was as though this would not be the case.

Can anybody enlighten me please

Thanks

PeteBrant

Your no claims bonus can only be used on one vehicle. If you buy another vehicle, then you will start a new policy with 0 no claims bonus.

TopBanana

But some insurers will still give you a discount for having a NCB on another policy!

Geezer

I believe Direct Line now do this sort of thing. At least that's they say on their new TV ads.

Geezer

Devildog

Admiral will also carry over your existing NCD to a second car, no problem.

alcazar

iTrader: (2)

As did L&V when I bought the Scoob.

Alcazar

SiPie

Used to be the case..... but since the invent of the wheel and the internal combustion engine, things have moved on

Moley

iTrader: (9)

Most companies will mirror the discount, but you must make them aware from the start

PPPRob

A plan mirrored my 9yrs onto my second car. Not sure if you can do that if the other policy is with a different broker tho

skoobidude

Just off on a slight tangent, most companies also do not recognise no-claims of more than 5 or 6 years. So when you declare say 9 years, as above, you can often receive paperwork from new company stating you have 5 years.
"Maximum no-claims" they call it


Nick

paulpaulpaul

they done if for me for an extra £ 30.00 onto top of what they had already quoted, Lotus Exige S here i come

PPPRob

I'm not disagreeing with you but its not the case with A plan

fatherpierre

I have my my main motor (a mondeo) on a 15yr no claims policy.

I have a few old mercs on classic policies at between £54 and £132 per year. The £132 car is a 5000cc merc.

If your weekend car is old (normally 12yrs+), give Adrian Flux insurers a call. My 2.8 1981 merc is insured for £54 per year despite it good for 130mph. They work on agreed values.

They rate insurance risks on your car being a 2nd motor that's used far less.

MattN

Well they might say they will give you a discount on a second car but how would you know? Insurance companies don't give you a pre discounted price so you can't tell what discounts you get.

For example I phoned up an insurance company and got a quote. Saw an add on TV saying online = 10% off, so put all the details in, price was not 10% off, so I called them and got some spiel about the phone quote had a special offer of guess what 10% off, so no way of telling if you get a discount or not.

Also I got quotes on a second car, some offered to match my NCD but others did not, all quotes came back about the same though. As a 'new' customer you may attract different discounts but as an existing customer you get different discounts. 60% off is great, but not if the premium is 60% more in the first place.

Right, that's done ... time for work.